Results 4,601-4,620 of 18,593 for speaker:Michael Creed

Joint Oireachtas Committee on Health and Children: Alcohol Consumption: BT Young Scientist Winners (23 Apr 2015)

Michael Creed: I am not a member of the joint committee, but I am particularly pleased to be present, not least because of the subject matter but also to welcome Mr. Ian O'Sullivan and Ms Eimear Murphy. As indicated by my constituency colleague, Deputy Michael Moynihan, it is a particular honour for us in the constituency to have the BT Young Scientist winners coming from Coláiste Treasa in Kanturk....

Written Answers — Department of Social Protection: Fuel Allowance Eligibility (28 Apr 2015)

Michael Creed: 59. To ask the Minister for Social Protection if a person (details supplied) in County Cork is entitled to fuel allowance; and if she will make a statement on the matter. [16326/15]

Written Answers — Department of Agriculture, Food and the Marine: Single Payment Scheme Appeals (28 Apr 2015)

Michael Creed: 171. To ask the Minister for Agriculture, Food and the Marine further to Parliamentary Question No. 245 of 15 April 2015, if he will confirm that an appeal has now been received by the independently chaired land parcel identification system appeals committee (details supplied); if he will indicate a time frame for consideration of this appeal; and if he will make a statement on the matter....

Written Answers — Department of Children and Youth Affairs: Youth Services Funding (28 Apr 2015)

Michael Creed: 233. To ask the Minister for Children and Youth Affairs if he will provide details of grant aid available from his Department, possibly funded through the national lottery, to youth organisations, including musical organisations and bands, towards the establishment of tuition and running costs; and if he will make a statement on the matter. [16652/15]

Written Answers — Department of Arts, Heritage and the Gaeltacht: Departmental Funding (28 Apr 2015)

Michael Creed: 508. To ask the Minister for Arts, Heritage and the Gaeltacht if she will provide details of grant aid that may be available from her Department, possibly funded through the national lottery, to assist with the establishment and running costs of céilí bands; and if she will make a statement on the matter. [16651/15]

Written Answers — Department of Environment, Community and Local Government: Seniors Alert Scheme (29 Apr 2015)

Michael Creed: 138. To ask the Minister for Environment, Community and Local Government further to Parliamentary Question No. 644 of 21 April 2015 and previous related parliamentary questions, wherein he confirms that community and voluntary groups and An Garda Síochána contributed to the review in 2010 of the community support for older people which was the forerunner to the seniors alert scheme,...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Ulster Bank (29 Apr 2015)

Michael Creed: I wish to give two minutes of my time to Senator Paul Coghlan.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Ulster Bank (29 Apr 2015)

Michael Creed: I thank Mr. Brown and his colleagues for their presentation. I have a number of questions primarily on the standard variable rate. First, in response to question No. 4 Mr. Brown said that a permanent interest rate reduction has been invoked in zero cases. That strikes me as strange. In most cases the mortgage holder is endeavouring to do their best but often it is the marginal difference...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Ulster Bank (29 Apr 2015)

Michael Creed: In so far as Mr. Brown can recall, are they equal?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Ulster Bank (29 Apr 2015)

Michael Creed: Do the credit rating agencies hold Ulster Bank's Republic of Ireland operation as a higher or lower risk?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Bank of Ireland (29 Apr 2015)

Michael Creed: I welcome Mr. Boucher and his team. He has given a very robust defence of the bank and the statistics make for interesting reading. I have to say I concur with the latter point made by Deputy Donnelly. Mr. Boucher is ahead of the posse. He has made reference to the other banks, in somewhat pejorative terms, and how they might manage their business. Undoubtedly, we have learned the...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Bank of Ireland (29 Apr 2015)

Michael Creed: The bank trades in the UK. Does it have a different rating for its UK operation?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Bank of Ireland (29 Apr 2015)

Michael Creed: Is the rating on a par?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Bank of Ireland (29 Apr 2015)

Michael Creed: That implies that the agencies see the risks as being the same.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Bank of Ireland (29 Apr 2015)

Michael Creed: The bank's UK operation is in the mortgage business as well. If the agencies give it a similar rating to its operation in Ireland, that suggests they consider the risks to be comparable. It would equally suggest that the rates a customer pays for a standard variable rate should be comparable but they are not.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Bank of Ireland (29 Apr 2015)

Michael Creed: For fixed rates.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Bank of Ireland (29 Apr 2015)

Michael Creed: What is bank's net interest margin in both cases?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Bank of Ireland (29 Apr 2015)

Michael Creed: Is it comparable?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Bank of Ireland (29 Apr 2015)

Michael Creed: What about fixed rates which are substantially lower?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Bank of Ireland (29 Apr 2015)

Michael Creed: Will Mr. Boucher come back to us about the fixed rate issue and the difference?