Results 3,381-3,400 of 5,405 for speaker:Cathal Crowe

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Investment Funds: Discussion (8 Mar 2023)

Cathal Crowe: I welcome all the witnesses. I am not a member of this committee but the Oireachtas committees allow non-members to attend from time to time. Earlier I was across the corridor attending another committee where we were dealing with the issue of national car tests but I had to attend this committee meeting as discussing investment funds is very important. A couple of weeks I was invited to...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Investment Funds: Discussion (8 Mar 2023)

Cathal Crowe: I am not sure whether the number of cases relates to the past year.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Investment Funds: Discussion (8 Mar 2023)

Cathal Crowe: Is that 32 before the people who were lost last winter?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Investment Funds: Discussion (8 Mar 2023)

Cathal Crowe: The witnesses have explained it well, and it is certainly the take home point I got after visiting the offices in Ennis. I met with Elaine Clifford and her colleagues. On the figures, if I understand correctly, there were 40 dedicated mortgage advisers. There are now 32. That means 20% have left the workforce because of uncertainty. I fear a lot more will be lost because, using County...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Investment Funds: Discussion (8 Mar 2023)

Cathal Crowe: MABS has negotiated reasonable mortgage repayment rates for many people. Some families can take the hit of the recent mortgage interest rate hikes, but many more families cannot. However, it is certain that a family that has gone through MABS certainly cannot take the hit. From what I can see, all of the pillar banks have written to their borrowers stating that while they and MABS have...

Joint Oireachtas Committee on Transport, Tourism and Sport: Motor Insurance and Uninsured Drivers: Motor Insurers' Bureau of Ireland (8 Mar 2023)

Cathal Crowe: I wish our colleague Deputy Carey a full and speedy recovery. I thank Mr. Fitzgerald and Mr. O'Brien for attending. We have had a number of private session meetings as a committee and I have requested they appear before us at some point because I have a number of specific questions that do not necessarily relate to their opening statement. With regard to NCT tests, there is four-month...

Joint Oireachtas Committee on Transport, Tourism and Sport: Motor Insurance and Uninsured Drivers: Motor Insurers' Bureau of Ireland (8 Mar 2023)

Cathal Crowe: This was all made clear during the Covid pandemic, when it was explicitly stated that there was continued cover and that was very clear but it is less clear now for motorists and for An Garda Síochána in respect of enforcement. Does MIBI have a view on L-plate drivers? It is a similar and related question. In some parts of the country, including west Clare in my constituency,...

Joint Oireachtas Committee on Transport, Tourism and Sport: Motor Insurance and Uninsured Drivers: Motor Insurers' Bureau of Ireland (8 Mar 2023)

Cathal Crowe: -----worst in the league table of the uninsured. It is everyone’s worst nightmare to be involved in a road traffic accident and it is worse again when the vehicle being interfaced with is uninsured, with the rigours involved to try to get some form of compensation. Nevertheless, we interface with other uninsured vehicles as we drive through traffic, such as e-scooters and e-bikes,...

Joint Oireachtas Committee on Transport, Tourism and Sport: Motor Insurance and Uninsured Drivers: Motor Insurers' Bureau of Ireland (8 Mar 2023)

Cathal Crowe: We have done work on that as a committee and there is a sense that these vehicles are relatively slow moving, but we have also discovered as a committee, when we looked at the realm of e-scooters, that some of them can travel at speeds of between 90 km/h and 100 km/h, without restrictors on them.

Joint Oireachtas Committee on Transport, Tourism and Sport: Motor Insurance and Uninsured Drivers: Motor Insurers' Bureau of Ireland (8 Mar 2023)

Cathal Crowe: Where insurance cases are not settled and go legal, is the sector finding that post-Covid backlog to be significant?

Joint Oireachtas Committee on Transport, Tourism and Sport: Motor Insurance and Uninsured Drivers: Motor Insurers' Bureau of Ireland (8 Mar 2023)

Cathal Crowe: I return to the question I asked about NCT tests, the four-month delays and L-plates. I get where Mr. Fitzgerald is coming from and I had expected he would not be able to say a lot, but will he tell us, as we look at a new raft of legislation, whether there are any other grey or uncertain areas? I have highlighted two, but when things are contested, what are the other grey areas or loopholes...

Joint Oireachtas Committee on Transport, Tourism and Sport: Motor Insurance and Uninsured Drivers: Motor Insurers' Bureau of Ireland (8 Mar 2023)

Cathal Crowe: What of the lack of a test certificate or the out-of-date NCT certificate?

Joint Oireachtas Committee on Transport, Tourism and Sport: Motor Insurance and Uninsured Drivers: Motor Insurers' Bureau of Ireland (8 Mar 2023)

Cathal Crowe: Mr. Fitzgerald said of uninsured drivers that 7.8% of the cars on the road that are uninsured-----

Joint Oireachtas Committee on Transport, Tourism and Sport: Motor Insurance and Uninsured Drivers: Motor Insurers' Bureau of Ireland (8 Mar 2023)

Cathal Crowe: I presume that is mostly cars, or would commercial vehicles also come into that category?

Joint Oireachtas Committee on Transport, Tourism and Sport: Motor Insurance and Uninsured Drivers: Motor Insurers' Bureau of Ireland (8 Mar 2023)

Cathal Crowe: However, the witnesses have no analysis of commercial vehicles or any other types of-----

Joint Oireachtas Committee on Transport, Tourism and Sport: Motor Insurance and Uninsured Drivers: Motor Insurers' Bureau of Ireland (8 Mar 2023)

Cathal Crowe: Mr. Fitzgerald mentioned that the do-gooders, those of us who live within the law, get our vehicles insured and so on, all pay €30 to €35 per annum-----