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Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Economic Issues: Engagement with Governor of the Central Bank of Ireland (25 Jan 2023)

Peadar Tóibín: Yet, it does not have any tool to deal with the two-tier mortgage system that currently exists.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Economic Issues: Engagement with Governor of the Central Bank of Ireland (25 Jan 2023)

Peadar Tóibín: There is tiering of price. Everybody can see that there are two markets now in terms of interest rates that are being charged. There is one among the traditional banks and there is another among vulture funds. Is that not correct? There are two tiers.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Economic Issues: Engagement with Governor of the Central Bank of Ireland (25 Jan 2023)

Peadar Tóibín: I thank Mr. Kincaid for that. I do not want to be pernickety in relation to this, but I said there is a two-tier market for interest rates. That is not mutually exclusive from everything Mr. Kincaid said afterwards. Indeed, everything he said afterwards does not disagree with that sentence. Our mortgage rate has a two-tier nature. Many people went through extraordinary difficulties after...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Economic Issues: Engagement with Governor of the Central Bank of Ireland (25 Jan 2023)

Peadar Tóibín: The rules allow it, but in reality, it does not happen, then-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Economic Issues: Engagement with Governor of the Central Bank of Ireland (25 Jan 2023)

Peadar Tóibín: How does one work that out on a micro level? For example, a woman rang me recently who had a split mortgage and a chunk was warehoused. She was paying €600 per month and then her mortgage went up to €950, which is impossible for her to pay. She has contacted me in relation to that. How do people in this scenario become noticeable to the Central Bank of Ireland to ensure that...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Economic Issues: Engagement with Governor of the Central Bank of Ireland (25 Jan 2023)

Peadar Tóibín: I am conscious that I will probably be getting outside of my time limit soon. I have two final small questions. Out of the 38,000 mortgage holders Mr. Kincaid mentioned, honestly, I cannot imagine the majority of those people will be knowledgeable enough to understand that that is the process. It seems to me that there is a reactive policy by the Central Bank to say, "Well, if people come...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Economic Issues: Engagement with Governor of the Central Bank of Ireland (25 Jan 2023)

Peadar Tóibín: The Sparkasse banking system is understood to be similar to public banking.

Written Answers — Department of Culture, Heritage and the Gaeltacht: Heritage Sites (26 Jan 2023)

Peadar Tóibín: 78. To ask the Minister for Culture, Heritage and the Gaeltacht her views with the condition of the Loughcrew cairns. [3537/23]

Written Answers — Department of Housing, Planning, and Local Government: Housing Provision (26 Jan 2023)

Peadar Tóibín: 116. To ask the Minister for Housing, Planning, and Local Government the steps being taken to ensure that house building in 2023 does not decrease. [3536/23]

Written Answers — Department of Housing, Planning, and Local Government: Urban Development (26 Jan 2023)

Peadar Tóibín: 121. To ask the Minister for Housing, Planning, and Local Government if he will provide an update on the Government’s plan for the future of Moore Street. [3535/23]

An tOrd Gnó - Order of Business (31 Jan 2023)

Peadar Tóibín: Yesterday, the Irish Examinerreported that there has been a massive increase in excess deaths in the last number of weeks. It reported that in an eight-week period up to 25 January, there were 3,000 excess deaths compared with 2019. EUROSTAT, the CSO, coroners, mortuaries, undertakers and parish priests all report this massive increase in excess deaths. We have been calling for an...

An tOrd Gnó - Order of Business (31 Jan 2023)

Peadar Tóibín: They will not answer.

Ceisteanna - Questions: Cabinet Committees (31 Jan 2023)

Peadar Tóibín: Most Irish people want to help those who are fleeing from war, violence or hunger around the world. Most Irish people want to be the Good Samaritan, but there is genuine concern with the Government's handling of the migration process. There must be consultation with communities. They have a right to have a say over how their areas will be developed. There must be a community dividend....

Written Answers — Department of Foreign Affairs and Trade: British-Irish Co-operation (31 Jan 2023)

Peadar Tóibín: 121. To ask the Minister for Foreign Affairs and Trade if he will report on his attendance at the recent British-Irish Intergovernmental conference. [4433/23]

Written Answers — Department of Foreign Affairs and Trade: Religious Persecution (31 Jan 2023)

Peadar Tóibín: 114. To ask the Minister for Foreign Affairs and Trade the steps his Department is taking to combat global Christian persecution. [4434/23]

Written Answers — Department of Public Expenditure and Reform: Public Procurement Contracts (31 Jan 2023)

Peadar Tóibín: 291. To ask the Minister for Public Expenditure and Reform if he will provide details of all procurement competitions in which companies owned by a person (details supplied) won contracts since 2016. [4340/23]

Written Answers — Department of Public Expenditure and Reform: Public Procurement Contracts (31 Jan 2023)

Peadar Tóibín: 293. To ask the Minister for Public Expenditure and Reform the difference between the tendered price and the actual price of delivery for each contract won by companies owned by a person (details supplied); and the final cost of each contract. [4656/23]

Written Answers — Department of Housing, Planning, and Local Government: Housing Schemes (31 Jan 2023)

Peadar Tóibín: 347. To ask the Minister for Housing, Planning, and Local Government when eligible applicants under the first home scheme for self-build properties can apply, as announced in budget 2023; and if he will make a statement on the matter. [4527/23]

Written Answers — Department of Foreign Affairs and Trade: Official Engagements (31 Jan 2023)

Peadar Tóibín: 367. To ask the Minister for Foreign Affairs and Trade the date on which he last met with the Russian Ambassador to Ireland. [58942/22]

Written Answers — Department of Education and Skills: Departmental Data (31 Jan 2023)

Peadar Tóibín: 418. To ask the Minister for Education and Skills the number of submissions to the NCCA Junior Cycle social personal and health education curriculum consultation received from parents who disagreed with the draft specification (details supplied). [4058/23]

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