Results 2,561-2,580 of 16,285 for speaker:Peadar Tóibín
- Other Questions: Small and Medium Enterprises Supports (15 Apr 2014)
Peadar Tóibín: I am not making excuses for any Opposition Deputy who fails to turn up in this Chamber. The Minister of State is trying to deflect attention from his own Deputies who failed to turn up. The critical point is that the new rules have reduced the Opposition's opportunity to hold Ministers to account.
- Other Questions: Small and Medium Enterprises Supports (15 Apr 2014)
Peadar Tóibín: A recent report indicated that owners of small and medium enterprises are becoming increasingly dissatisfied with the Government's SME policies. There has been an overall reduction in the level of credit afforded to small businesses in their efforts to grow. Will the Minister give his view on why the SME sector is becoming increasingly divergent from the Government's policies in this area?
- Other Questions: Small and Medium Enterprises Supports (15 Apr 2014)
Peadar Tóibín: It is not my contention but that of the survey that the small and medium enterprise sector is becoming increasingly dissatisfied with the Government's progress on this issue. In this regard, the survey cites the lack of and reduction in credit over the past year and the procurement rules operated by this State, including the continuing policy of rolling up procurement in this State which...
- Other Questions: Regional Aid (15 Apr 2014)
Peadar Tóibín: May I contribute on this question? I raised my hand.
- Other Questions: Regional Aid (15 Apr 2014)
Peadar Tóibín: I want to contribute. I have an entitlement to speak on this question.
- Written Answers — Department of Jobs, Enterprise and Innovation: Foreign Direct Investment (15 Apr 2014)
Peadar Tóibín: 131. To ask the Minister for Jobs, Enterprise and Innovation for each region of the State, and the percentage of inputs that are sourced in Ireland for each of the last five years by foreign direct investment firms operating here. [17717/14]
- Written Answers — Department of Jobs, Enterprise and Innovation: Trade Union Movement (15 Apr 2014)
Peadar Tóibín: 132. To ask the Minister for Jobs, Enterprise and Innovation if he will support in law the right of union leaders to articulate on behalf of their union members the likelihood of industrial action without fear of legal action. [17718/14]
- Written Answers — Department of Health: Medical Card Applications (15 Apr 2014)
Peadar Tóibín: 666. To ask the Minister for Health if he will review a medical card application in respect of a person (details supplied). [17994/14]
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Access to Finance for SMEs: Bank of Ireland, Ulster Bank and AIB (15 Apr 2014)
Peadar Tóibín: Depending on who one talks to, there are very different views on SME lending. It was indicated that 85% of lending applications had been approved at some level, while ISME, for example, would give a different figure of probably around 50%. They would indicate that there has been a fall-off in lending. Is any of the new lending indicated a roll-over of debt or financing of a previous debt?...
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Access to Finance for SMEs: Bank of Ireland, Ulster Bank and AIB (15 Apr 2014)
Peadar Tóibín: I apologise for missing most of the presentation. I have just come from Oral Questions and, bizarrely, it is running concurrently with this meeting. The witnesses mentioned that 94% of formal loan applications are successful. Is there any method of filtering potential clients before that formal application? How many are filtered out before making a formal application? What is the...
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Access to Finance for SMEs: Bank of Ireland, Ulster Bank and AIB (15 Apr 2014)
Peadar Tóibín: In the mortgage book, Ulster Bank often reduces the interest rate from 5% to 0.5%, which makes it more accessible. Has a similar thing been done in business lending? Has business debt been written down? Working closely with clients in advance of seeking loans makes them more prepared for the loan. This is positive but the negative aspect is that an undefined amount of people are filtered...
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Access to Finance for SMEs: Bank of Ireland, Ulster Bank and AIB (15 Apr 2014)
Peadar Tóibín: What percentage of write-downs have been made?
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Access to Finance for SMEs: Bank of Ireland, Ulster Bank and AIB (15 Apr 2014)
Peadar Tóibín: Only in a closure scenario?
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Access to Finance for SMEs: Bank of Ireland, Ulster Bank and AIB (15 Apr 2014)
Peadar Tóibín: I have just one question that was not answered.
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Access to Finance for SMEs: Bank of Ireland, Ulster Bank and AIB (15 Apr 2014)
Peadar Tóibín: What percentage of the businesses are in debt distress?
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Access to Finance for SMEs: Bank of Ireland, Ulster Bank and AIB (15 Apr 2014)
Peadar Tóibín: We have been listening to many banks today. We have received conflicting information from the banks and from a number of SMEs. The SMEs tell us that it is very difficult to get a loan and the banks tell us that the vast majority - 90% - are getting loans. It would seem that a filtering process is being used by the banks before the formal loan application is made and that from the point of...
- Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Access to Finance for SMEs: Bank of Ireland, Ulster Bank and AIB (15 Apr 2014)
Peadar Tóibín: Is Mr. O'Connor talking about a write-down?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Irish Stability Programme Update: Minister for Finance (15 Apr 2014)
Peadar Tóibín: The Minister mentioned fiscal union earlier. It seems that different economies in Europe have different productivity levels, many of which are divergent, and entering into a tight fiscal union in those circumstances is a recipe for disaster. The twin-track Europe we have currently where Germany and France set the rules and the smaller countries in particular are forced to follow them is not...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Irish Stability Programme Update: Minister for Finance (15 Apr 2014)
Peadar Tóibín: I will let the Minister answer that question first.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Irish Stability Programme Update: Minister for Finance (15 Apr 2014)
Peadar Tóibín: It is probably the case of the Minister playing his cards close to his chest to help in Cabinet negotiations in the future. This State is the most indebted of any state, globally. Has the Government considered different ways by which household debt could be alleviated through budgetary measures? Up to 120,000 enterprises have closed over the past several years, which is a phenomenal...