Results 13,521-13,540 of 26,081 for speaker:Kieran O'Donnell

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Permanent TSB (14 Jun 2018)

Kieran O'Donnell: Yes.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Permanent TSB (14 Jun 2018)

Kieran O'Donnell: Does Mr. Masding anticipate that his bank will be more profitable in 2018?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Permanent TSB (14 Jun 2018)

Kieran O'Donnell: Where is the bank's weakness, as an institution?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Permanent TSB (14 Jun 2018)

Kieran O'Donnell: Are there constraints on new lending in terms of access to finance for the bank itself?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Permanent TSB (14 Jun 2018)

Kieran O'Donnell: How long does it take the bank to process a home loan?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Permanent TSB (14 Jun 2018)

Kieran O'Donnell: Increasingly, people who rent long term must pay between €1,000 and €1,500 a month. Does the bank factor that outlay into the loan-to- deposit ratio when deciding whether to grant a mortgage?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Permanent TSB (14 Jun 2018)

Kieran O'Donnell: Does such a situation allow the bank to increase the loan-to-value ratio at which it will lend? Let us say someone has a cash deposit of 10%. Does the bank factor in the rent and that cash deposit into its calculations? Will the bank push the loan-to-value rate to 92% due to the amount of rent paid?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Permanent TSB (14 Jun 2018)

Kieran O'Donnell: I thank the witnesses.

Seanad: Small and Medium Enterprises: Statements (19 Jun 2018)

Kieran O'Donnell: I had my name down for speaking.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Business of Joint Committee
Matters Relating to the Banking Sector: Ulster Bank (19 Jun 2018)

Kieran O'Donnell: Who is the CEO of Ulster Bank in Ireland?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Business of Joint Committee
Matters Relating to the Banking Sector: Ulster Bank (19 Jun 2018)

Kieran O'Donnell: Am I correct in saying that Jane Howard is the incoming CEO?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Business of Joint Committee
Matters Relating to the Banking Sector: Ulster Bank (19 Jun 2018)

Kieran O'Donnell: I have no doubt Mr. Stanley will be going for it.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Business of Joint Committee
Matters Relating to the Banking Sector: Ulster Bank (19 Jun 2018)

Kieran O'Donnell: I have a number of points to pick up on. Am I correct in saying that the total number of tracker accounts identified was 5,590, which is the 3,490 plus the 2,000 plus another 100?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Business of Joint Committee
Matters Relating to the Banking Sector: Ulster Bank (19 Jun 2018)

Kieran O'Donnell: Mr. Stanley said that the 100 cases are special cases.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Business of Joint Committee
Matters Relating to the Banking Sector: Ulster Bank (19 Jun 2018)

Kieran O'Donnell: They are included within it.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Business of Joint Committee
Matters Relating to the Banking Sector: Ulster Bank (19 Jun 2018)

Kieran O'Donnell: Am I correct in saying that approximately 2,500 have been remedied to date?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Business of Joint Committee
Matters Relating to the Banking Sector: Ulster Bank (19 Jun 2018)

Kieran O'Donnell: We are looking at approximately 2,600 customers. The question has been asked before. Does Mr. Stanley think it is fair and reasonable for customers that Ulster Bank got so far behind the other banks? It is well in excess of 40% of the customers who have been identified by the bank. The number is approximately 5,500 in total.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Business of Joint Committee
Matters Relating to the Banking Sector: Ulster Bank (19 Jun 2018)

Kieran O'Donnell: For a layperson watching proceedings, whose neighbours might have been with one of the other institutions and have been compensated, what is the delay?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Business of Joint Committee
Matters Relating to the Banking Sector: Ulster Bank (19 Jun 2018)

Kieran O'Donnell: Is that within the RBS family? Is that the reason?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Business of Joint Committee
Matters Relating to the Banking Sector: Ulster Bank (19 Jun 2018)

Kieran O'Donnell: Would it be fair to say that, in the Irish context, the bank did not update its systems in line with the other institutions? We all use ATMs. I always found Ulster Bank ATMs to be the slowest. I put it down to the prudential situation and that it was associated with the UK. I thought that was the reason its ATMs gave money out more slowly. Was it a technological issue rather than a...