Results 11,641-11,660 of 16,492 for speaker:Ciarán Lynch

Committee of Inquiry into the Banking Crisis: Nexus Phase (28 May 2015)

Ciarán Lynch: Okay, with that said, thank you very much, Mr. Neary, and thank you for your participation today, and for your engagement with the inquiry. And I now formally excuse the witness and bring matters to an end with the suggestion that the meeting is adjourned until 3.30 p.m. on Tuesday, 9 June 2015. Is that agreed? There's also packs to be picked up there as people are leaving.

Written Answers — Department of Social Protection: Carer's Allowance Applications (9 Jun 2015)

Ciarán Lynch: 217. To ask the Minister for Social Protection when an application for a carer's allowance will be determined in respect of a person (details supplied) in County Cork; and if she will make a statement on the matter. [21812/15]

Written Answers — Department of Social Protection: Community Services Programme (9 Jun 2015)

Ciarán Lynch: 264. To ask the Minister for Social Protection when a decision will be made regarding a recommendation by Pobal concerning a community association (details supplied) in County Cork which applied under the Community Services Programme Business Plan 2015 to 2017; and if she will make a statement on the matter. [22381/15]

Written Answers — Department of Environment, Community and Local Government: Homelessness Strategy (9 Jun 2015)

Ciarán Lynch: 1021. To ask the Minister for Environment, Community and Local Government when approval will be granted to tender for the construction of housing units for homeless people (details supplied); and if he will make a statement on the matter. [22384/15]

Written Answers — Department of Health: Hospital Waiting Lists (10 Jun 2015)

Ciarán Lynch: 141. To ask the Minister for Health his plans to use the Blackrock Clinic in County Dublin to provide extra theatre capacity and other facilities for the treatment of Scoliosis patients; if patients will maintain their existing position on the Crumlin Hospital waiting list; when the new arrangements will be put in place; and if he will make a statement on the matter. [22585/15]

Committee of Inquiry into the Banking Crisis: Nexus Phase (10 Jun 2015)

Ciarán Lynch: As we have a quorum, the Committee of Inquiry into the Banking Crisis is now in public session and can I ask members and those in the public Gallery to ensure that their mobile devices are switched off. We begin today with session 1 public hearing and discussion with Mary O'Dea, Central Bank-Financial Regulator. In doing so, I would like to welcome everyone to the 31st public hearing of the...

Committee of Inquiry into the Banking Crisis: Nexus Phase (10 Jun 2015)

Ciarán Lynch: Thank you very much, Ms O'Dea. If I can invite you to make your opening remarks to the committee, please.

Committee of Inquiry into the Banking Crisis: Nexus Phase (10 Jun 2015)

Ciarán Lynch: Thank you very much, Ms O'Dea, for your opening statement and welcome again. If I can commence this morning's questions by inviting Deputy John Paul Phelan. Deputy, you have 15 minutes.

Committee of Inquiry into the Banking Crisis: Nexus Phase (10 Jun 2015)

Ciarán Lynch: Allow time to answer as well now.

Committee of Inquiry into the Banking Crisis: Nexus Phase (10 Jun 2015)

Ciarán Lynch: The point has been made, Deputy Phelan. I need time to respond, and you've got questions to cover as well. Ms O'Dea.

Committee of Inquiry into the Banking Crisis: Nexus Phase (10 Jun 2015)

Ciarán Lynch: A question, now, Deputy.

Committee of Inquiry into the Banking Crisis: Nexus Phase (10 Jun 2015)

Ciarán Lynch: Ask your question now, not a statement.

Committee of Inquiry into the Banking Crisis: Nexus Phase (10 Jun 2015)

Ciarán Lynch: You are going to run out of time.

Committee of Inquiry into the Banking Crisis: Nexus Phase (10 Jun 2015)

Ciarán Lynch: Just to clarify one matter before I bring in Deputy Higgins, Ms O'Dea. You were on the IFSRA board authority from 2002, yes?

Committee of Inquiry into the Banking Crisis: Nexus Phase (10 Jun 2015)

Ciarán Lynch: And were you on the CBFSAI before 2009?

Committee of Inquiry into the Banking Crisis: Nexus Phase (10 Jun 2015)

Ciarán Lynch: You came after-----?

Committee of Inquiry into the Banking Crisis: Nexus Phase (10 Jun 2015)

Ciarán Lynch: Okay, thank you. Deputy Higgins.

Committee of Inquiry into the Banking Crisis: Nexus Phase (10 Jun 2015)

Ciarán Lynch: That can be a supplementary. I'll be bringing you back in again so, if we maybe stop at question one and we can take question two as supplementary.

Committee of Inquiry into the Banking Crisis: Nexus Phase (10 Jun 2015)

Ciarán Lynch: Ms O'Dea, the regulator's office has responsibility for regulating financial institutions with a principle-based approach and it had a consumer protection aspect to it as well. Were you the senior consumer protection person in that structure?

Committee of Inquiry into the Banking Crisis: Nexus Phase (10 Jun 2015)

Ciarán Lynch: During your time, we saw 20-year mortgage schedules, which were the standard mortgage schedule at the time, going out to 30 to 35 years. We saw loan-to-values rules changing quite significantly and we saw 100% mortgage products being actually introduced. Did you issue any guidelines on affordability of mortgages or at any time did you express an opinion with regard to 100% mortgages?