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Written Answers — Department of Public Expenditure and Reform: Capital Expenditure Programme (19 Oct 2023)

Rose Conway-Walsh: 180. To ask the Minister for Public Expenditure and Reform the total projected capital spend in 2024, broken down by core and non-core and what it represents as a percentage share of total Government spending and core spending; and if he will make a statement on the matter. [45871/23]

Written Answers — Department of Public Expenditure and Reform: Capital Expenditure Programme (19 Oct 2023)

Rose Conway-Walsh: 181. To ask the Minister for Public Expenditure and Reform the total projected capital spend in 2025; what it is projected to represent as a percentage share of total Government spending and core spending; and if he will make a statement on the matter. [45865/23]

Finance (No. 2) Bill 2023: Second Stage (24 Oct 2023)

Rose Conway-Walsh: I welcome the opportunity to speak on the Finance (No. 2) Bill, which will give effect to the tax measures of budget 2024. It is important to set the budget in terms of the commentary. I was really struck by Social Justice Ireland's analysis that from April 2024 onwards, the gains accruing to welfare-dependent households as a result of this budget will fall by between 35% and 46%. These...

Health Service Funding: Motion [Private Members] (24 Oct 2023)

Rose Conway-Walsh: There are more than 880,000 patients on hospital waiting lists. Records are being broken every year for the number of patients left on trolleys. Average waiting times in some emergency departments have reached over 27 hours. Some 9,000 people every month leave emergency departments without even being seen. These figures do not do justice to the hardship and turmoil this has caused...

Written Answers — Department of Housing, Planning, and Local Government: Housing Schemes (24 Oct 2023)

Rose Conway-Walsh: 348. To ask the Minister for Housing, Planning, and Local Government when he will publish the review of the housing adaptation grants scheme administered by the local authorities; and if he will make a statement on the matter. [46702/23]

Ceisteanna ar Pholasaí nó ar Reachtaíocht - Questions on Policy or Legislation (25 Oct 2023)

Rose Conway-Walsh: The Minister is washing his hands of rural water and Irish Water is becoming more unaccountable. As we speak some communities in Mayo are going without a reliable supply of drinking water, communities like Downpatrick Head, Aghinish, Murrisk, Clearagh, and Enagh Beg. Uisce Éireann is just not co-operating with the local authorities. The sureties are being wrongly charged. Other...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payment Fraud: Discussion (Resumed) (24 Oct 2023)

Rose Conway-Walsh: I thank the witnesses for attending. Many of the questions have already been asked at this stage but there are a couple of things I want to develop on. The first is the acknowledgement than an economic crime is being committed here in terms of extracting money from people fraudulently. The companies represented are obviously performing services on behalf of the person or organisation that...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payment Fraud: Discussion (Resumed) (24 Oct 2023)

Rose Conway-Walsh: They obviously are when we look at the figures showing that 61% of the reported authorised push payments and 87% of scams come through social media platforms, or we look at the backup TSB data which showed that 80% of that company's fraud cases came through Meta-owned companies. They obviously are and it is obviously a big problem. It is shocking what is being revealed here this evening....

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payment Fraud: Discussion (Resumed) (24 Oct 2023)

Rose Conway-Walsh: Okay, so Meta takes no responsibility for that other than placing the ad there for somebody to report it. That is the interaction people have with the mechanism for scamming them. Does Mr. Ó Broin think that if social media platforms were held financially responsible for fraud, they would be forced to reform the approval process?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payment Fraud: Discussion (Resumed) (24 Oct 2023)

Rose Conway-Walsh: But it has not been enough of an incentive for Meta to talk to the banking federation or the banks or anything like that. Has Meta had any discussions with any of the others that are involved in this or any of the other stakeholders?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payment Fraud: Discussion (Resumed) (24 Oct 2023)

Rose Conway-Walsh: I do not mean Mr. Ó Broin's personal relationship, but he must know what the relationship is between his own company and the banks. Do they meet? Do they ever discuss anything? Is APP fraud important enough for Meta to discuss it with any of the financial institutions, the regulator in this State, the Government, a Department or anybody else?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payment Fraud: Discussion (Resumed) (24 Oct 2023)

Rose Conway-Walsh: Does Mr. Ó Broin see what I mean, though? There is a discrepancy there because if Meta were focused on it and focused on finding solutions to it, it would be engaged regularly with all these stakeholders to try to find a collective solution, rather than people working in silos and ordinary people being the victims of crime, which, at the end of the day, is what they are here.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payment Fraud: Discussion (Resumed) (24 Oct 2023)

Rose Conway-Walsh: Okay, but Meta has not until now. What is the difference between how APP fraud is handled here and how it is handled in the UK, from a social media perspective, or from the perspective of the witnesses' platforms?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payment Fraud: Discussion (Resumed) (24 Oct 2023)

Rose Conway-Walsh: Before Mr. Milton comes in, are the social media companies compelled to participate in that forum? Is it driven by the Government and is there then a compellability on all the agencies involved? Mr. Milton might clarify that.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payment Fraud: Discussion (Resumed) (24 Oct 2023)

Rose Conway-Walsh: I am sorry to interrupt, but who is the regulator in that case when Mr. Milton says "regulators"? Who regulates the social media companies in Britain and in other jurisdictions?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payment Fraud: Discussion (Resumed) (24 Oct 2023)

Rose Conway-Walsh: There are regulators to which the companies are responsible, but there is no regulator in Ireland to do that.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payment Fraud: Discussion (Resumed) (24 Oct 2023)

Rose Conway-Walsh: Why, then, are the companies represented here not engaging with any regulator here, even if ComReg does not have responsibility for it? Are they engaging with anybody? Are the witnesses surprised that there is no regulator here?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payment Fraud: Discussion (Resumed) (24 Oct 2023)

Rose Conway-Walsh: Okay, so there is just no regulation here but there is a regulator in Britain, so that is treated differently.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payment Fraud: Discussion (Resumed) (24 Oct 2023)

Rose Conway-Walsh: No. The Central Bank said that responsibility for regulation of online platforms resides with ComReg, but then, when we as a committee questioned ComReg on that, ComReg said that its remit does not extend to recording, investigating or combating fraud.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payment Fraud: Discussion (Resumed) (24 Oct 2023)

Rose Conway-Walsh: Yes, but there is no engagement here either with the Central Bank, the Government or any of the financial institutions on APP fraud. So it is all happening globally but it does not happen here. Is that correct?

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