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Written Answers — Departmental Bodies: Departmental Bodies (18 Apr 2012)

Joan Collins: Question 210: To ask the Minister for Finance who owns the Central Bank of Ireland; is it State owned, privately owned or a combination of both; the names and details of the directors and principal shareholders of the Central Bank of Ireland, whether privately owned or otherwise; the person who appoints the shareholders and directors; if owned and operated on behalf of the State, the person...

Written Answers — Financial Institutions Support Scheme: Financial Institutions Support Scheme (18 Apr 2012)

Joan Collins: Question 211: To ask the Minister for Finance with regard to the private commercial banks operating in Ireland which have benefitted from a subvention from the Government, the names and details of the directors of each; if he will name the public interest directors on the bank boards in Ireland; the way in which their remit is different to that of other directors of those banks; if he will...

Written Answers — Financial Services Regulation: Financial Services Regulation (18 Apr 2012)

Joan Collins: Question 212: To ask the Minister for Finance with regard to the general question of bank regulation, the person responsible for ensuring compliance with statutory and code-of-practice regulation of banks and other financial institutions generally in the State; if the Governor of the Central Bank and Financial Regulator have written contracts of employment with clear performance related...

Written Answers — Monetary Policy: Monetary Policy (18 Apr 2012)

Joan Collins: Question 213: To ask the Minister for Finance with regard to the Irish Euro, is this money created electronically, without relationship to underlying assets; if not, the assets that underpin the creation of Irish bank notes; if there is any legal or other requirement that loans advanced by the banks should be underpinned by assets or deposits of any kind held by those banks; the person who...

Written Answers — Banking Sector Regulation: Banking Sector Regulation (18 Apr 2012)

Joan Collins: Question 214: To ask the Minister for Finance with regard to the general question of bank licences necessary to operate in Ireland, the location at which copies of the licences and licence conditions under which each of our banks function are readily available; are the licence conditions governing foreign banks operating in Ireland different in any way to those of the so-called Irish banks;...

Written Answers — Banking Sector Regulation: Banking Sector Regulation (18 Apr 2012)

Joan Collins: Question 215: To ask the Minister for Finance with regard to the concept of fractional reserve banking, or fractional reserve lending, the criteria in relation to fractional reserve banking, if any, that apply to the banks in the context of their lending policies; are banks obliged to retain at least certain minima of retained deposits relative to their lending volumes, and if so, what are...

Written Answers — Banking Sector Regulation: Banking Sector Regulation (18 Apr 2012)

Joan Collins: Question 216: To ask the Minister for Finance with regard to mortgages and other loans advanced by banks, the mechanism by which banks extend loans and facilities to clients; the process by which banks raise the moneys they loan out and where that money comes from; if it is true to say that, typically, a bank seeks firstly to secure the written undertaking of a would-be borrower to repay a...

Written Answers — Banking Sector Regulation: Banking Sector Regulation (18 Apr 2012)

Joan Collins: Question 217: To ask the Minister for Finance in the context of disagreements between a borrower and a lending bank, and with regard to reasonable requests by borrowers to see the original documentation governing the alleged agreement between the borrower and the bank in such circumstances, is it reasonable that a borrower should be entitled as of right to see the original signed contract...

Written Answers — Banking Sector Regulation: Banking Sector Regulation (18 Apr 2012)

Joan Collins: Question 218: To ask the Minister for Finance in relation to the taking out of default insurance by banks, is it normal practice for a bank to take out default insurance on loans; is there a legal regulation or any other rule of enforcement stating that a bank must insure its loans against default; if yes, with whom is this insurance policy placed; is there any legal regulation for financial...

Written Answers — Banking Sector Regulation: Banking Sector Regulation (18 Apr 2012)

Joan Collins: Question 219: To ask the Minister for Finance in the context of borrower bank transactions, his view in relation to assertions by the borrower that, they should be entitled to a percentage of any profits arising from the bank making profitable dealings on the back of the sale of agreements to which they are a party; as taxpayers now own large percentages of various banks by virtue of very...

