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Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (14 Feb 2024)

John McGuinness: The headline was carried as "Central Bank head Makhlouf rejects claim that Irish banking market is 'dysfunctional'".

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (14 Feb 2024)

John McGuinness: I know that. It was the easiest way for me to refer to the article. I could refer to other things. The likes of Belfry and EBS have been dragging on from when they started way back up until now and other issues have been raised around the tracker mortgage issue and what happens when banks sell on at an early stage. I refer, for example, to banks selling to vulture funds when...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (14 Feb 2024)

John McGuinness: To say the least.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (14 Feb 2024)

John McGuinness: These are not just words that are made up and put out there randomly. I say this to Mr. Makhlouf out of experience of the tracker mortgages, EBS and Belfry. They may be historical issues but they are not actually, as EBS is still not resolved. It shows the intent of a big bank not to recognise its failings. That is what it tells me. The constant measurement banks take seems to be...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (14 Feb 2024)

John McGuinness: For me, that is dysfunctional. I will tell Mr. Makhlouf what else is dysfunctional-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (14 Feb 2024)

John McGuinness: The complaints procedures in banks are dysfunctional. A lady in her later years found out that her signature was on a guarantee in the bank. It is her signature and her late husband's signature but it is obvious that she was never in the bank, she never signed the document in a bank and she does not know the people who are on it with her from the bank. Therefore, she made a complaint and...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (14 Feb 2024)

John McGuinness: I will send Mr. Makhlouf the letters. It is outrageous, and she is not the only one. The bank could say that, no, this woman is actually wrong and that it got that sorted and she did sign it. It is not even doing that. Bank officials are not even meeting the woman. The complaint goes to a centre somewhere where somebody deals with it. Finally, I want to say this to Mr. Makhlouf...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (14 Feb 2024)

John McGuinness: That is all I would say to Mr. Makhlouf.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (14 Feb 2024)

John McGuinness: It is not a criticism of the bank, it is-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (14 Feb 2024)

John McGuinness: -----the way everything is emerging. Mr. Makhlouf said things are going to change, and they certainly are. They are changing rapidly. I think of the elderly and even those in equity release.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (14 Feb 2024)

John McGuinness: I just wonder about it all. I am very thankful that the witnesses came in. The members have given their updates on their own issues. It is good to share these things with the witnesses and for them to tell us what the bank is doing. If there are no further comments anyone would like to make, I will adjourn the meeting until next Wednesday.

Written Answers — Department of Defence: Defence Forces (15 Feb 2024)

John McGuinness: 165. To ask the Taoiseach and Minister for Defence if agency nurses working in the Defence Forces without a contract will be given the same privileges, pay and conditions as those that have a contract; if the issues of pay and conditions for all the affected nurses will be harmonised and backdated; his plans, if any, to offer serving nurses full-time positions within the Force thereby...

Written Answers — Department of Housing, Planning, and Local Government: Energy Policy (15 Feb 2024)

John McGuinness: 238. To ask the Minister for Housing, Planning, and Local Government further to Parliamentary Question No. 836 of 18 April 2023, if he will comment on the stated position of Kilkenny County Council that the wind map from the Kilkenny County Development Plan 2014-2020 does not remain in force; if wind energy developments in County Kilkenny must now be considered on a case by case basis having...

Written Answers — Department of Employment Affairs and Social Protection: Social Welfare Benefits (15 Feb 2024)

John McGuinness: 265. To ask the Minister for Employment Affairs and Social Protection if an application for an invalidity pension (details supplied) can be expedited and approved. [7148/24]

Written Answers — Department of Health: Nursing Homes (15 Feb 2024)

John McGuinness: 325. To ask the Minister for Health if nursing home charges will be refunded to a person (details supplied). [7176/24]

Written Answers — Department of Health: Covid-19 Pandemic Supports (15 Feb 2024)

John McGuinness: 337. To ask the Minister for Health if all of the outstanding queries submitted to the Department and KOSI relating to the categories of persons entitled to the Covid 19 recognition payment have been resolved; if all nurses in community intervention teams in CareDoc have been paid; if nurses and front-line staff employed by companies such as resilience care were included in the scheme; if...

Written Answers — Department of Health: Health Services (15 Feb 2024)

John McGuinness: 338. To ask the Minister for Health if he will outline the action being taken by his Department and the HSE relative to a complaint made by the family of the late person (details supplied) while in the care of the health service in Carlow and Kilkenny, and as outlined to him and others in correspondence dated 22 December 2021; if a comprehensive response to each of the issues raised will be...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (14 Feb 2024)

John McGuinness: Okay. I wish to ask Mr. Makhlouf about his interview with the Irish Examiner.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (14 Feb 2024)

John McGuinness: I will share with Mr. Makholuf the story of a young man who was on social welfare. He wanted to go onto the long-term social welfare payment because he is quite ill. Social welfare sent him 30 pages of stuff about his Revolut account, but because of the fact that he had maybe dodged paying a bill from the service provider for the telephone, he was not able to access his Revolut account to...

Ceisteanna ar Pholasaí nó ar Reachtaíocht - Questions on Policy or Legislation (21 Feb 2024)

John McGuinness: It is stated in media reports this morning that almost 1,000 asylum seekers are living in tents on our streets. This is at a time when the Department that is supposed to be looking after asylum seekers is rejecting properties around the country that have gone through the five stages to qualify. Alongside that, you have the 13,000 homeless. Is it not that time that the Taoiseach would look...

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