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Committee of Inquiry into the Banking Crisis: Nexus Phase (10 Sep 2015)

Michael D'Arcy: One wasn't more senior than the other.

Committee of Inquiry into the Banking Crisis: Nexus Phase (10 Sep 2015)

Michael D'Arcy: Okay. Page 17 of your opening statement, "Pace of bank deleveraging versus disposal cost", Mr. Chopra. You state that: A central issue was almost €160 billion of ECB financing, of which more than a third was [ELA]. That size of funding simply could not be obtained by asset sales or credit enhancements using program resource. Could you address the issue of the deleveraging ... the...

Committee of Inquiry into the Banking Crisis: Nexus Phase (10 Sep 2015)

Michael D'Arcy: This happened during the timeline of the inquiry, Chairman.

Committee of Inquiry into the Banking Crisis: Nexus Phase (10 Sep 2015)

Michael D'Arcy: Okay. Mr. Chopra, in Kevin Cardiff's evidence, he said he ... the Irish people, that you lauded great praise upon, who negotiated with yourselves felt that the plan would not work and he also said that IMF staff felt the plan also would not work. Did you feel it would work?

Committee of Inquiry into the Banking Crisis: Nexus Phase (10 Sep 2015)

Michael D'Arcy: At the time, did you think the plan would work?

Committee of Inquiry into the Banking Crisis: Nexus Phase (10 Sep 2015)

Michael D'Arcy: The Government paid off the IMF loans early because of the cost of the funds. Why did the troika not adjust the fiscal targets in line with the gains arising from the loan adjustments?

Committee of Inquiry into the Banking Crisis: Nexus Phase (10 Sep 2015)

Michael D'Arcy: And finally, Mr. Chopra, can I ask you was the Irish banking crisis home-grown or was it a ... as a result of international factors?

Committee of Inquiry into the Banking Crisis: Nexus Phase (10 Sep 2015)

Michael D'Arcy: Minister Noonan you’re welcome.

Committee of Inquiry into the Banking Crisis: Nexus Phase (10 Sep 2015)

Michael D'Arcy: Mr. Noonan, Kevin Cardiff in evidence said that the-----

Committee of Inquiry into the Banking Crisis: Nexus Phase (10 Sep 2015)

Michael D'Arcy: Kevin Cardiff, in evidence, said that the Irish officials and the officials from the IMF didn’t believe that the programme would work. You became Minister for Finance within a short period and you started to attempt to implement changes in the programme. Did you believe the programme that you inherited could work?

Committee of Inquiry into the Banking Crisis: Nexus Phase (10 Sep 2015)

Michael D'Arcy: The adjustments, the reduction in the interest rate €4.4 billion, the extending of the maturities and then the change to promissory note ... can I ask: do you believe that with your co-operation – and I use the word "co-operation" – with Mr. Trichet in relation to the non-burning of the €3.7 billion Anglo senior bondholders ... do you think that some of those...

Seanad: Pre-Budget Outlook: Statements (30 Sep 2015)

Michael D'Arcy: I thank those in the Fine Gael group who covered my absence during the recent banking inquiry. I also offer my heartiest thanks to Jimmy Harte for his work here. I have not had an opportunity to do that and I wish him and his family well in his retirement. The entry point for USC was €4,000, but we brought that up to €12,000, which is a big increase. Practically everybody...

Seanad: Pre-Budget Outlook: Statements (30 Sep 2015)

Michael D'Arcy: About a year.

Seanad: Order of Business (8 Oct 2015)

Michael D'Arcy: I have raised the issue of domestic violence on a number of occasions in the past and I call for a specific debate on it. I hope we can have open and clear debate to allow us to discuss the matter. I know it is a very displeasing and unpleasant topic, but that is why we are here and why we should take the opportunity to discuss this matter. A few months ago a young woman brought the topic...

Seanad: Budget 2016: Statements (13 Oct 2015)

Michael D'Arcy: I welcome the Minister of State and I also welcome Senator O'Brien's contribution, which was positive in the main, which is a good thing. We tend to have less eating one another up in this Chamber than in the other House. A falling debt ratio means very little to the public. The truth of the matter is that most people do not understand it. I spoke to a gentleman yesterday who said that we...

Seanad: Budget 2016: Statements (13 Oct 2015)

Michael D'Arcy: I appreciate that and believe he is doing the right thing. We must look at the headline figures. Our receipts in 2015 from taxes were €44.6 billion, while receipts for 2016 are expected to be over €47 billion, an increase of almost €3 billion. VAT is up by €750 million, corporation tax is up by €500 million, capital gains tax by €250 million and...

Seanad: Budget 2016: Statements (13 Oct 2015)

Michael D'Arcy: That is what I am saying. It needs to ---

Seanad: Budget 2016: Statements (13 Oct 2015)

Michael D'Arcy: We must target the money to ensure it goes to the children who require it most. I welcome the changes to the early childhood care and education, ECCE, scheme. That is money well spent. All of the longitudinal studies show that money spent on early education is superbly well spent. The local property tax freeze will not be welcomed by our friends in opposition who tried to scare the...

Seanad: Budget 2016: Statements (13 Oct 2015)

Michael D'Arcy: I spoke with an older gentleman earlier this week who said that he has been around for countless budgets. He does not count them in ones or twos but in tens. He said that in his experience, money is given with one hand and taken back with the other. However, for the last seven budgets, no money was given back - it was all taken. On this occasion, I welcome the opportunity to give people...

Seanad: Budget 2016: Statements (13 Oct 2015)

Michael D'Arcy: I expected the Senator to get at least a minute out of it.

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