Written Answers — Bank Guarantee Scheme: Bank Guarantee Scheme (18 Apr 2012)

Joan Collins: Question 220: To ask the Minister for Finance the safeguards in place to prevent a possible conflict of interest in relation to the European Central Bank's insistence that the State pays off the Anglo-Irish bond-holders, in the context in which the names of the benefitting bond-holders are being denied to him and he cannot therefore guarantee that there is no relationship between the members...

Written Answers — Social Welfare Benefits: Social Welfare Benefits (18 Apr 2012)

Joan Collins: Question 782: To ask the Minister for the Environment, Community and Local Government if he will provide the timeline for the increase in mortgage interest supplement from last December's budget for loans between 2004 and 2008, to be passed on to holders of mortgages through Dublin City Council and other councils country wide. [17632/12]

Written Answers — Local Authority Complaints Procedure: Local Authority Complaints Procedure (18 Apr 2012)

Joan Collins: Question 819: To ask the Minister for the Environment, Community and Local Government the number of written submissions, if any, he received from the County and City Managers Association in the period from the 1 of January 2011 to date in 2012; the date on which these submissions were received; the main matters covered in the submissions; and if he will make a statement on the matter. [18059/12]

Written Answers — Local Authority Funding: Local Authority Funding (18 Apr 2012)

Joan Collins: Question 864: To ask the Minister for the Environment, Community and Local Government if it has been brought to his attention that Sligo County Council has had the highest overall deficit balance of all county and city councils in recent years (details supplied); if his attention has further been drawn to the fact that the members of Sligo County Council were informed at their monthly...

Written Answers — Local Government Agencies: Local Government Agencies (18 Apr 2012)

Joan Collins: Question 912: To ask the Minister for the Environment, Community and Local Government if it has been brought to his attention that as part of the rationalisation of State agencies a decision was made in 2009 to merge the Local Government Management Services Board and the Local Government Computer Service Board into a single body, the Local Government Management Agency; if it has further been...

Written Answers — Local Government Agencies: Local Government Agencies (18 Apr 2012)

Joan Collins: Question 913: To ask the Minister for the Environment, Community and Local Government if the Association of County and City Councils and the City and County Managers Association submit their respective annual audited accounts to his Department; and if he will make a statement on the matter. [19149/12]

Thirtieth Amendment of the Constitution (Treaty on Stability, Coordination and Governance in the Economic and Monetary Union) Bill 2012: Second Stage (Resumed) (19 Apr 2012)

Joan Collins: It is difficult to offer a detailed alternative when during the past year we have continuously raised alternatives to the policies dealing with wealth, public spending, creating jobs and the national jobs plan. I wish to deal with some points made during the debate. Deputy Donohoe summed up the argument for the "Yes" side when he said, "Show me the money." Are we to see posters in the...

Written Answers — Local Authority Staff: Local Authority Staff (24 Apr 2012)

Joan Collins: Question 526: To ask the Minister for the Environment, Community and Local Government if it has been brought to his attention that the superintendent or caretaker of Sligo City Hall, retired in January 2012; if Sligo Borough Council sought a derogation from the moratorium to recruit a replacement superintendent or caretaker for the city hall; the decision, if any, that was taken on this...

Social Welfare and Pensions Bill 2012: Committee Stage (25 Apr 2012)

Joan Collins: People only apply for mortgage interest supplement if they are in a dire situation and have lost their jobs. They are dealing with the ramifications for their families of reduction in income, including having to approach the bank and go through the MARPS process. We have nothing in place to assist people in dealing with these big institutions although there is talk of an insolvency Bill....

Social Welfare and Pensions Bill 2012: Committee Stage (25 Apr 2012)

Joan Collins: I am trying to tease out this point. The only time I came across mortgage interest supplement was when people had had an accident at work and were sick in the long term. They needed the short-term mortgage interest supplement to get over the hump. Now, it has become a long-term issue because of people losing jobs left, right and centre. They need mortgage interest supplement in order to...

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