Results 1,161-1,180 of 1,760 for speaker:Aideen Hayden
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Ulster Bank (13 Nov 2014)
Aideen Hayden: Is Ulster Bank prepared to formalise that? Will it advise customers that service is available?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Ulster Bank (13 Nov 2014)
Aideen Hayden: The customers I deal with who engage with Ulster Bank are not aware of that. Many are involved in family law actions. That is not their experience with Ulster Bank. Will Mr. Bell take this point on board?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Ulster Bank (13 Nov 2014)
Aideen Hayden: By Mr. Bell’s estimation 2,000 of these will result in repossessions.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Ulster Bank (13 Nov 2014)
Aideen Hayden: I was quite horrified to see that out of the bank’s buy-to-let loan book it is has appointed rent receivers to 1,618 of its 2,700 properties in arrears of more than 90 days. I chair a voluntary organisation that deals with people in the rental sector and I can assure Mr. Bell that rent receivers appointed to rental properties constitute a massive problem. This committee recommended,...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Ulster Bank (13 Nov 2014)
Aideen Hayden: The answer is "yes", the bank has no problem doing that.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Ulster Bank (13 Nov 2014)
Aideen Hayden: Why does Ulster Bank have very few split mortgages, which is in complete contrast to all the other lending institutions? What does the bank mean by economic concession?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: AIB (13 Nov 2014)
Aideen Hayden: The joint committee is back in public session for an overview of the banking sector in Ireland and this meeting is open to the public. I welcome to the meeting Mr. David Duffy, chief executive officer of Allied Irish Banks, AIB. Mr. Duffy is accompanied by Mr. Mark Bourke, chief financial officer, Mr. Bernard Byrne, head of personal, business and corporate banking in the Republic of Ireland...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: AIB (13 Nov 2014)
Aideen Hayden: I thank Mr. Duffy. As I said previously, the chief spokespersons will have ten minutes to ask questions and after that members will have five minutes. Non-members will also have five minutes, once members have concluded.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: AIB (13 Nov 2014)
Aideen Hayden: Senator Paul Coghlan and Deputy Kieran O'Donnell will share time.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: AIB (13 Nov 2014)
Aideen Hayden: Mr. Duffy should be brief.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: AIB (13 Nov 2014)
Aideen Hayden: I will allow Deputy O'Donnell to contribute again.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: AIB (13 Nov 2014)
Aideen Hayden: Deputy Doherty can come in again after this round has finished.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: AIB (13 Nov 2014)
Aideen Hayden: I am aware that two of Deputy Spring's questions are outstanding and there is just over a minute left.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: AIB (13 Nov 2014)
Aideen Hayden: Of course.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: AIB (13 Nov 2014)
Aideen Hayden: I will allow Deputy Spring to come back in after we conclude this round.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: AIB (13 Nov 2014)
Aideen Hayden: It is well up.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: AIB (13 Nov 2014)
Aideen Hayden: Deputy Spring indicated that he wanted to ask further questions.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: AIB (13 Nov 2014)
Aideen Hayden: It was indicated in AIB's initial presentation that the bank had approved lending of approximately €9 billion in the first nine months of 2014 and that this marked an increase on the figure for the previous period. I am not clear on the proportion of the lending drawdowns of approximately €4 billion that is mortgage lending.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: AIB (13 Nov 2014)
Aideen Hayden: I noted the comments made about the Governor of the Central Bank's statement on mortgage deposits and loan to earnings ratios. We have mainly received reasonably negative comments about it from some of the other lending institutions. Representatives of Ulster Bank said to us this morning that 68% of the first-time buyer mortgages approved by the bank this year would have fallen outside the...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: AIB (13 Nov 2014)
Aideen Hayden: Does Mr. Duffy agree that we are a long way off boom values, given that prices dropped by 55% from the peak and are now 40% below that level?