Results 4,181-4,200 of 8,214 for speaker:Alice-Mary Higgins

Joint Oireachtas Committee on Climate Action: Reduction of Carbon Emissions of 51% by 2030: Discussion (Resumed). (29 Jun 2021)

Alice-Mary Higgins: I thank the witnesses for the report, which is most interesting. I am very struck by Ms Finegan's point that you cannot derive the savings while you are also in an expansion phase. There is an element of that in terms of agriculture but also, perhaps, in energy production. We have talked about the share of energy that is renewable. A concern is arising, however, in respect of data...

Joint Oireachtas Committee on Climate Action: Reduction of Carbon Emissions of 51% by 2030: Discussion (Resumed). (29 Jun 2021)

Alice-Mary Higgins: May I make a final point?

Joint Oireachtas Committee on Climate Action: Reduction of Carbon Emissions of 51% by 2030: Discussion (Resumed). (29 Jun 2021)

Alice-Mary Higgins: I would also welcome a comment on embodied energy in buildings.

Joint Oireachtas Committee on Climate Action: Reduction of Carbon Emissions of 51% by 2030: Discussion (Resumed). (29 Jun 2021)

Alice-Mary Higgins: ETS reform will be part of that. If, at a future point, there is information on the ETS reform, it would be great to have it.

Joint Oireachtas Committee on Climate Action: Reduction of Carbon Emissions of 51% by 2030: Discussion (Resumed). (29 Jun 2021)

Alice-Mary Higgins: I note that the emissions-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Matters: AIB (30 Jun 2021)

Alice-Mary Higgins: Some of the issues I had wanted to speak on have been touched on especially in respect of the Home for Life. I believe there is general acknowledgement now that the 25-year leasing model of social housing is not a positive model for the State. It has been identified as poor value for money for the State. Effectively, it is the paying of mortgage and profit. When we talk about social...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Matters: AIB (30 Jun 2021)

Alice-Mary Higgins: Is it consistent with the approach to the original charging of the interest? Was the original interest charged on a compound basis?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Matters: AIB (30 Jun 2021)

Alice-Mary Higgins: I understand. Mr. O'Keeffe has answered my question in respect of the repayment but I am asking about the original charging of interest. Was that on a compound or simple interest basis?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Matters: AIB (30 Jun 2021)

Alice-Mary Higgins: It would be useful if the AIB officials could come back in writing to clarify in respect of the original charging of the compound or simple interest. I believe it is relevant. Again, this is not a matter of compliance with the FSPO. The fact of compliance with the FSPO is because of wrongful actions taken by the bank. The concern is in terms of not simply being compliant or in respect of...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Matters: AIB (30 Jun 2021)

Alice-Mary Higgins: I wish to discuss Home for Life. Concerns have been raised around this fact and the 25 year commercial leasing model. Effectively the State pays the mortgage and a dividend. The leasing model is poor value for the State. Can the bank representatives comment in recognition that there seems to be a policy shift in that? Will AIB be changing its investment model on social housing to move...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Matters: AIB (30 Jun 2021)

Alice-Mary Higgins: Are they sold?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Matters: AIB (30 Jun 2021)

Alice-Mary Higgins: So, the housing agencies purchased 400 properties from AIB?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Matters: AIB (30 Jun 2021)

Alice-Mary Higgins: On the Home for Life model, a number of non-profit housing bodies have raised concerns that the for-profit model would effectively drive up prices and create a profiteering dynamic within the social housing rental market.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Matters: AIB (30 Jun 2021)

Alice-Mary Higgins: It seems that the tide is changing in relation to that model. I have a question on the acquisition of Goodbody. AIB has discussed the issue of pay cap at length. I wanted to talk about a slightly different issue, which is the ethical audit. Obviously, we have discussed Goodbody in this committee previously, regarding unethical activities by executives within Goodbody. If AIB could...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Matters: AIB (30 Jun 2021)

Alice-Mary Higgins: Apologies if I have misrepresented anything----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Matters: AIB (30 Jun 2021)

Alice-Mary Higgins: That is fine. I will ask a general question. I apologise, as I certainly did not mean to cast aspersions on anybody. I would like to specifically comment on the wider question of the senior executive accountability regime, SEAR. This comes up a lot in this committee. This relates to general financial best practices. There is a political commitment to introduce a senior executive...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Matters: AIB (30 Jun 2021)

Alice-Mary Higgins: In terms of the preparations that are under way internally-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Matters: AIB (30 Jun 2021)

Alice-Mary Higgins: Are others indicating?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Matters: AIB (30 Jun 2021)

Alice-Mary Higgins: Considering the senior manager regime in the UK, what preparations might be under way here? We as a committee are keen to see this regime introduced. We have discussed it before. Are there preparations on that? Could Dr. Hunt comment on an issue that arose not in relation to AIB but in a wider discussion? This arose, for example, in the tracker mortgage scandal and others, in terms of...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Matters: AIB (30 Jun 2021)

Alice-Mary Higgins: Has the “good conduct” been in connection with the union? Has there been strong union engagement around the development of that?