Results 7,821-7,840 of 10,460 for speaker:Gerry Horkan
- Joint Oireachtas Committee on Transport, Tourism and Sport: Motor Insurance and Uninsured Drivers: Motor Insurers' Bureau of Ireland (8 Mar 2023)
Gerry Horkan: The next slot is mine but I will give it to Senator Dooley.
- Joint Oireachtas Committee on Transport, Tourism and Sport: Motor Insurance and Uninsured Drivers: Motor Insurers' Bureau of Ireland (8 Mar 2023)
Gerry Horkan: It is my own slot now. Many of the points have been covered and I thank the witnesses. When it was mentioned a few weeks ago, I said that this was a topic that we should cover. In fact, we were not sure whether it would be within our remit or that of the finance committee or the enterprise committee. The committee on enterprise covers issues like insurance, and the finance committee has...
- Joint Oireachtas Committee on Transport, Tourism and Sport: Motor Insurance and Uninsured Drivers: Motor Insurers' Bureau of Ireland (8 Mar 2023)
Gerry Horkan: I think it is very relevant, particularly with all the other work we have done on road safety and so on. There are a few things that I want to ask about that perhaps were not covered so much earlier. To tax your car, you have to put in insurance details, which suggests that the car at least has to have an insured driver. Perhaps not everybody using the car is insured.
- Joint Oireachtas Committee on Transport, Tourism and Sport: Motor Insurance and Uninsured Drivers: Motor Insurers' Bureau of Ireland (8 Mar 2023)
Gerry Horkan: I will just develop the point.
- Joint Oireachtas Committee on Transport, Tourism and Sport: Motor Insurance and Uninsured Drivers: Motor Insurers' Bureau of Ireland (8 Mar 2023)
Gerry Horkan: Is it the case that I can put in the details of an insurance policy and get away with it, or is there an automatic check on the details that I put in on the company, whether it is Allianz, AXA, FBD or whoever? Is the motor tax system able to interrogate and verify that the insurance policy is a valid one and belongs to the driver, and so on?
- Joint Oireachtas Committee on Transport, Tourism and Sport: Motor Insurance and Uninsured Drivers: Motor Insurers' Bureau of Ireland (8 Mar 2023)
Gerry Horkan: When you are taxing your car, you have to put in some insurance details so anyone who is taxing a car and is not insured is inputting fraudulent data and is committing an act of fraud when they tax their car.
- Joint Oireachtas Committee on Transport, Tourism and Sport: Motor Insurance and Uninsured Drivers: Motor Insurers' Bureau of Ireland (8 Mar 2023)
Gerry Horkan: Surely it is not potentially. It is either a valid insurance policy or it is not.
- Joint Oireachtas Committee on Transport, Tourism and Sport: Motor Insurance and Uninsured Drivers: Motor Insurers' Bureau of Ireland (8 Mar 2023)
Gerry Horkan: There was a time when you had to have a valid NCT disc to get a tax disc. That requirement was scrapped a long time ago for understandable reasons. At the same time, it would make sense that all of these databases were talking to each other.
- Joint Oireachtas Committee on Transport, Tourism and Sport: Motor Insurance and Uninsured Drivers: Motor Insurers' Bureau of Ireland (8 Mar 2023)
Gerry Horkan: We have heard of cases where people have been caught driving without tax, insurance or a driving licence. Clearly, there is another cohort of cars out there that are not even taxed. I would suggest that if they are not taxed, it is highly likely that they are not insured either.
- Joint Oireachtas Committee on Transport, Tourism and Sport: Motor Insurance and Uninsured Drivers: Motor Insurers' Bureau of Ireland (8 Mar 2023)
Gerry Horkan: Therefore, MIBI's figures are possibly understating the problem.
- Joint Oireachtas Committee on Transport, Tourism and Sport: Motor Insurance and Uninsured Drivers: Motor Insurers' Bureau of Ireland (8 Mar 2023)
Gerry Horkan: I know it is not MIBI's area of responsibility as such, but do we have we any idea, from any statistics, how many untaxed cars are out there in terms of the motor vehicle fleet within the country?
- Joint Oireachtas Committee on Transport, Tourism and Sport: Motor Insurance and Uninsured Drivers: Motor Insurers' Bureau of Ireland (8 Mar 2023)
Gerry Horkan: I get that.
- Joint Oireachtas Committee on Transport, Tourism and Sport: Motor Insurance and Uninsured Drivers: Motor Insurers' Bureau of Ireland (8 Mar 2023)
Gerry Horkan: A total of €2 billion is what has been paid out since the MIBI's inception, which is a huge amount. It is €70 million a year, and effectively we are all subsidising the uninsured drivers. Mr. Fitzgerald said that, at one stage, 128 people per day were being picked up on a very limited basis. Was that when the ANPR started to be used? There was talk about false positives at...
- Joint Oireachtas Committee on Transport, Tourism and Sport: Motor Insurance and Uninsured Drivers: Motor Insurers' Bureau of Ireland (8 Mar 2023)
Gerry Horkan: That is 128 per day on quite a small sample, you would imagine. It could be a lot higher.
- Joint Oireachtas Committee on Transport, Tourism and Sport: Motor Insurance and Uninsured Drivers: Motor Insurers' Bureau of Ireland (8 Mar 2023)
Gerry Horkan: Regarding the car versus the driver, the car is insured, so the MIBI looking at uninsured cars rather than drivers. The car is taxed but not insured. I think that is how it is extrapolated. What is the story when somebody is driving a car they are not entitled to drive? For example, it could be their mother's car, but they are not on the policy and there is not open driving. What happens...
- Joint Oireachtas Committee on Transport, Tourism and Sport: Motor Insurance and Uninsured Drivers: Motor Insurers' Bureau of Ireland (8 Mar 2023)
Gerry Horkan: I see there is a vótáil but I will keep going for a little while, and see how we get on. I think it has only been called.
- Joint Oireachtas Committee on Transport, Tourism and Sport: Motor Insurance and Uninsured Drivers: Motor Insurers' Bureau of Ireland (8 Mar 2023)
Gerry Horkan: It is kind of extrapolated on a general basis, but are there geographic pockets, areas of disadvantage, more rural or more urban? Do you know where these cars are?
- Joint Oireachtas Committee on Transport, Tourism and Sport: Motor Insurance and Uninsured Drivers: Motor Insurers' Bureau of Ireland (8 Mar 2023)
Gerry Horkan: Louth, Limerick, Longford and Dublin.
- Joint Oireachtas Committee on Transport, Tourism and Sport: Motor Insurance and Uninsured Drivers: Motor Insurers' Bureau of Ireland (8 Mar 2023)
Gerry Horkan: Yet Longford and Roscommon are right beside each other, which is peculiar.
- Joint Oireachtas Committee on Transport, Tourism and Sport: Motor Insurance and Uninsured Drivers: Motor Insurers' Bureau of Ireland (8 Mar 2023)
Gerry Horkan: Has the MIBI any ability to do targeted campaigns in Longford, Louth, Limerick or Dublin relative to Roscommon?