Results 3,361-3,380 of 9,823 for speaker:Thomas Byrne
- Seanad: Irish Water: Statements (5 Nov 2014)
Thomas Byrne: We are sick of this. We do not believe the promises.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)
Thomas Byrne: I wonder sometimes about the function of these meetings. While members are allowed to speak and ask questions, where is the policy response? I am not sure there has been any policy response at Government level since our most recent meeting in April. Whatever we say about mortgages and repossessions, in the summer of 2013 the Government had a law voted in that facilitated the banks. Many...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)
Thomas Byrne: Flawed as they are, the criteria applying to the scheme are reasonably clear. How was Bank of Ireland able to propose a large number of cases that subsequently did not meet the criteria? Were there different interpretations of-----
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)
Thomas Byrne: The scheme provides for very clear valuation limits. I presume no mistakes were made in that regard or was valuation an issue?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)
Thomas Byrne: We have been messing around with this scheme for two years. I am not blaming the banks but the Government because it has done nothing. It is only now, after two years, that we may reach a resolution. This scheme could work well if the Government were serious about it.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)
Thomas Byrne: Is Mr. Boucher proposing to pass Bank of Ireland's bad mortgages on to not-for-profit housing organisations and then charge them interest?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)
Thomas Byrne: Mr. Boucher told us earlier that Bank of Ireland will deal with them on a commercial basis.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)
Thomas Byrne: The number of mortgage-to-rent solutions Bank of Ireland proposed appears to be very low. Is it not the case that the banks operate as the gatekeepers to the scheme in that it is for them to decide whether to make a mortgage-to-rent proposal?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)
Thomas Byrne: What is the reason for the low number of solutions proposed?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)
Thomas Byrne: Two years in the middle of a crisis is-----
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)
Thomas Byrne: Has Bank of Ireland contacted either the Department of the Environment, Community and Local Government or Department of Finance to express its frustrations about the operation of the scheme given Mr. Boucher's assertion that he wants to work?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)
Thomas Byrne: I hope the scheme works because it has been a disaster for the past two years. The Government promised that the scheme would be a solution to many vulnerable people who have been let down. Let us wait and see if good news emerges at the end of the month. Perhaps the joint committee should follow up on that issue.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)
Thomas Byrne: Deputy Lucinda Creighton referred to the arrangement AIB-EBS had with the Irish Mortgage Holders Organisation. Has Bank of Ireland considered a similar arrangement? Would Mr. Boucher see advantages from the bank's point of view in drawing up a similar formal arrangement with an advocacy group that could work at arm's length from the bank on behalf of customers? Obviously, it would have...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)
Thomas Byrne: Does Mr. Boucher think the bank is being help by-----
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)
Thomas Byrne: What does Mr. Boucher mean by "transparency" in this context?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)
Thomas Byrne: Obviously, Mr. Boucher has concerns about that arrangement. Is that the case?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)
Thomas Byrne: Mr. Boucher does not see Bank of Ireland using "a third party contractor," as he has described the organisation, to help people.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)
Thomas Byrne: They are working for the bank which, as we keep being reminded, is a public limited company.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)
Thomas Byrne: That is fair enough. Is there a role for some other organisation to be contracted in, independently of the bank, to advise people separately?
- Seanad: Order of Business (11 Nov 2014)
Thomas Byrne: While the debate proposed for this afternoon is extremely important and welcome, it is fair to say that the Government's legislative programme is very light with little legislation being put through the Houses. We have statements on a number of days this week. That is a sign, if we needed one, that the Government is in complete and utter chaos with one side not knowing what the other side...