Results 81-100 of 231 for rebuilding ireland home loan speaker:Eoghan Murphy

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Ceisteanna ar Reachtaíocht a Gealladh - Questions on Promised Legislation (5 Dec 2018)

Eoghan Murphy: I thank the Deputy for both those questions. The Deputy is referring to the Rebuilding Ireland home loan scheme. More applications to the Housing Agency for this scheme have been successful than unsuccessful. More than 1,000 loans have gone through the Housing Agency. The delay is happening at the credit committees at local government level. During the budget process, I reviewed the...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (11 Jun 2019)

Eoghan Murphy: The Rebuilding Ireland Home Loan is designed to enable credit worthy first-time buyers, who are unable to access a mortgage from a commercial lender, to obtain sustainable mortgage lending to purchase a new or second-hand property. The low rate of fixed interest associated with the Rebuilding Ireland Home Loan provides first-time buyers with access to mortgage finance that they may not...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (9 May 2019)

Eoghan Murphy: The Rebuilding Ireland Home Loan scheme is administered by the local authorities, in accordance with the Housing (Rebuilding Ireland Home Loan) Regulations 2018. Under the Regulations each authority must establish a credit committee to decide on applications for loans. The Regulations broadly set out the amount that can be lent under the scheme, the eligibility criteria for loans, the duties...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (13 Feb 2018)

Eoghan Murphy: Following a review of the two existing local authority home loan schemes, the House Purchase Loan and the Home Choice Loan, a new loan offering - the Rebuilding Ireland Home Loan - was introduced on 1 February 2018. In terms of self-builds, where a loan applicant is building their own home on a pre-owned site with planning permission, the loan available under the Rebuilding Ireland Home...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (11 Jun 2019)

Eoghan Murphy: The Rebuilding Ireland Home Loan Scheme enables credit-worthy first-time buyers to access sustainable mortgage lending to purchase new or second-hand properties in a suitable price range, where they cannot obtain sufficient mortgage finance from a commercial lender.  As with the previous local authority loan offerings, the Rebuilding Ireland Home Loan is available to...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (21 Nov 2018)

Eoghan Murphy: I propose to take Questions Nos. 247 and 248 together. The Rebuilding Ireland Home Loan Scheme was launched in February 2018 to replace the existing  House Purchase and the Home Choice Loan Schemes. The Scheme has been established under the Housing (Rebuilding Ireland Home Loan) Regulations 2018, which also provide that I as Minister issue a Statutory Credit Policy. The...

Written Answers — Department of Housing, Planning, and Local Government: Covid-19 Pandemic Supports (16 Jun 2020)

Eoghan Murphy: My Department has responsibility for the Rebuilding Ireland Home Loan, which is designed to enable credit-worthy first-time buyers to access sustainable mortgage lending to purchase new or second-hand properties in a suitable price range. The scheme is targeted at first-time buyers who have access to an adequate deposit and have the capacity to repay a mortgage, but who are unable to access a...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (26 Nov 2019)

Eoghan Murphy: Applicants for the Rebuilding Ireland Home Loan must be of good credit standing and have a satisfactory credit record. The Housing Agency provides a central credit assessment service to local authorities and credit checks are undertaken as part of the credit assessment process. The final decision on loan approval is a matter for the relevant local authority and its credit committee on a...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (11 Jun 2019)

Eoghan Murphy: Applicants for the Rebuilding Ireland Home Loan must be of good credit standing and have a satisfactory credit record.  The Housing Agency provides a central credit assessment service to local authorities and credit checks are undertaken as part of the credit assessment process.  The final decision on loan approval is a matter for the relevant local authority and its...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (29 Mar 2018)

Eoghan Murphy: As the Deputy is aware, following a review of the two existing local authority home loan schemes, the House Purchase Loan and the Home Choice Loan, a new loan offering, known as the Rebuilding Ireland Home Loan, was introduced on 1 February 2018. The new loan is designed to enable credit-worthy first-time buyers to access sustainable mortgage lending to purchase new or second-hand properties...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (12 Jun 2019)

