Results 4,441-4,460 of 6,653 for speaker:Rose Conway-Walsh

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Issues: Discussion (27 Sep 2023)

Rose Conway-Walsh: If there are 60% fixed, would that not distort the pass-through rates that are being given to us?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Issues: Discussion (27 Sep 2023)

Rose Conway-Walsh: I just want to know about the figures that we are being given because sometimes it is very difficult to dissect the figures to see that the picture is accurate, particularly when we see higher interest rates being paid here than in the rest of the EU. I think we need to be frank and we need to have some kind of uniformity.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Issues: Discussion (27 Sep 2023)

Rose Conway-Walsh: Exactly. I want to come to that in one minute regarding vulture funds and trackers. It would be useful for the committee to be provided with the bad debt provision over the mortgage book for the next year and compared to last year. As a committee we need to keep on top of where everything is with the Central Bank. I want to move on to the 78,000 people who have had their mortgages...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Issues: Discussion (27 Sep 2023)

Rose Conway-Walsh: Are the criteria too strict? When we look at them, we see there are not many people who could meet the criteria. I do not have them in front of me but they talk about 12 months without a missed payment. If somebody who was switching from another bank missed a payment through no fault of their own, one of the banks could say that a payment has been missed, so that is it. The criteria for...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Issues: Discussion (27 Sep 2023)

Rose Conway-Walsh: That is the problem. When people look at a website, they see what the criteria are and then they look at their credit history. The criteria state: Customers must be repaying capital and interest on the full outstanding mortgage i.e. there is no split/warehoused element of the mortgage, and the mortgage is fully up to date. The customers’ credit history, i.e. their Central Credit...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Issues: Discussion (27 Sep 2023)

Rose Conway-Walsh: Someone may go to one of the banks to switch a mortgage and they had an unpaid item on a direct debit - for some reason, their direct debit did not go through, perhaps, or perhaps one of the banks' digital system fell down and their direct debit did not happen. Mistakes have been made in that regard, in which people's payments could not be made. If it was one of those things, would that not...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Issues: Discussion (27 Sep 2023)

Rose Conway-Walsh: How many came back to Mr. Crowley's organisation?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Issues: Discussion (27 Sep 2023)

Rose Conway-Walsh: Has Mr. Hayes tried ringing a bank for anything? I suggest everybody here try ringing. I had a recent experience of ringing the bank in regard to credit card fraud and it was press this, press that, press the other. There is a digital divide. Mr. Hayes should dial the banks and see what he gets - everything but a human being. Everything is done to avoid speaking to another human being.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Issues: Discussion (27 Sep 2023)

Rose Conway-Walsh: I have a very short question on the defective block situation. Where houses have been remediated, involving an outer leaf or a partial rebuild rather than a complete one, are there any conditions attached to somebody applying for a mortgage provided they have met all the remediation conditions?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Issues: Discussion (27 Sep 2023)

Rose Conway-Walsh: Just to be clear, must the houses adhere to the current regulations, not those from 2008?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Issues: Discussion (27 Sep 2023)

Rose Conway-Walsh: That is an important point in the scheme. If the property meets the standards, the banks consider it to be the very same as any other.

Joint Oireachtas Committee on the Implementation of the Good Friday Agreement: Finance and Economics: Discussion (Resumed) (28 Sep 2023)

Rose Conway-Walsh: I thank Mr. O'Brien and Mr. D'Arcy for being here. I also thank them for their opening statement and the discussion following. I can clearly see where they are going and building on the IBEC For Peace + Prosperity document. I will take the opportunity to say particular thanks to IBEC for the high quality of its leadership on the broad range of issues we have discussed this morning and on...

Joint Oireachtas Committee on the Implementation of the Good Friday Agreement: Finance and Economics: Discussion (Resumed) (28 Sep 2023)

Rose Conway-Walsh: Perhaps he had to leave. I ask the witnesses to speak to a couple of the issues I spoke about.

Joint Oireachtas Committee on the Implementation of the Good Friday Agreement: Finance and Economics: Discussion (Resumed) (28 Sep 2023)

Rose Conway-Walsh: How can we, as a committee, be in some way involved in that? We have a big interest because it is central to the work we do here. Is there any point along the way that we can be involved?

Joint Oireachtas Committee on the Implementation of the Good Friday Agreement: Finance and Economics: Discussion (Resumed) (28 Sep 2023)

Rose Conway-Walsh: The committee could even have a private session on the technical side of things.

Joint Oireachtas Committee on the Implementation of the Good Friday Agreement: Finance and Economics: Discussion (Resumed) (28 Sep 2023)

Rose Conway-Walsh: That would be useful so we are all on the same page.

Joint Oireachtas Committee on the Implementation of the Good Friday Agreement: Finance and Economics: Discussion (Resumed) (28 Sep 2023)

Rose Conway-Walsh: That is why the work IBEC is doing is so valuable. It could have looked at just this jurisdiction and not had the vision to look at the all-island situation, but IBEC has shown the lead in that regard. The restrictions Mr. D’Arcy pointed out exist, but they do not prevent each of the organisations, firms and public bodies, no matter what they are tasked with, from having a vision for...

Written Answers — Department of Education and Skills: School Textbooks (28 Sep 2023)

Rose Conway-Walsh: 175. To ask the Minister for Education and Skills how the cost of the free schoolbook grant for primary schools was categorised in terms of capital and current expenditure. [41933/23]

Written Answers — Department of Education and Skills: School Textbooks (28 Sep 2023)

Rose Conway-Walsh: 176. To ask the Minister for Education and Skills to outline the total expenditure in 2023 on payment of funding to be allocated to schools to provide assistance for books for post primary DEIS and non-DEIS schools; and if she will make a statement on the matter. [41934/23]