Results 11,901-11,920 of 16,492 for speaker:Ciarán Lynch

Committee of Inquiry into the Banking Crisis: Nexus Phase (11 Jun 2015)

Ciarán Lynch: It'll have to be supplementary now.

Committee of Inquiry into the Banking Crisis: Nexus Phase (11 Jun 2015)

Ciarán Lynch: Okay. Thank you very much Mr. O'Reilly. I just want to deal with a couple of matters there and one is in relation to loan-deposit ratios. The targets now are in and around 120% and lower. Why was this not a target during the 2002 - 2008 period, when it reached as high as 176% in Bank of Ireland and you think the level of loan-deposit ratios in the various institutions was appropriate...

Committee of Inquiry into the Banking Crisis: Nexus Phase (11 Jun 2015)

Ciarán Lynch: Okay. Thank you. And can I also ask you with regard to the increased reliance on wholesale funding from 2003 onwards to finance growth in the various known portfolios was significant, were you aware of the issues and did you regard this as a fundamental risk?

Committee of Inquiry into the Banking Crisis: Nexus Phase (11 Jun 2015)

Ciarán Lynch: Okay. And on the liquidity issue, Mr. O'Reilly, what was the IFSRA's role in analysing and overseeing the liquidity and solvency risk of the banks?

Committee of Inquiry into the Banking Crisis: Nexus Phase (11 Jun 2015)

Ciarán Lynch: Deputy Kieran O'Donnell.

Committee of Inquiry into the Banking Crisis: Nexus Phase (11 Jun 2015)

Ciarán Lynch: What's the page number there, please, Deputy?

Committee of Inquiry into the Banking Crisis: Nexus Phase (11 Jun 2015)

Ciarán Lynch: Thank you, wonderful.

Committee of Inquiry into the Banking Crisis: Nexus Phase (11 Jun 2015)

Ciarán Lynch: When was that made, Deputy, there?

Committee of Inquiry into the Banking Crisis: Nexus Phase (11 Jun 2015)

Ciarán Lynch: Yes, sure.

Committee of Inquiry into the Banking Crisis: Nexus Phase (11 Jun 2015)

Ciarán Lynch: It's on the screen in front of you there but I'll just stop the clock for a second there just to give you time. The speech or statement refers to the "Finance Dublin Conference - 6 April 2005", heading of the presentation is "The Future of Financial Regulation: Principles or Rules - Issues for the Irish Financial Services Sector [addressed] ... address by Liam O'Reilly, Chief Executive,...

Committee of Inquiry into the Banking Crisis: Nexus Phase (11 Jun 2015)

Ciarán Lynch: Sure.

Committee of Inquiry into the Banking Crisis: Nexus Phase (11 Jun 2015)

Ciarán Lynch: Final supplementary there, Deputy.

Committee of Inquiry into the Banking Crisis: Nexus Phase (11 Jun 2015)

Ciarán Lynch: Okay, thank you very much. Deputy ... sorry, Senator Susan O'Keeffe. Senator, you've ten minutes.

Committee of Inquiry into the Banking Crisis: Nexus Phase (11 Jun 2015)

Ciarán Lynch: Just make the question how is it doing it. We'll-----

Committee of Inquiry into the Banking Crisis: Nexus Phase (11 Jun 2015)

Ciarán Lynch: Okay.

Committee of Inquiry into the Banking Crisis: Nexus Phase (11 Jun 2015)

Ciarán Lynch: Senator, you are getting very leading here. Will you just ask a question, please?

Committee of Inquiry into the Banking Crisis: Nexus Phase (11 Jun 2015)

Ciarán Lynch: Final supplementary now quickly.

Committee of Inquiry into the Banking Crisis: Nexus Phase (11 Jun 2015)

Ciarán Lynch: The question is made, Senator. Mr. O'Reilly, then I'm moving on.

Committee of Inquiry into the Banking Crisis: Nexus Phase (11 Jun 2015)

Ciarán Lynch: Thank you. I just want to deal with the financial stability reports there just for a moment with you, Mr. O'Reilly, and in respect of the preparation of them and the manner in which internal and external contrarian economist views were considered. Were the concerns around supervision that grew over the period given adequate consideration and if not, why not?

Committee of Inquiry into the Banking Crisis: Nexus Phase (11 Jun 2015)

Ciarán Lynch: In respect of the preparation for the financial stability reports-----