Results 6,961-6,980 of 7,359 for speaker:Katherine Zappone
- Joint Oireachtas Committee on Children and Youth Affairs: Insurance Cover for Crèches: Discussion (18 Dec 2019)
Katherine Zappone: Yes.
- Joint Oireachtas Committee on Children and Youth Affairs: Insurance Cover for Crèches: Discussion (18 Dec 2019)
Katherine Zappone: It is based on the numbers of children and whether the children are there full-time or part-time. Ms McNally will know if there are other factors.
- Joint Oireachtas Committee on Children and Youth Affairs: Insurance Cover for Crèches: Discussion (18 Dec 2019)
Katherine Zappone: We have used this formula for programme support for the past three years.
- Joint Oireachtas Committee on Children and Youth Affairs: Insurance Cover for Crèches: Discussion (18 Dec 2019)
Katherine Zappone: I do not think so. Ms Corrigan or Ms McNally might respond. Ms Corrigan has been connecting with the underwriter more directly than Ms McNally.
- Joint Oireachtas Committee on Children and Youth Affairs: Insurance Cover for Crèches: Discussion (18 Dec 2019)
Katherine Zappone: That is so appropriate.
- Joint Oireachtas Committee on Children and Youth Affairs: Insurance Cover for Crèches: Discussion (18 Dec 2019)
Katherine Zappone: I agree with the Senator that the challenge and job here is to attract additional insurance companies to provide cover in the childcare sector. That is largely the job of officials, the Minister for Finance and the Minister of State at the Department of Finance, Deputy D'Arcy. In general, they have been looking at this issue. I described the kinds of data that we are trying to pull...
- Joint Oireachtas Committee on Children and Youth Affairs: Insurance Cover for Crèches: Discussion (18 Dec 2019)
Katherine Zappone: Many of the services have access to the insurance scheme. Early Childhood Ireland offers a tightly managed insurance scheme to thousands of services, which enables a good discount of 30%.
- Joint Oireachtas Committee on Children and Youth Affairs: Insurance Cover for Crèches: Discussion (18 Dec 2019)
Katherine Zappone: Could the same discount be offered without being a member? I suppose it could but, as the Senator knows, we cannot tell the insurance company what to do.
- Joint Oireachtas Committee on Children and Youth Affairs: Insurance Cover for Crèches: Discussion (18 Dec 2019)
Katherine Zappone: I think we could but we cannot tell them what to do.
- Joint Oireachtas Committee on Children and Youth Affairs: Insurance Cover for Crèches: Discussion (18 Dec 2019)
Katherine Zappone: On the issue of passing liability to the State Claims Agency, that is a very good suggestion which needs to be examined. As the Senator knows, it would be a huge change. I agree and thank her for her suggestion.
- Joint Oireachtas Committee on Children and Youth Affairs: Insurance Cover for Crèches: Discussion (18 Dec 2019)
Katherine Zappone: It may be in the mix as part of a medium or longer term solution. To respond to the Senator's first question, if I understood it correctly, generally stronger but still balanced regulation should, over time, reduce risk. If risk is reduced, then costs should also reduce as well. Clearly, poor services may have high claims. I have no doubt that services that are closed due to poor...
- Joint Oireachtas Committee on Children and Youth Affairs: Insurance Cover for Crèches: Discussion (18 Dec 2019)
Katherine Zappone: I do not know. It is a good scheme.
- Joint Oireachtas Committee on Children and Youth Affairs: Insurance Cover for Crèches: Discussion (18 Dec 2019)
Katherine Zappone: I will take those points and raise them.
- Joint Oireachtas Committee on Children and Youth Affairs: Insurance Cover for Crèches: Discussion (18 Dec 2019)
Katherine Zappone: I do not know the answer to that.
- Joint Oireachtas Committee on Children and Youth Affairs: Insurance Cover for Crèches: Discussion (18 Dec 2019)
Katherine Zappone: I think the question is a good one. When we do know and as they come to light we, Pobal and the county childcare committees, CCCs, need to hear from the insurers because of the implications for the children and parents.
- Joint Oireachtas Committee on Children and Youth Affairs: Insurance Cover for Crèches: Discussion (18 Dec 2019)
Katherine Zappone: Not us.
- Joint Oireachtas Committee on Children and Youth Affairs: Insurance Cover for Crèches: Discussion (18 Dec 2019)
Katherine Zappone: We are just suggesting this. It is reasonable for parents to ask that question.
- Joint Oireachtas Committee on Children and Youth Affairs: Insurance Cover for Crèches: Discussion (18 Dec 2019)
Katherine Zappone: We are getting updated again tomorrow.
- Joint Oireachtas Committee on Children and Youth Affairs: Insurance Cover for Crèches: Discussion (18 Dec 2019)
Katherine Zappone: Yes.
- Joint Oireachtas Committee on Children and Youth Affairs: Insurance Cover for Crèches: Discussion (18 Dec 2019)
Katherine Zappone: All of those points are very important. I have already indicated that we would like to get the information on premia for ourselves to understand the costs in the sector and therefore the kind of investment we need to make to continue to support it. Was the Chairman's second issue the databases?