Results 5,301-5,320 of 16,492 for speaker:Ciarán Lynch

Written Answers — Department of Health: Home Help Service Provision (17 Jul 2013)

Ciarán Lynch: 271. To ask the Minister for Health if he will review the home help hours provided to a person (details supplied) in County Cork [35820/13]

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Insolvency Service of Ireland: Discussion (17 Jul 2013)

Ciarán Lynch: I welcome Mr. Lorcan O'Connor, director of the Insolvency Service of Ireland. The format of the meeting will be that Mr. O'Connor will make some opening remarks which will be followed by a question and answer session. I remind members, delegates and those in the gallery that mobile phones must be switched off, particularly in this room where the phone signal is very pronounced as opposed to...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Insolvency Service of Ireland: Discussion (17 Jul 2013)

Ciarán Lynch: I propose a series of 12 minute slots for the first round of questions. Is that agreed? Agreed. It was remiss of me not to congratulate Deputy Paschal Donohoe who, within one week of being appointed to the committee, found himself as a Minister of State. I did not know this committee was a fast track to promotion, but perhaps great things also await our newest member, Deputy Regina...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Insolvency Service of Ireland: Discussion (17 Jul 2013)

Ciarán Lynch: On behalf of the committee, I congratulate Deputy Paschal Donohoe on his appointment and wish him well. I thank Mr. O'Connor for coming before the committee. I note from his final comments that he expects the service to be up and running by mid-August and doing exactly what it is supposed to do by that time. How many PIPs does he envisage being registered, trained and in place by the end...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Insolvency Service of Ireland: Discussion (17 Jul 2013)

Ciarán Lynch: Does Mr. O'Connor have a breakdown of the profiles of the people concerned? Are they barristers or accountants?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Insolvency Service of Ireland: Discussion (17 Jul 2013)

Ciarán Lynch: Are applicants being profiled?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Insolvency Service of Ireland: Discussion (17 Jul 2013)

Ciarán Lynch: The reason I ask is that a concern committee members, the general public and I have is that a host of poachers may now become gamekeepers. A number of people involved in financial services at the height of the property bubble made mortgages more than accessible. Particular mortgage broker firms were giving 100% mortgages and, in some cases, gave mortgages to people who should not have...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Insolvency Service of Ireland: Discussion (17 Jul 2013)

Ciarán Lynch: What is the difference between a PIP and an approved intermediary?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Insolvency Service of Ireland: Discussion (17 Jul 2013)

Ciarán Lynch: As opposed to an individual, can an agency or not-for-profit organisation register as an approved intermediary?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Insolvency Service of Ireland: Discussion (17 Jul 2013)

Ciarán Lynch: Let us say there will be 200 registered PIPs by the third week in August when the ISI is operational and people in debt will approach them seeking personal insolvency arrangements. One question that will arise is that of fees. Has the ISI worked out an overarching system so that people in similar situations are charged similar fees? Will fees be paid up front or as part of the resolution...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Insolvency Service of Ireland: Discussion (17 Jul 2013)

Ciarán Lynch: The fees would be factored into the resolution period, be that three, four or more years. Mr. O'Connor stated that other aspects of the legislation have yet to be implemented. The Courts and Civil Law (Miscellaneous Provisions) Bill 2013 is another element. If unforeseen circumstances arise, can the ISI communicate them to the Department of Justice and Equality so that legislation can be...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Insolvency Service of Ireland: Discussion (17 Jul 2013)

Ciarán Lynch: A difficulty will arise even if the system works well. There has been a great deal of misreporting - for example, the suggestion that it would be difficult for a single person with no dependants to live on an allowance of €1,200 per month. I know families that are still meeting their mortgages and would bite one's hand off to get €1,200 per month. Although how every cent is...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Insolvency Service of Ireland: Discussion (17 Jul 2013)

Ciarán Lynch: I call Deputy Byrne. My apologies - Senator Byrne.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Insolvency Service of Ireland: Discussion (17 Jul 2013)

Ciarán Lynch: That is what the man said.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Insolvency Service of Ireland: Discussion (17 Jul 2013)

Ciarán Lynch: The Deputy's two minutes are up. I will bring him back in later. I call on Deputy Spring.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Insolvency Service of Ireland: Discussion (17 Jul 2013)

Ciarán Lynch: The Deputy has four minutes left and I advise him to move to a question.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Insolvency Service of Ireland: Discussion (17 Jul 2013)

Ciarán Lynch: That is fair enough, but the Deputy is going to run out of time.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Insolvency Service of Ireland: Discussion (17 Jul 2013)

Ciarán Lynch: No. I will allow the Deputy to ask a question later.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Insolvency Service of Ireland: Discussion (17 Jul 2013)

Ciarán Lynch: For the media and the Deputy, it is better to ask a question and get an answer. That way she will get a better bang for her buck.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Insolvency Service of Ireland: Discussion (17 Jul 2013)

Ciarán Lynch: I will conclude by asking some questions, following which I will call Deputy Donnelly again. To follow up on Deputy Twomey's comment, there has been much media commentary with regard to the banks now being able to telephone people several times a month. I understand that once somebody commences an insolvency process the telephone calls stop.