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Written Answers — Department of Finance: Disabled Drivers (20 Feb 2013)

Pearse Doherty: To ask the Minister for Finance if he will examine extending the entitlement to reclaim VAT and VRT on car conversions for disabled persons with primary medical certificates to cars with engines sizes over 2.0l /2000 cc to allow persons who require larger wheelchairs to benefit. [9141/13]

Written Answers — Department of Finance: IBRC Liquidation (20 Feb 2013)

Pearse Doherty: To ask the Minister for Finance his views on the potential conflict in the Special Liquidator of Irish Bank Resolution Corporation, KPMG being responsible for considering the feasibility of outstanding litigation against competing business and former auditor of Anglo Irish bank, Ernst and Young; if he will outline the safeguards that exists to prevent a conflict of interest in respect of...

Written Answers — Department of Finance: Banking Sector Remuneration (20 Feb 2013)

Pearse Doherty: To ask the Minister for Finance if he will provide an update on the preparation and publication of the Mercer expert report on banking pay and perks. [9232/13]

Written Answers — Department of Finance: NAMA Operations (20 Feb 2013)

Pearse Doherty: To ask the Minister for Finance the activities undertaken by the National Asset Management Agency in anticipation of acquiring loans from Irish bank Resolution Corporation; if NAMA has engaged external assistance in undertaking these activities; and if so, if he will confirm the companies or persons engaged and fees payable. [9233/13]

Written Answers — Department of Finance: IBRC Liquidation (20 Feb 2013)

Pearse Doherty: To ask the Minister for Finance if the Special Liquidator of Irish Bank Resolution Corporation will entertain approaches and offers from individual mortgage borrowers to buy out their outstanding loans; and the range of discounts on offer by the Special Liquidator to potential buyers of mortgage lending. [9234/13]

Written Answers — Department of Finance: IBRC Liquidation (20 Feb 2013)

Pearse Doherty: To ask the Minister for Finance if he will provide a schedule of approved payments where the payment was for a sum in excess of €1 million made by Irish Bank Resolution Corporation for the seven days prior to 4.30 p.m. on 6 February 2013 and to provide a similar schedule for payments made in the seven days from 4.30 p.m. on 6 February 2013. [9235/13]

Written Answers — Department of Finance: IBRC Liquidation (20 Feb 2013)

Pearse Doherty: To ask the Minister for Finance if he will provide a schedule of individuals and companies which the Special Liquidator of Irish bank Resolution Corporation regards as necessary for the ongoing functioning of IBRC during the liquidation period. [9236/13]

Written Answers — Department of Jobs, Enterprise and Innovation: Consumer Protection (20 Feb 2013)

Pearse Doherty: To ask the Minister for Jobs, Enterprise and Innovation the position regarding the merger of the Competition Authority with the National Consumer Agency; and if he will make a statement on the matter. [9237/13]

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Access to Credit Provision: Discussion with Credit Review Office (20 Feb 2013)

Pearse Doherty: I welcome Mr. Trethowan. Will he outline what the Credit Review Office does? Many do not know what it does. From my experience of discussing business with SMEs, which is similar to that of Deputy Michael McGrath, people get so weary of the process with the banks that it takes a long time to convince them to lodge an application with the Credit Review Office, of which the State has...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Access to Credit Provision: Discussion with Credit Review Office (20 Feb 2013)

Pearse Doherty: Is Mr. Trethowan aware of cases in which he has overturned a decision of a bank, a recommendation that has not been implemented because of technical difficulties? Is he satisfied that if he had been aware of the technical difficulties, his decision would not have been made in the way it was?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Access to Credit Provision: Discussion with Credit Review Office (20 Feb 2013)

Pearse Doherty: Is there a timeframe in relation to a bank? Does Mr. Trethowan have an idea of the length of time between the making of his decision and the time credit is granted by the bank? Does it go through another cumbersome process of reviewing the matter internally?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Access to Credit Provision: Discussion with Credit Review Office (20 Feb 2013)

Pearse Doherty: Is that information not available?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Access to Credit Provision: Discussion with Credit Review Office (20 Feb 2013)

Pearse Doherty: In the review of the Credit Review Office one of the recommendations was the number of participating banks should be expanded. What has been the outcome of that recommendation?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Access to Credit Provision: Discussion with Credit Review Office (20 Feb 2013)

Pearse Doherty: Is there a requirement to examine the setting up of the Credit Review Office and to extend the scope of the office by means of legislation so that banks which operate here would be compelled to co-operate with the Credit Review Office?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Access to Credit Provision: Discussion with Credit Review Office (20 Feb 2013)

Pearse Doherty: Would Mr. Trethowan welcome it?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Access to Credit Provision: Discussion with Credit Review Office (20 Feb 2013)

Pearse Doherty: It is quite startling that only 323 appeals have been made to the Credit Review Office over a three-year period. I can see the value of the Credit Review Office but these types of figures must result in concerns about the operating costs of the office. Mr. Trethowan claims that he has saved a number of jobs and we can deal with that at a later stage. It is not in dispute because there is a...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Access to Credit Provision: Discussion with Credit Review Office (20 Feb 2013)

Pearse Doherty: That was my next point. The State owns AIB and has a large stake in Bank of Ireland. We are paying the staff in AIB to carry out the internal review and then we are paying the Credit Review Office to carry out the other review. A total of 55% of these decisions by the banks have been overturned by the Credit Review Office. Is it time to cut out middle process or at least to give them that...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Access to Credit Provision: Discussion with Credit Review Office (20 Feb 2013)

Pearse Doherty: Has Mr. Trethowan had sight of the decline letters? I have seen those letters. People do not seem to know about the Credit Review Office.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Access to Credit Provision: Discussion with Credit Review Office (20 Feb 2013)

Pearse Doherty: I understand that. What are Mr. Trethowan's views on cutting out the middle process or at least providing the option to go directly to the Credit Review Office?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Access to Credit Provision: Discussion with Credit Review Office (20 Feb 2013)

Pearse Doherty: Deputy McGrath referred to the amount drawn down as new lending. The re-financing has been drawn down but it was drawn down years ago from other institutions. Therefore, it is not new lending. The restructuring would have also been drawn down in the form of an overdraft which has been turned into a long-term or short-term loan. The draw-down is €2.5 billion for applicants who are...

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