Results 2,941-2,960 of 9,823 for speaker:Thomas Byrne

Seanad: Order of Business (26 Mar 2014)

Thomas Byrne: Yes, on behalf of Senator Mark Daly.

Seanad: Death of Former Member: Expressions of Sympathy (26 Mar 2014)

Thomas Byrne: Ba mhaith liomsa freisin mo chomhbhrón a chur in iúl do chlann an iar Sheanadóir, Jimmy Mulroy. Tá áthas orm go bhfuil muid go léir tagtha le chéile inniu chun cuimhneamh a dhéanamh ar an obair a rinne sé sa Seanad agus le linn a shaol. I welcome the family and pay tribute to Jimmy Mulroy both for his work in the Seanad and indeed for his entire...

Seanad: Beef Industry: Motion (26 Mar 2014)

Thomas Byrne: I move: That Seanad Éireann--notes: - the collapse in beef prices over the past number of months; - the refusal of processors to slaughter bulls throughout the country; - the changing of carcass specifications by processors mid-way through the production cycle; - the use of labelling issues as a barrier to free trade between the Republic of Ireland and the UK; - the severe impact the...

Seanad: Beef Industry: Motion (26 Mar 2014)

Thomas Byrne: I am referring to farmers who I have met or know and who are suffering because of these issues. The Minister made a rebuttal on a specific farming issue, but I am not making a point about agriculture in general. The Minister keeps citing the CSO statistics - we would like them to be verified - on 30,000 new jobs being created in the sector, but there is a major crisis and the Minister's...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)

Thomas Byrne: For all the good news to which our guests referred - including the reduction in arrears - the bottom line appears to be that approximately one third of private dwelling house owners whose mortgages are in arrears are subject to legal proceedings or to the threat thereof from the bank at present. In addition, almost half of those with buy-to-let properties who are in arrears are involved in...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)

Thomas Byrne: Mr. Boucher can blame customers all he wants but the bank has offered 3,942 so-called solutions in respect of private dwelling houses. Of these, some 3,478 are in legal proceedings. It seems that if one is a customer of Bank of Ireland, one almost has an equal chance of being in legal proceedings or obtaining a solution. What are the criteria that are applied? Is Mr. Boucher stating that...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)

Thomas Byrne: Are all those involved in legal proceedings people who have not engaged?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)

Thomas Byrne: Does Mr. Boucher include in that legal proceedings as a solution?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)

Thomas Byrne: They will still lose their home.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)

Thomas Byrne: Mr. Mason is talking about private dwelling houses, not buy-to-let properties, as they are covered in other figures.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)

Thomas Byrne: Notwithstanding all the talk about non-co-operation, if customers engage in an assisted voluntary sale or a voluntary surrender, and there are 741 such cases - I note that some of that some of the mortgage-to-rent cases are included in that - out of the 3,478 cases - 20%, I presume those customers have engaged in talks with the bank if they are engaged in an assisted voluntary sale or...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)

Thomas Byrne: That brings me on to the mortgage-to-rent customers. Mr. Mason used the word "hope" in this respect, and that is the key word in regard to mortgage-to-rent customers. I think he said that the bank has only completed one. I certainly fault the Government for much of that, but the bottom line is that the first condition of the mortgage-to-rent scheme is that the customers must be approved by...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)

Thomas Byrne: How many have looked to participate in a mortgage-to-rent scheme?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)

Thomas Byrne: I ask for that figure to be forwarded to us.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)

Thomas Byrne: I know that. Mr. Mason is saying that the bank puts forward everyone and that it is not trying to avoid the mortgage-to-rent scheme.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)

Thomas Byrne: Is the next stage getting the approval of the local authority?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)

Thomas Byrne: That is holding it up then, as well as meeting the criteria.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)

Thomas Byrne: Because the house is too big.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)

Thomas Byrne: Has the bank had discussions with the Minister of State with responsibility for housing or with the Department of the Environment, Community and Local Government in regard to it?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)

Thomas Byrne: There has been a reduction from 11,677 to 11,054 in mortgage arrears in the principal private dwellings category. What do those figures mean? Do they mean that 600 people are no longer in arrears? Have they suddenly paid off their mortgage? Have they come into money and been able to get three months of arrears wiped off? Has the bank given them a discount? I noted Mr. Boucher's...