Results 1,281-1,300 of 5,587 for speaker:Kevin Humphreys

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Property Insurance: Discussion (Resumed) with Irish Insurance Federation (19 Mar 2013)

Kevin Humphreys: That is fine, but we also have to put in the third figure, which is the income of the insurance companies over that period. There are the costs of flood defence payments by the insurers and the costs paid by the OPW on flood defences over the 12 years but, in the other margin, is the insurers' income. To look at €697 million in isolation is probably the wrong manner for this...

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Property Insurance: Discussion (Resumed) with Irish Insurance Federation (19 Mar 2013)

Kevin Humphreys: If I can go back to the point the Chairman made at the start of the meeting, we have had other people before the committee referring to the insurance companies in Ireland operating as a cartel. I would have some concerns, given the examples they provided to us, and perhaps the witnesses could clarify those for the committee. The first example given to us was of the person who gets a refusal...

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Property Insurance: Discussion (Resumed) with Irish Insurance Federation (19 Mar 2013)

Kevin Humphreys: Has enforcement of the code of conduct ever had to be used on a company?

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Property Insurance: Discussion (Resumed) with Irish Insurance Federation (19 Mar 2013)

Kevin Humphreys: In his presentation Mr. Thompson stated there is a high penetration of cover for flood risk. The Irish Brokers Association gives a figure of some 50,000 houses that cannot achieve flood insurance. Does that tie in with the statistics Mr. Thompson gave us today?

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Property Insurance: Discussion (Resumed) with Irish Insurance Federation (19 Mar 2013)

Kevin Humphreys: I do not know how the association arrived at that figure but from the telephone calls received and the surveys I have carried out, I see a very large number of people who cannot get insurance for flood cover. This means they cannot sell their home or purchase the one they want to because they cannot get a mortgage for it. Judging by the calls we get, the figure of 98% does not seem...

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Property Insurance: Discussion (Resumed) with Irish Insurance Federation (19 Mar 2013)

Kevin Humphreys: The committee is also trying to make concrete proposals on how to make this happen. I refer again to the 98% figure. Was that figure taken before geocoding was in wide operation? Other Deputies and Senators will have received the same telephone calls. A person will report being with the same company for the past ten years but then being told it will not give flood cover. That would be...

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Property Insurance: Discussion (Resumed) with Irish Insurance Federation (19 Mar 2013)

Kevin Humphreys: Mr. Horan is saying he is not sure whether geocoding was taken into consideration when the figure of 98% was produced. We could be looking at a new phenomenon in people being refused flood cover.

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Property Insurance: Discussion (Resumed) with Irish Insurance Federation (19 Mar 2013)

Kevin Humphreys: I knew Mr. Horan would say that. I wish I was, but the telephone calls do not come only from my constituency. There was an earlier question Mr. Horan did not answer. I asked about the specific example of a person who seeks a quote and receives a refusal. If he or she does not declare the refusal to the next company tried how does that affect the policy?

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Property Insurance: Discussion (Resumed) with Irish Insurance Federation (19 Mar 2013)

Kevin Humphreys: One example was given to the committee last week. Insurance company X sends a renewal notice. The person prices this against other companies and gets knocked back or refused for flood insurance by other companies. He or she must then go back to the first company, declare that refusal and is then refused flood cover. Is that acceptable practice?

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Property Insurance: Discussion (Resumed) with Irish Insurance Federation (19 Mar 2013)

Kevin Humphreys: Perhaps Mr. Horan might come back on that point because it was mentioned specifically. He stated that people could make representations to the IIF if they were refused insurance cover. Will he explain the clear path of appeal to the IIF in these circumstances? How do people apply? What is the success rate for appeals?

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Property Insurance: Discussion (Resumed) with Irish Insurance Federation (19 Mar 2013)

Kevin Humphreys: I refer to representations to institutions. For example, a person who cannot get household flood cover insurance could make representations to the IIF. I ask how this is done and whether there is a clear appeals process in place. What is the success rate and the number of appeals received by the federation?

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Property Insurance: Discussion (Resumed) with Irish Insurance Federation (19 Mar 2013)

Kevin Humphreys: The question was not answered. I wrote down what Mr. Horan said. He said that one could make representations to the federation. I asked how this could be done and how many people had done so. What is the success rate for those representations?

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Property Insurance: Discussion (Resumed) with Irish Insurance Federation (19 Mar 2013)

Kevin Humphreys: It is not a comment but a question. Many members of the Irish Insurance Federation operate in international markets. Across Europe international standards apply and provision is made for events that happen perhaps at intervals of 100 years, 150 years and 200 years. There is an international certification for events that happen at those intervals, such as coastal flooding and the one-off...

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Property Insurance: Discussion (Resumed) with Irish Insurance Federation (19 Mar 2013)

Kevin Humphreys: If the OPW certifies the work to an international standard of one in 100 years, can that information be easily transferred to the members of the Irish Insurance Federation? I think the levels are taken on the east coast and they arrive at a mean and all the levels are graded from that, so they know exactly the height of the event level. If the local authority can state that the defences it...

Written Answers — Department of Communications, Energy and Natural Resources: Renewable Energy Generation (20 Mar 2013)

Kevin Humphreys: To ask the Minister for Communications, Energy and Natural Resources the generating capacity of the ESB from renewable resources such as wind, water and wave; if he will provide a breakdown of the sites at which this is generated; the generating capacity of each site in megawatts; his plans for the installation of new renewable generating capacity; and if he will make a statement on the...

Topical Issue Debate: Tourism Industry (21 Mar 2013)

Kevin Humphreys: I thank the Minister of State, Deputy Cannon, for taking this topical issue which relates to a matter in the constituency of Deputy Eoghan Murphy and myself. I should point out that I have already raised this issue with the Minister for Communications, Energy and Natural Resources, Deputy Rabbitte, and have raised my concerns about the proposal with the ESB. Number Twenty Nine, Georgian...

Topical Issue Debate: Tourism Industry (21 Mar 2013)

Kevin Humphreys: I am disappointed with the Minister of State's response. The ESB is a semi-State company. The response given is a typical Civil Service one. I do not mean that as a personal criticism as I am sure the Minister of State only had sight of the reply before coming into the Chamber. The biggest tourist attraction we have in this country is our people. To downgrade Number Twenty Nine to an...

Written Answers — Department of Education and Skills: Schools Building Projects Applications (21 Mar 2013)

Kevin Humphreys: To ask the Minister for Education and Skills when the design team will be appointed for a school (details supplied) in view of the fact that the new school build is scheduled to start by 2014/15; the reasons for the delay and the action being taken to resolve it; and if he will make a statement on the matter. [14558/13]

Written Answers — Department of Justice and Equality: Residency Permits (26 Mar 2013)

Kevin Humphreys: To ask the Minister for Justice and Equality if he has considered the possibility of an earned regularisation scheme for undocumented immigrant workers living here; if he has considered revisions to employment legislation to protect these undocumented workers should they suffer breaches of employment law and regulations in the course of their work; and if he will make a statement on the...

Written Answers — Department of Justice and Equality: Residency Permits (26 Mar 2013)

Kevin Humphreys: To ask the Minister for Justice and Equality his plans to examine, consider or introduce an earned regularisation scheme for undocumented immigrants living here; and if he will make a statement on the matter. [15176/13]