Results 4,701-4,720 of 16,492 for speaker:Ciarán Lynch

Written Answers — Department of Environment, Community and Local Government: Social and Affordable Housing Eligibility (16 Apr 2013)

Ciarán Lynch: To ask the Minister for Environment, Community and Local Government if it is permissible for a property bought under the affordable housing scheme to be rented to a third party when the owners circumstances have changed, can the scheme be varied by individual local authorities; and if he will make a statement on the matter. [16411/13]

Written Answers — Department of Justice and Equality: Visa Applications (16 Apr 2013)

Ciarán Lynch: To ask the Minister for Justice and Equality when a determination will be made regarding a visa application by a person (details supplied) in County Cork; and if he will make a statement on the matter. [17699/13]

Written Answers — Department of Health: Medical Card Applications (16 Apr 2013)

Ciarán Lynch: To ask the Minister for Health if he will review a decision to refuse a full medical card to a person (details supplied) in County Cork; and if he will make a statement on the matter. [17026/13]

Written Answers — Department of Health: Hospital Appointments Administration (16 Apr 2013)

Ciarán Lynch: To ask the Minister for Health when a person (details supplied) in County Cork will be treated for hip replacement; and if he will make a statement on the matter. [17223/13]

Written Answers — Department of Transport, Tourism and Sport: Driving Licence Issues (16 Apr 2013)

Ciarán Lynch: To ask the Minister for Transport, Tourism and Sport the provision that has been made regarding photo capture for the new driver licence; if he will consider the points made in correspondence (details supplied); and if he will make a statement on the matter. [16530/13]

Leaders' Questions (17 Apr 2013)

Ciarán Lynch: They need a bigger hat.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Bank Charges: Discussion with Central Bank and ISME (17 Apr 2013)

Ciarán Lynch: We will now resume in public session. I ask that all mobile phones be switched off or switched to flight mode as they interfere with the broadcasting system. Item No. 7 of today's business is the review of banking charges in the Irish financial sector. We are joined by representatives of the Central Bank and ISME and have received an apology from the Consumer Association of Ireland. We...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Bank Charges: Discussion with Central Bank and ISME (17 Apr 2013)

Ciarán Lynch: Thank you very much. I now call Mr. Fielding.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Bank Charges: Discussion with Central Bank and ISME (17 Apr 2013)

Ciarán Lynch: I must ask Mr. Fielding to be more measured in his deliberations.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Bank Charges: Discussion with Central Bank and ISME (17 Apr 2013)

Ciarán Lynch: I will hold the point but I remind the witness of the requirements of the discourse during the hearing.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Bank Charges: Discussion with Central Bank and ISME (17 Apr 2013)

Ciarán Lynch: I am keen for members of the committee to engage with Mr. Fielding at some stage this afternoon. Perhaps he might summarise his points. We have plenty of time for a discussion on the matter. I would like to see some interaction between committee members and delegates, as opposed to long speeches.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Bank Charges: Discussion with Central Bank and ISME (17 Apr 2013)

Ciarán Lynch: I thank Mr. Fielding and Mr. Sheridan for appearing before the committee. There will be plenty of time after the first round of questions for further questions to be asked. Everybody wants the banks to operate a sustainable business model. We also want a healthy level of competition in the market. Any outside observer following the committee's proceedings will want to know what is...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Bank Charges: Discussion with Central Bank and ISME (17 Apr 2013)

Ciarán Lynch: Has the Central Bank considered plans and strategies in that regard? Has it developed proposals that would encourage other financial houses and institutions to come into the Irish market? Is there a level of oversight of the two banks in question with regard to the charges they are planning to introduce?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Bank Charges: Discussion with Central Bank and ISME (17 Apr 2013)

Ciarán Lynch: I would like to build on my earlier point about the 77% of small and medium-sized enterprises in Ireland that are tied to Bank of Ireland and AIB. Many of the businesses in question are struggling. We will discuss issues such as credit availability later. According to a report in The Irish Times, Bank of Ireland has proposed to increase the 6.5% rate charged on each transaction to 8.5%...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Bank Charges: Discussion with Central Bank and ISME (17 Apr 2013)

Ciarán Lynch: I am talking about the present.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Bank Charges: Discussion with Central Bank and ISME (17 Apr 2013)

Ciarán Lynch: I am talking about two specific measures coming down the tracks. As Bank of Ireland and AIB account for 77% of the small and medium-sized enterprise market, these measures would have significant cost implications for small businesses.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Bank Charges: Discussion with Central Bank and ISME (17 Apr 2013)

Ciarán Lynch: Do the banks have the permission of the Central Bank to increase the charges in question?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Bank Charges: Discussion with Central Bank and ISME (17 Apr 2013)

Ciarán Lynch: We are 1,000 miles away from where we were in 1996. In the light of the information I have presented, I would like to know whether Mr. Sheridan thinks the Central Bank needs to review what Bank of Ireland and AIB intend to do in these two specific areas.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Bank Charges: Discussion with Central Bank and ISME (17 Apr 2013)

Ciarán Lynch: The charges being imposed by others are not relevant, given that these two banks account for 77% of the market. If this was being done by a bank with a 25% share of the market, companies could decide to move to a different bank. Most companies are locked into their existing financial institutions. Overdraft agreements and other factors mean they cannot simply transfer their accounts. Does...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Bank Charges: Discussion with Central Bank and ISME (17 Apr 2013)

Ciarán Lynch: I would like to put a question to Mr. Fielding who may have followed the proceedings when Mr. John Trethowan of the Credit Review Office appeared before the committee approximately one month ago. I mention an interesting and surprising observation made that afternoon. One of ISME's recent quarterly reviews mentioned the difficulties being experienced by small and medium-sized enterprises in...