Results 12,221-12,240 of 26,053 for speaker:Kieran O'Donnell
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland (Resumed): Allied Irish Banks (26 Sep 2017)
Kieran O'Donnell: Would the issue have been to do with other issues such as non-payment of mortgage and so forth in the particular instance?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland (Resumed): Allied Irish Banks (26 Sep 2017)
Kieran O'Donnell: If someone who was paying their mortgage on time, and everything was up to date, and then decided in year 2 of a three-year contract that they wished to break their fixed rate, would they be entitled to go back on the tracker rate?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland (Resumed): Allied Irish Banks (26 Sep 2017)
Kieran O'Donnell: There was a specific set of questions sent to all members.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland (Resumed): Allied Irish Banks (26 Sep 2017)
Kieran O'Donnell: They are general questions and are not specific to any individual customer.
- Seanad: Order of Business (27 Sep 2017)
Kieran O'Donnell: The acoustics are better.
- Seanad: Mid-Term Review of Capital Plan: Statements (27 Sep 2017)
Kieran O'Donnell: I welcome the Minister of State to the House. I regard this as a very important and critical debate. We have come out of a period of great difficulty where our country was bankrupt and where we were effectively borrowing to keep the lights on. We have now reached a stage where we are returning to full employment. We must get back to what would be the normal levers of Government, one of...
- Seanad: Mid-Term Review of Capital Plan: Statements (27 Sep 2017)
Kieran O'Donnell: All help would be welcomed. I looked at the submissions made in the context of the mid-term review and a substantial proportion of them referenced the M20 project. Coming from Limerick, the Minister of State will know just how important that road project is in having an Atlantic corridor which links Cork, through Limerick, with Galway as a counterpoint to Dublin. The new Tuam-Gort bypass...
- Seanad: Housing: Statements (28 Sep 2017)
Kieran O'Donnell: I will try to do it in three minutes. I welcome the Minister for Housing, Planning and Local Government, Deputy Eoghan Murphy, to the House. This is an extremely important debate. To put my contribution in context, I will speak on the area I know best, Limerick. There is an issue with the provision of housing in Limerick city. There is a perception that Limerick has a very large stock of...
- Seanad: Nursing Homes Support Scheme: Statements (3 Oct 2017)
Kieran O'Donnell: I welcome the Minister of State. I want touch on a number of points in regard to the nursing home support scheme, which is a very important scheme. We all have people coming to us who are going into nursing homes. It is a very traumatic time for the families and the individuals themselves. The nursing home support section in Limerick does fantastic work and we all deal with such people on...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland (Resumed): Ulster Bank (5 Oct 2017)
Kieran O'Donnell: My first question is a practical one. The normal bank requirement under the Central Bank rules is a minimum 10% of deposit for a home owner. Is that correct?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland (Resumed): Ulster Bank (5 Oct 2017)
Kieran O'Donnell: There are exceptions. The bank is entitled to have exceptions.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland (Resumed): Ulster Bank (5 Oct 2017)
Kieran O'Donnell: Would the exceptions happen throughout the year or would they be made at the start of the year?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland (Resumed): Ulster Bank (5 Oct 2017)
Kieran O'Donnell: We are coming across many first-time buyers who are finding it very difficult to put the deposit together because, invariably, they are living in rental accommodation and paying anything from €800 to €1,200 per month in rent. I am framing the question in the context of the exceptions. Consider the case of someone who is renting consistently and meets the requirements beyond...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland (Resumed): Ulster Bank (5 Oct 2017)
Kieran O'Donnell: The mortgage repayment would be less than what is paid in rent.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland (Resumed): Ulster Bank (5 Oct 2017)
Kieran O'Donnell: I refer to where the mortgage repayment is less than the rent but where one shows a capacity to save.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland (Resumed): Ulster Bank (5 Oct 2017)
Kieran O'Donnell: On what percentage of the bank’s loan book can an exception be made? What is the ratio?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland (Resumed): Ulster Bank (5 Oct 2017)
Kieran O'Donnell: What is it?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland (Resumed): Ulster Bank (5 Oct 2017)
Kieran O'Donnell: It was willing to allow a situation whereby, on top of the exceptions, it might give another 20% where a consistent savings pattern is demonstrated and the mortgage repayment is less than the monthly rent.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland (Resumed): Ulster Bank (5 Oct 2017)
Kieran O'Donnell: Does the witness believe it is possible to have another property crash in Ireland, be it residential or commercial?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland (Resumed): Ulster Bank (5 Oct 2017)
Kieran O'Donnell: Does Mr. Mallon believe there is an undersupply of housing?