Results 4,721-4,740 of 5,587 for speaker:Kevin Humphreys
- Seanad: Order of Business (14 Dec 2017)
Kevin Humphreys: Trump was at one.
- Seanad: Order of Business (14 Dec 2017)
Kevin Humphreys: In fairness, Donald Trump did when he attended them.
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Cost of Doing Business in Ireland: Discussion (Resumed) (30 Jan 2018)
Kevin Humphreys: I thank Ms Moloney for her presentation. I will move quickly to questions. These are the things small businesses have raised with me. It is probably the smaller businesses that have raised issues with me, for example corner shops and pubs which are still finding it challenging to do business. One of the issues raised seems like a simple one in many ways but it points to how precariously...
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Cost of Doing Business in Ireland: Discussion (Resumed) (30 Jan 2018)
Kevin Humphreys: It was the large differential.
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Cost of Doing Business in Ireland: Discussion (Resumed) (30 Jan 2018)
Kevin Humphreys: A major player in Germany is a not-for-profit which lends to SMEs.
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Cost of Doing Business in Ireland: Discussion (Resumed) (30 Jan 2018)
Kevin Humphreys: A major lender in the German market is a not-for-profit.
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Cost of Doing Business in Ireland: Discussion (Resumed) (30 Jan 2018)
Kevin Humphreys: That needs to be considered in the comparison.
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Cost of Doing Business in Ireland: Discussion (Resumed) (30 Jan 2018)
Kevin Humphreys: I will give Ms Moroney about three more.
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Cost of Doing Business in Ireland: Discussion (Resumed) (30 Jan 2018)
Kevin Humphreys: It would be neglectful of me not to return to the issue of interest rates. When we talk about smaller loans, especially in Ireland where we are particularly focused on smaller businesses, with fixed rates of 6.9%, 7% or 5.5%, it is accepted there is not a lot of difference between the banks. AIB answered that question specifically so I am asking Bank of Ireland. That is generally the...
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Cost of Doing Business in Ireland: Discussion (Resumed) (30 Jan 2018)
Kevin Humphreys: There is not an enormous difference on a deposit rate, which is pretty close to zero. The access to Central Bank funds is an issue. I accept the bank is penalised for lodging money to the Central Bank. The cost of doing business is quite high for small businesses at the 6.9% and 5.5% rates. I would like to see more analysis of what is deemed to be a small loan. A small loan is probably...
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Cost of Doing Business in Ireland: Discussion (Resumed) (30 Jan 2018)
Kevin Humphreys: I wish to ask a supplementary question on overdrafts. I have come across encouragement being given, and I will not state a specific financial institution, to an individual to allow his private account to be overdrawn rather than his business account.
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Cost of Doing Business in Ireland: Discussion (Resumed) (30 Jan 2018)
Kevin Humphreys: What is the interest rate for a personal overdraft? I have heard about the same interest rates.
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Cost of Doing Business in Ireland: Discussion (Resumed) (30 Jan 2018)
Kevin Humphreys: Yes, where does it apply?
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Cost of Doing Business in Ireland: Discussion (Resumed) (30 Jan 2018)
Kevin Humphreys: I have heard the same thing as Senator Reilly. Sometimes the wrong question is asked.
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Cost of Doing Business in Ireland: Discussion (Resumed) (30 Jan 2018)
Kevin Humphreys: I accept that.
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Cost of Doing Business in Ireland: Discussion (Resumed) (30 Jan 2018)
Kevin Humphreys: I did not realise I was the first one to indicate. I thank Mr. Felzen for his presentation. I apologise for the over-run earlier. I thank the credit union movement for the assistance it gave me when I was a Minister of State at the Department of Social Protection. Certainly a lot of initiatives we got off the ground would not have happened without the support of the credit union movement....
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Cost of Doing Business in Ireland: Discussion (Resumed) (30 Jan 2018)
Kevin Humphreys: There are significant differences between those figures. It was pointed out by Senator Reilly with regard to the affordability of borrowing. There is certainly a significant difference in affordability with regard to borrowing not just in rural Ireland but in urban Ireland. With regard to access to borrowing for SMEs, affordability is very important. My next question is general. Only...
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Cost of Doing Business in Ireland: Discussion (Resumed) (30 Jan 2018)
Kevin Humphreys: How much investment would be needed to create a central service provider? What kind of figures are involved?
- Seanad: Order of Business (31 Jan 2018)
Kevin Humphreys: I acknowledge the work of Senator Máire Devine on raising the issue of children with complex medical needs. I can understand well the Cathaoirleach's decision on the timing of this. However, this is a very important issue which has time constraints on it and it needs to be discussed urgently in this House. I propose an amendment to the Order of Business, that the Minister for Health...
- Seanad: Order of Business (31 Jan 2018)
Kevin Humphreys: I take it that what the Leader has said in response to the amendment to the Order of Business-----