Eoghan Murphy: The Rebuilding Ireland Home Loan was made available from 1 February 2018.  The loan enables credit worthy first time buyers to access sustainable mortgage lending to purchase new or second-hand properties. The low rate of fixed interest associated with the Rebuilding Ireland Home Loan provides first time buyers with access to mortgage finance that they may not otherwise...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (8 Nov 2018)

Eoghan Murphy: The Rebuilding Ireland Home Loan is targeted at first-time buyers who wish to own their own home, have access to an adequate deposit and have the capacity to repay a mortgage, but who are unable to access a mortgage sufficient for them to purchase their first home. As with the previous local authority loan offerings, the Rebuilding Ireland Home Loan is available to first-time...

Confidence in the Minister for Housing, Planning and Local Government: Motion [Private Members] (3 Dec 2019)

Eoghan Murphy: I invite Deputies to think about the fact that more than 6,000 social housing homes and more than 20,000 private homes are being built this year. One in three homes being built this year will be used for social housing. It is nonsense for people to say that we are reliant on the market for our solutions and that our targets are not ambitious. Next year, we will build more social housing...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (8 May 2019)

Eoghan Murphy: Local authorities may issue Rebuilding Ireland Home Loans (RIHL) in accordance with the Housing (Rebuilding Ireland Home Loan) Regulations 2018 and the credit policy issued under the Regulations. The Housing Agency provides a central assessment service for the authorities and makes recommendations to them as to whether or not to approve loan applications. The final decision on loan approval...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (21 Mar 2018)

Eoghan Murphy: Following a review of the two existing local authority home loan schemes, the House Purchase Loan and the Home Choice Loan, a new loan offering, known as the Rebuilding Ireland Home Loan, was introduced on 1 February 2018. The Home Loan calculator on gives an indication of how much you can borrow over the maximum term allowable and what the estimated repayments would be. A shorter loan term...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (14 Nov 2018)

Eoghan Murphy: As with the previous local authority home loan offerings, loan applications under the Rebuilding Ireland Home Loan are dealt with directly by the local authority in whose area the property proposed for purchase is situated. The Housing Agency provides a central support service which assesses loan applications that are made to the local authorities for the Rebuilding Ireland Home Loan and...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (28 May 2019)

Eoghan Murphy: Applicants for the Rebuilding Ireland Home Loan must be of good credit standing and have a satisfactory credit record. The Housing Agency provides a central credit assessment service to local authorities and credit checks are undertaken as part of the credit assessment process. The final decision on loan approval is a matter for the relevant local authority and its credit committee on a...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (11 Jul 2018)

Eoghan Murphy: The new Rebuilding Ireland Home Loan is designed to enable credit-worthy first-time buyers to access sustainable mortgage lending to purchase new or second-hand properties in a suitable price range. The scheme is targeted at first-time buyers who have access to an adequate deposit and have the capacity to repay a mortgage, but who are unable to access a mortgage sufficient for them to...

Joint Oireachtas Committee on Housing, Planning and Local Government: Update on Rebuilding Ireland - Action Plan for Housing and Homelessness: Discussion (25 Jan 2018)

Eoghan Murphy: ...measure we have taken to date regarding affordability have been direct supply-side measures such as LIHAF infrastructure funding, the fast-track process of An Bord Pleanála, the new finance body, Home Building Finance Ireland, which will come on line this year or changes in apartment standards and they all aim to reduce costs to increase supply. The Rebuilding Ireland home loan is...

Joint Oireachtas Committee on Housing, Planning and Local Government: Update on Rebuilding Ireland: Department of Housing, Planning and Local Government (12 Dec 2019)

Eoghan Murphy: ...of people in the private rented sector today. There will be much information about it, but we focused on one specific aspect in the meeting earlier and did not talk about the wider survey. On Rebuilding Ireland and bankruptcy, I cannot speak to a specific case. Nevertheless, we have recognised that people may have had difficulties in their past. They may have been in a relationship,...