Results 2,641-2,660 of 3,425 for speaker:Emer Higgins

Joint Oireachtas Committee on Housing, Planning and Local Government: General Scheme of the Residential Tenancies (Right to Purchase) Bill: Discussion (Resumed) (7 Dec 2023)

Emer Higgins: In that situation, Mary would provide notice to quit for a family member to move in in advance of a sale.

Joint Oireachtas Committee on Housing, Planning and Local Government: General Scheme of the Residential Tenancies (Right to Purchase) Bill: Discussion (Resumed) (7 Dec 2023)

Emer Higgins: But if John wanted to move in and that was the basis of him getting this apartment-----

Joint Oireachtas Committee on Housing, Planning and Local Government: General Scheme of the Residential Tenancies (Right to Purchase) Bill: Discussion (Resumed) (7 Dec 2023)

Emer Higgins: I am sorry if this is a silly question. What is the difference between a sale and a gift in this situation? If there is money changing hands, that is a sale.

Joint Oireachtas Committee on Housing, Planning and Local Government: General Scheme of the Residential Tenancies (Right to Purchase) Bill: Discussion (Resumed) (7 Dec 2023)

Emer Higgins: In that situation, Mary would first provide her tenant with 90 days notice. There is no family exemption.

Joint Oireachtas Committee on Housing, Planning and Local Government: General Scheme of the Residential Tenancies (Right to Purchase) Bill: Discussion (Resumed) (7 Dec 2023)

Emer Higgins: That could slow down a familial purchase by a minimum of a year. Is that right?

Joint Oireachtas Committee on Housing, Planning and Local Government: General Scheme of the Residential Tenancies (Right to Purchase) Bill: Discussion (Resumed) (7 Dec 2023)

Emer Higgins: It would, would it not? If Mary wants to sell to John-----

Joint Oireachtas Committee on Housing, Planning and Local Government: General Scheme of the Residential Tenancies (Right to Purchase) Bill: Discussion (Resumed) (7 Dec 2023)

Emer Higgins: But John cannot move in.

Joint Oireachtas Committee on Housing, Planning and Local Government: General Scheme of the Residential Tenancies (Right to Purchase) Bill: Discussion (Resumed) (7 Dec 2023)

Emer Higgins: A year in advance of purchase.

Joint Oireachtas Committee on Housing, Planning and Local Government: General Scheme of the Residential Tenancies (Right to Purchase) Bill: Discussion (Resumed) (7 Dec 2023)

Emer Higgins: Mr. Smyth might explain that to me because it sounds different.

Joint Oireachtas Committee on Housing, Planning and Local Government: General Scheme of the Residential Tenancies (Right to Purchase) Bill: Discussion (Resumed) (7 Dec 2023)

Emer Higgins: What if Mary's intention is to sell to John?

Joint Oireachtas Committee on Housing, Planning and Local Government: General Scheme of the Residential Tenancies (Right to Purchase) Bill: Discussion (Resumed) (7 Dec 2023)

Emer Higgins: So there is no familial exemption.

Joint Oireachtas Committee on Housing, Planning and Local Government: General Scheme of the Residential Tenancies (Right to Purchase) Bill: Discussion (Resumed) (7 Dec 2023)

Emer Higgins: A year after they move in.

Joint Oireachtas Committee on Housing, Planning and Local Government: General Scheme of the Residential Tenancies (Right to Purchase) Bill: Discussion (Resumed) (7 Dec 2023)

Emer Higgins: That is quite different from what we heard on Tuesday, when there were concerns about some section of the Act dealing with it and some section of the Act not dealing with it. The witnesses are saying that the section has been removed in its entirety.

Joint Oireachtas Committee on Housing, Planning and Local Government: General Scheme of the Residential Tenancies (Right to Purchase) Bill: Discussion (Resumed) (7 Dec 2023)

Emer Higgins: To be clear, the rationale is that the Department is a little concerned that having the tenant who is in situprovided with the opportunity to purchase might become problematic. Why is that head being removed?

Joint Oireachtas Committee on Housing, Planning and Local Government: General Scheme of the Residential Tenancies (Right to Purchase) Bill: Discussion (Resumed) (7 Dec 2023)

Emer Higgins: I wonder what proportion of the property market is gifted. We are probably more likely to be talking about sales, realistically, and that is not covered in this situation.

Joint Oireachtas Committee on Housing, Planning and Local Government: General Scheme of the Residential Tenancies (Right to Purchase) Bill: Discussion (Resumed) (7 Dec 2023)

Emer Higgins: There are no eligibility criteria or exemptions for familial sale.

Committee on Public Petitions: Reform of Insurance for Thatched Heritage Buildings: Discussion (Resumed) (30 Nov 2023)

Emer Higgins: When we are talking about loss-making and contrasting that with headlines around profits and dividends, it is hard to marry the two. I suppose we are talking about the stabilisation of public liability in particular. The legal landscape changed in July, when we had new changes in regard to the duty of care, things were rebalanced and the risk profile changed. To quote Ms Murdock, premiums...

Committee on Public Petitions: Reform of Insurance for Thatched Heritage Buildings: Discussion (Resumed) (30 Nov 2023)

Emer Higgins: It is five months since this change happened. If we cannot look into the future, let us look at the situation since July. What has the change in premiums been?

Committee on Public Petitions: Reform of Insurance for Thatched Heritage Buildings: Discussion (Resumed) (30 Nov 2023)

Emer Higgins: Surely the Insurance Ireland organisations know.

Committee on Public Petitions: Reform of Insurance for Thatched Heritage Buildings: Discussion (Resumed) (30 Nov 2023)

Emer Higgins: I would first like to ask a follow-up question about passing on savings to customers. What transparency is there, in particular in public liability, which we hear is a loss-making area? What data is available publicly?