Results 1,341-1,360 of 4,002 for speaker:Rose Conway Walsh
- Joint Oireachtas Committee on Health: Review of the Sláintecare Report (22 Nov 2017)
Rose Conway Walsh: Can the Secretary General give an idea of why the collection of the data was stopped in 2014?
- Joint Oireachtas Committee on Health: Review of the Sláintecare Report (22 Nov 2017)
Rose Conway Walsh: The responsibilities are being delegated to regional level. However, we have seen with something as serious as this that they are not being carried out. I think that raises questions.
- Joint Oireachtas Committee on Health: Review of the Sláintecare Report (22 Nov 2017)
Rose Conway Walsh: Someone somewhere made that decision and that person needs to be held to account.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Scrutiny of the Flood Insurance Bill 2016 (23 Nov 2017)
Rose Conway Walsh: I thank the witnesses for their presentations and Deputy Michael McGrath for bringing the Bill before us. If he was not bringing forward legislation, I would have done so because we have had a lot of experience of flooding in Mayo. I can identify with everything that has been said about the absence of flood insurance for businesses, particularly in the context of Crossmolina where we had...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Scrutiny of the Flood Insurance Bill 2016 (23 Nov 2017)
Rose Conway Walsh: Good. What the witnesses said speaks to two things having regard to our findings on the motor insurance industry. One relates to the cartel in operation within the insurance industry. Does any insurance company differ from the others or is there an absolute uniformity of approach to flood insurance?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Scrutiny of the Flood Insurance Bill 2016 (23 Nov 2017)
Rose Conway Walsh: I want to examine this. Mr. Kavanagh has stated that people who always have had flood insurance suddenly have their flood insurance cover withdrawn after the State has made a significant investment and put measures in place. Why is that?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Scrutiny of the Flood Insurance Bill 2016 (23 Nov 2017)
Rose Conway Walsh: Is Mr. Kavanagh saying that the works that are being done under State investment are working against the people living in the area if it is informing the decision-making processes of the insurance companies? Would the area be better off having no flood defences and then the people would hold on to their insurance?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Scrutiny of the Flood Insurance Bill 2016 (23 Nov 2017)
Rose Conway Walsh: I would say Mr. Kavanagh is right there. I want to address the problem on the data, because we came across a similar problem consistently right through the hearings we had around insurance and not having the raw data available. In the opinion of the witnesses, how can we get correct data and do the analysis that is needed on those data? Do the witnesses see that as the role of the Central...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Scrutiny of the Flood Insurance Bill 2016 (23 Nov 2017)
Rose Conway Walsh: Where does Mr. Buckley get the information or what is the source of the figure that up to 50,000 households have no flood insurance cover?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Scrutiny of the Flood Insurance Bill 2016 (23 Nov 2017)
Rose Conway Walsh: Does Mr Buckley think that the number of 50,000 has increased since then? In the past three years we have had major flooding.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Scrutiny of the Flood Insurance Bill 2016 (23 Nov 2017)
Rose Conway Walsh: I think Mr. Buckley is exactly right. The insurance industry is exploiting the fear that people feel around insurance, for instance, that if they have insurance this year, they may not have it next year. If they do not have insurance, they suffer the implications of that. There is a collective fear in small towns such as Crossmolina where people do not know what the future holds. We had...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Scrutiny of the Flood Insurance Bill 2016 (23 Nov 2017)
Rose Conway Walsh: If this Bill does not do what it sets out to do, is it Mr. Buckley's opinion that we need a State insurance company?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Scrutiny of the Flood Insurance Bill 2016 (23 Nov 2017)
Rose Conway Walsh: Which is a wholly different issue.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Scrutiny of the Flood Insurance Bill 2016 (23 Nov 2017)
Rose Conway Walsh: Mr. Buckley would make a great politician.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Scrutiny of the Flood Insurance Bill 2016 (23 Nov 2017)
Rose Conway Walsh: I thank the witnesses for their presentations. In respect of the profitability of flood insurance, Dr. Surminski's submission indicates that in Denmark, 15% of premiums are associated with flood insurance. What percentage of premiums here are associated with flood insurance?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Scrutiny of the Flood Insurance Bill 2016 (23 Nov 2017)
Rose Conway Walsh: So how do insurers make business decisions if they do not know? Is flood insurance profitable for the insurance industry in Ireland?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Scrutiny of the Flood Insurance Bill 2016 (23 Nov 2017)
Rose Conway Walsh: I am just trying to get at an aggregate figure for the industry regarding what is happening in respect of profits because, usually, if one follows the money, one can get the answers to some of the questions. How much is involved? What are we looking at in terms of flood insurance and what are the payouts with regard to the premium costs?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Scrutiny of the Flood Insurance Bill 2016 (23 Nov 2017)
Rose Conway Walsh: I am just trying to identify the gap in terms of the profit but, obviously, I am not going to get that information today.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Scrutiny of the Flood Insurance Bill 2016 (23 Nov 2017)
Rose Conway Walsh: So the raw data that we talked about so much in the other situations is now available. We have the percentages and all of that with regard to the data, and I acknowledge what Mr. Thompson has said here, but it is difficult to get a proper picture of where we are. We are told that 50,000 households are without flood insurance. Does Mr. Thompson agree with that?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Scrutiny of the Flood Insurance Bill 2016 (23 Nov 2017)
Rose Conway Walsh: Does Mr. Thompson agree or disagree with the figure of 50,000? Would he say it is 30,000?