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Seanad: Order of Business (5 Nov 2014)

Aideen Hayden: ----- and the 4.7% growth announced yesterday, there are many people who are not feeling the benefit of this uplift whatsoever. Many of those people who are at the coal face of repossession are perhaps the most vulnerable. There are those who have experienced homelessness as a result of having their homes repossessed. I ask that we have an urgent debate in this House on the issue of...

Seanad: Order of Business (5 Nov 2014)

Aideen Hayden: ----- on the mortgage market and some of the measures it has proposed -----

Seanad: Order of Business (5 Nov 2014)

Aideen Hayden: No disrespect to the Senator, but there is a joint Oireachtas committee report on mortgage lending which was signed up to by all of the political parties involved in that committee, including that of the Senator. There are many excellent recommendations in that report and it deserves to be debated in this House. There are many issues that we would all agree, across the House, across party,...

Seanad: Order of Business (5 Nov 2014)

Aideen Hayden: The code on mortgage arrears is set by the Central Bank, which is -----

Seanad: Order of Business (5 Nov 2014)

Aideen Hayden: Does the Senator have an issue with the truth?

Seanad: Order of Business (5 Nov 2014)

Aideen Hayden: I have asked -----

Seanad: Order of Business (5 Nov 2014)

Aideen Hayden: I have asked the Leader for a debate on the joint Oireachtas committee's report on mortgage arrears and the recommendations that committee has made in relation to some serious changes that could be made both to the code of conduct on mortgage arrears and to setting up an independent service to assist all mortgagees - not just the ones from AIB and EBS but all mortgage holders - to get...

Seanad: Order of Business (5 Nov 2014)

Aideen Hayden: I would not be over time, if you do not mind, a Chathaoirligh, if I was not being constantly interrupted by my friend over there.

Seanad: Order of Business (5 Nov 2014)

Aideen Hayden: It is a matter of critical importance for the future of third level education in this country and there is plenty of evidence that the south east is suffering economically. The presence of a third level institution would help.

Seanad: Order of Business (5 Nov 2014)

Aideen Hayden: On a point of information.

Seanad: Order of Business (5 Nov 2014)

Aideen Hayden: I have to totally object to what Senator Norris is saying.

Seanad: Order of Business (5 Nov 2014)

Aideen Hayden: He is suggesting that women choose prostitution like they would choose to be an accountant.

Seanad: Order of Business (5 Nov 2014)

Aideen Hayden: That is disrespectful.

Seanad: Order of Business (5 Nov 2014)

Aideen Hayden: You are suggesting that women choose prostitution like they choose to be doctors or accountants -----

Seanad: Order of Business (5 Nov 2014)

Aideen Hayden: It is an outrageous -----

Seanad: Order of Business (5 Nov 2014)

Aideen Hayden: Is Senator Norris suggesting-----

Seanad: Order of Business (5 Nov 2014)

Aideen Hayden: I am sorry but I cannot let that go.

Seanad: Penal Reform: Motion (5 Nov 2014)

Aideen Hayden: I second the motion and thank my colleague, Senator Bacik, for bringing this matter before us. I thank the Irish Penal Reform Trust for its briefing to us. It has welcomed this motion which calls on the Minister for Justice and Equality to outline her proposals for reform of penal policy in the context of the recommendations of the report on penal reform by the Joint Committee on Justice,...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)

Aideen Hayden: I welcome the witnesses and share Deputy Lynch's view on concerns relating to the Central Bank's statement on access to home ownership. I am interested in the comments that were made on an insurance product and it has been noted today that such insurance products were quite common in the 1980s and 1990s. The loan-to-value ratio was lower in those cases. I am concerned about the ability of...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)

Aideen Hayden: When he does this, perhaps Mr Boucher might give us his views on the scheme introduced by the UK Government on this - I think it is called the "begin to buy" scheme. Is it worthwhile? I ask for as broad a response as possible on this.

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