Results 5,401-5,420 of 16,492 for speaker:Ciarán Lynch

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with AIB (3 Sep 2013)

Ciarán Lynch: Thank you. I call Deputy Higgins.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with AIB (3 Sep 2013)

Ciarán Lynch: Deputy Higgins, I must step out for a moment.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with AIB (3 Sep 2013)

Ciarán Lynch: Before I bring in Senator Thomas Byrne on the second round of questions, which will be ten minute slots, I wish to make two statements. The communications unit is reporting to me that there is a good deal of telecommunications interference in the room and that many speakers who are talking are not being picked up because their mobile telephones, laptops or iPads are creating distortions in...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with AIB (3 Sep 2013)

Ciarán Lynch: To take Mr. O'Connor's example - he wrote the specifics into the bank's modelling - let us consider circumstances where there is no unsecured debt outside of the specifics, where there are no outstanding debts with any other creditor, for example, a credit union, a credit card company or a different bank in respect of a car loan, and where the only entity with which the couple involved is...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with AIB (3 Sep 2013)

Ciarán Lynch: I will refine the question. Let us consider the position of someone who is insolvent but who could be taken out of insolvency by the putting in place of a split mortgage. If that person was to refuse the split mortgage and choose to pursue the insolvency route, would the bank veto any arrangement arrived at?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with AIB (3 Sep 2013)

Ciarán Lynch: Is that half of the people the bank wrote to-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with AIB (3 Sep 2013)

Ciarán Lynch: -----or the complete book of arrears?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with AIB (3 Sep 2013)

Ciarán Lynch: People have not provided a financial statement.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with AIB (3 Sep 2013)

Ciarán Lynch: We may need extra time on that because I am aware a number of Deputies have received communication on the Priory Hall issue. To step out of Senator Byrne's time for a minute, Mr. Duffy might elaborate on that if he wishes.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with AIB (3 Sep 2013)

Ciarán Lynch: He might give us some more statistics on that.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with AIB (3 Sep 2013)

Ciarán Lynch: The Senator can come back to that. We have to finish up shortly.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with AIB (3 Sep 2013)

Ciarán Lynch: The Senator is out of time. I gave him plenty of time.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with AIB (3 Sep 2013)

Ciarán Lynch: I know Deputy Doherty has a radio interview shortly so I will allow him in now for five minutes.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with AIB (3 Sep 2013)

Ciarán Lynch: Deputy, I would have asked you to ask that as your first question if it is your priority question. I do not want to cut the Deputy short, but he had the option of putting the questions in sequence and we are now out of time.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with AIB (3 Sep 2013)

Ciarán Lynch: The Deputy is sailing close to the wind. Under Standing Orders, Deputies must not refer to specific individuals.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with AIB (3 Sep 2013)

Ciarán Lynch: We must be mindful.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with AIB (3 Sep 2013)

Ciarán Lynch: We will now move on to the final round of questions which will be followed by brief supplementary questions as I want to bring the meeting to an end at 6 p.m. We will take questions from Deputy Peter Mathews who will be followed by Deputy Shane Ross. They have five minutes which includes the time for AIB representatives to respond. If they want to spend their five minutes talking, that is...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with AIB (3 Sep 2013)

Ciarán Lynch: The Deputy has just one minute left.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with AIB (3 Sep 2013)

Ciarán Lynch: The Deputy can continue, but he will not leave any time for the bank to respond because I will move on.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with AIB (3 Sep 2013)

Ciarán Lynch: The Deputy is engaging in commentary. I would like to hear his questions.