Results 7,761-7,780 of 7,975 for speaker:Joe Higgins
- Committee of Inquiry into the Banking Crisis: Nexus Phase (3 Sep 2015)
Joe Higgins: I wish we'd more time to pursue that-----
- Committee of Inquiry into the Banking Crisis: Nexus Phase (3 Sep 2015)
Joe Higgins: -----because, Mr. Went, people with huge negative equity and 40-year mortgages, I think, would ... we could discuss that but because-----
- Committee of Inquiry into the Banking Crisis: Nexus Phase (3 Sep 2015)
Joe Higgins: Again I wish we had more time. Just two very final points-----
- Committee of Inquiry into the Banking Crisis: Nexus Phase (3 Sep 2015)
Joe Higgins: You know there ... many people feel we have a housing crisis now. We see evidence of it every day. The ... would you accept in any way that the buy-to-let policy of organisations such as yourself has created a part of that crisis with the foreclosing on people who can't afford, therefore, tenants being put out, etc.?
- Committee of Inquiry into the Banking Crisis: Nexus Phase (3 Sep 2015)
Joe Higgins: Yes, well, just the effect of the policies of the bubble period being partly responsible for the housing crisis today.
- Committee of Inquiry into the Banking Crisis: Nexus Phase (3 Sep 2015)
Joe Higgins: Okay.
- Committee of Inquiry into the Banking Crisis: Nexus Phase (3 Sep 2015)
Joe Higgins: Mr. Went, to conclude, I'm to ask you this just very briefly.
- Committee of Inquiry into the Banking Crisis: Nexus Phase (3 Sep 2015)
Joe Higgins: A letter from Peter Fitzpatrick who was your finance director ... group finance director-----
- Committee of Inquiry into the Banking Crisis: Nexus Phase (3 Sep 2015)
Joe Higgins: It's on page 11, and he's complaining about the Bank of Ireland saying to other bankers etc. in ... in ... towards the end of 2007 that the issue for all Irish banks was one of survival and that Bank of Ireland is creating massive negative sentiment. Do you have any comment in relation to that, what Mr. Fitzpatrick said?
- Committee of Inquiry into the Banking Crisis: Nexus Phase (3 Sep 2015)
Joe Higgins: Okay.
- Committee of Inquiry into the Banking Crisis: Nexus Phase (3 Sep 2015)
Joe Higgins: Can I raise the point, Mr. Went, that the home, which is a basic human necessity should not be the subject of profiteering and speculation-----
- Committee of Inquiry into the Banking Crisis: Nexus Phase (3 Sep 2015)
Joe Higgins: -----as it became during the bubble?
- Committee of Inquiry into the Banking Crisis: Nexus Phase (9 Sep 2015)
Joe Higgins: Mr. Gray, your private consultancy company is called Indecon, correct?
- Committee of Inquiry into the Banking Crisis: Nexus Phase (9 Sep 2015)
Joe Higgins: When was that founded?
- Committee of Inquiry into the Banking Crisis: Nexus Phase (9 Sep 2015)
Joe Higgins: Okay. And you have done over the years, over the decades, work for the Irish Government and the Department of Finance.
- Committee of Inquiry into the Banking Crisis: Nexus Phase (9 Sep 2015)
Joe Higgins: Would you ... how would you describe your company’s relationship with Government officials and the Department of Finance in this State, and if you would differentiate between that relationship before your time of appointment to the board of the Central Bank and the regulator, during your time, and then since you resigned?
- Committee of Inquiry into the Banking Crisis: Nexus Phase (9 Sep 2015)
Joe Higgins: And did you also give advice or represent in some capacity, major banks?
- Committee of Inquiry into the Banking Crisis: Nexus Phase (9 Sep 2015)
Joe Higgins: So do you feel there was ever a conflict of interest between your company's advising Bank of Ireland, say, and your role on the Central Bank?
- Committee of Inquiry into the Banking Crisis: Nexus Phase (9 Sep 2015)
Joe Higgins: That's clear enough, Mr. Gray. I'll move on for time reasons.
- Committee of Inquiry into the Banking Crisis: Nexus Phase (9 Sep 2015)
Joe Higgins: You say in your opening statement, page 4, written one:However, [this is in relation to the bank bailout etc.] I believe their decision to subsequently force Ireland to avoid imposing losses on bond holders andrequiring Irish taxpayers to then bear the cost was morally indefensible. It was one of the worst examples of a small state being forced to socialise losses (i.e. for the taxpayers to...