Results 3,961-3,980 of 11,114 for speaker:Damien English
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Lending to Small Business: Discussion (13 Nov 2012)
Damien English: If the Credit Review Office had the capacity to meet all clients before they went to their banks, would circumstances be improved greatly? There seems to be an absence of professional advice on putting together cash flow statements and filling out applications. That is a fairly common theme. When Mr. Trethowan was first here two and a half years ago, we suggested his office or one with...
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Lending to Small Business: Discussion (13 Nov 2012)
Damien English: I accept there is no capacity.
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Lending to Small Business: Discussion (13 Nov 2012)
Damien English: Ideally, it would be a body such as the Credit Review Office.
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Lending to Small Business: Discussion (13 Nov 2012)
Damien English: Three members have yet to ask questions. I will take all three together because the joint committee is due to hear a second presentation. The order will be Deputy Áine Collins, Deputy Lawlor and Senator White.
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Lending to Small Business: Discussion (13 Nov 2012)
Damien English: While I did not count eight questions, I am sure there were eight.
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Lending to Small Business: Discussion (13 Nov 2012)
Damien English: Is the position on the security on loans going to get worse when we enact the insolvency legislation? Three years ago, there was much talk about retraining bank staff to deal with SME business plans, cash flows and so forth. Where are the plans with this? When a SME is refused credit by a bank, it is not always clear why and is often just a one-line rejection. If more was done on...
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Lending to Small Business: Discussion (13 Nov 2012)
Damien English: Deputy Conaghan wants to make a quick comment.
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Lending to Small Business: Discussion (13 Nov 2012)
Damien English: We will now bring the session to a close.
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Lending to Small Business: Discussion (13 Nov 2012)
Damien English: I must move on.
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Lending to Small Business: Discussion (13 Nov 2012)
Damien English: The question has been answered.
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Lending to Small Business: Discussion (13 Nov 2012)
Damien English: The witnesses gave a more detailed answer earlier in the meeting.
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Lending to Small Business: Discussion (13 Nov 2012)
Damien English: I thank the witnesses for appearing before the committee. I do not doubt we will engage with them again, although I hope the crisis will end soon.
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Job Creation and Sustainability: Discussion with Chambers Ireland (13 Nov 2012)
Damien English: I welcome the following from Chambers Ireland: Mr. Ian Talbot, chief executive, Mr. Seán Murphy, deputy chief executive, and Mr. Barry Peak, policy and research executive. We hoped to have the witnesses before us earlier to deal with a report from the committee but it has not yet been completed. I apologise for the mix up. We will also be beginning a study of the retail sector which...
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Job Creation and Sustainability: Discussion with Chambers Ireland (13 Nov 2012)
Damien English: We appreciate that. There were good suggestions in the presentation. I apologise for the delay and if anyone needs to leave, we will understand that.
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Job Creation and Sustainability: Discussion with Chambers Ireland (13 Nov 2012)
Damien English: That will be clarified in the budget. We had this discussion last week about the levy and the VAT rate. Chambers Ireland and others will, hopefully, get an answer on that soon. We will push for it.
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Job Creation and Sustainability: Discussion with Chambers Ireland (13 Nov 2012)
Damien English: Do the representatives have any ideas about how initiatives such as this can be advertised? We are hearing repeatedly that businesses do not realise these schemes are available. Many of us do not have time to go through the paperwork. How do we target them? If additional tax was to be imposed, we would know about it straight away. Providing a cash payment for creating a job is probably...
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Job Creation and Sustainability: Discussion with Chambers Ireland (13 Nov 2012)
Damien English: That is a good point about Revenue. It does not like giving money back but it could be encouraged.
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Job Creation and Sustainability: Discussion with Chambers Ireland (13 Nov 2012)
Damien English: For example, education and front-line staff dealing with the unemployed.
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Job Creation and Sustainability: Discussion with Chambers Ireland (13 Nov 2012)
Damien English: And discussing it.
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Job Creation and Sustainability: Discussion with Chambers Ireland (13 Nov 2012)
Damien English: In fairness, Sinn Féin are on this side of the issue. The Deputy should accept that. I hope Sinn Féin stays there.