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Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Corporation Tax Issues and General Scheme of the Central Bank (Individual Accountability Framework) Bill 2021: Minister for Finance (10 Nov 2021)

Paschal Donohoe: I am not going on any tour, Chairman. In Housing for All there is an action step against that to look at what kind of engagement can happen that might lead to more homes being built in Ireland. The reason funds can play a role in the delivery of more homes here in Ireland is that it is a way of channelling savings in other countries into more homes in Ireland, and that is it. As part of...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Corporation Tax Issues and General Scheme of the Central Bank (Individual Accountability Framework) Bill 2021: Minister for Finance (10 Nov 2021)

Paschal Donohoe: It will be.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Corporation Tax Issues and General Scheme of the Central Bank (Individual Accountability Framework) Bill 2021: Minister for Finance (10 Nov 2021)

Paschal Donohoe: Did Mr. Lawlor go to the Ombudsman?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Corporation Tax Issues and General Scheme of the Central Bank (Individual Accountability Framework) Bill 2021: Minister for Finance (10 Nov 2021)

Paschal Donohoe: I will get briefed on the circumstances of the individual who appeared before the committee. Of course, I will see what the status of this issue is with the banks, but I have to recognise the fact that the Central Bank has been through this issue and the ombudsman has played a very active role in it and I cannot second-guess or undermine the judgment or views they have reached in respect of...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Corporation Tax Issues and General Scheme of the Central Bank (Individual Accountability Framework) Bill 2021: Minister for Finance (10 Nov 2021)

Paschal Donohoe: I can keep on speaking when the Deputy speaks; I am well capable of doing it. It continues to be a source of interest to me that the Deputy makes the briefest of points to me and when I deal with it, the only reaction he can have is to try to shout down my response. The point I made, and continued to make it despite the Deputy shouting at me, is that I am unsure why he should offer the...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Corporation Tax Issues and General Scheme of the Central Bank (Individual Accountability Framework) Bill 2021: Minister for Finance (10 Nov 2021)

Paschal Donohoe: First of all, what I outlined earlier on is not a diversionary approach.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Corporation Tax Issues and General Scheme of the Central Bank (Individual Accountability Framework) Bill 2021: Minister for Finance (10 Nov 2021)

Paschal Donohoe: As I said earlier on, it would be my strong preference that we be clear that it would be the individual who would pay the fine. Up to this point and as far as I am aware, it is not possible to legislate for circumstances in which an employer may pay a fine on behalf of an individual. Again, as we take this legislation through the House this is something we can debate further and I am happy...

Written Answers — Department of Finance: Insurance Coverage (16 Nov 2021)

Paschal Donohoe: At first, I wish to assure the Deputy that I am aware of issues a number of equestrian activities have in terms of accessing insurance. However, the Deputy will appreciate that neither I, nor the Central Bank of Ireland, can direct the pricing or provision of insurance products, as this is a commercial matter which individual companies assess on a case-by-case basis. This position is...

Written Answers — Department of Finance: Insurance Coverage (16 Nov 2021)

Paschal Donohoe: I propose to take Questions Nos. 210 and 227 together. I note that both questions refer to access to life insurance products for individuals with specific illnesses or medical conditions in the context of applying for a mortgage. At the outset, it is important to note that neither I, nor the Central Bank of Ireland, can intervene in the provision or pricing of insurance products, nor can we...

Written Answers — Department of Finance: Business Regulation (16 Nov 2021)

Paschal Donohoe: Retailers must consider a number of factors before choosing to accept any type of payment instrument. In the case of accepting card payments, one of the most relevant factors considered by a retailer are the fees that it must pay, of which consumers are generally unaware. One of the most common fees affecting merchant card acceptance across the EU is the interchange fee, i.e. the fee paid...

Written Answers — Department of Finance: Tax Yield (16 Nov 2021)

Paschal Donohoe: I propose to take Questions Nos. 212 to 214, inclusive, together. I am advised by Revenue that the only available breakdown of receipts from Carbon Tax is by the relevant fuel type as this is the basis of which the tax is charged. Carbon Tax receipts, broken down by fuel type, for years 2019 and 2020 are published on the Revenue website at link:...

Written Answers — Department of Finance: Tax Yield (16 Nov 2021)

Paschal Donohoe: As the Deputy will be aware, the Department of Finance provided a point-in-time estimate of potential revenue arising from incremental increases in the rate of carbon tax out to 2030 to assist with the Programme for Government in 2020. This estimate, therefore, predates the European Commission Proposal on the extension of the EU ETS to the road transport and building sector. The...

Written Answers — Department of Finance: Bonds Redemption (16 Nov 2021)

Paschal Donohoe: I am informed by the National Treasury Management Agency (NTMA) that by the end of 2020, the NTMA had issued a total of €6.1bn nominal of Irish Sovereign Green Bonds (ISGBs) in three separate transactions. 1. The inaugural issue of €3bn, through a syndication, in October 2018 2. A syndicated tap of €2bn in October 2019 3. A €1.1bn auction in September 2020...

Written Answers — Department of Finance: Pensions Reform (16 Nov 2021)

Paschal Donohoe: The policy area has been transferred to Department of Public Expenditure and Reform as Ministerial responsibility for the area concerned was transferred under S.I. 10 of 2011 Ministers and Secretaries (Amendment) Act 2011. PQ 23629/20 answered last year by the Minister for Public Expenditure and Reform was concerned with a provision of the Pensions Declaration Rules 1966.

Written Answers — Department of Finance: Tax Collection (16 Nov 2021)

Paschal Donohoe: The 2012 report of the Interdepartmental Group on the Design of a Property Tax considered the issue of introducing an exemption or waiver for property owners below a certain income threshold. Having considered the possible inequities and administrative challenges of such an exemption or waiver structure the group recommended instead a deferral scheme that would assist property owners in a...

Written Answers — Department of Finance: Insurance Industry (16 Nov 2021)

Paschal Donohoe: I propose to take Questions Nos. 219 and 220 together. At the outset, I would clarify that neither I, nor the Central Bank of Ireland, can influence the provision nor pricing of insurance products, nor do we have the power to direct insurance companies to provide cover to specific individuals or businesses. This position is reinforced by the EU Solvency II Directive insurance framework....

Written Answers — Department of Finance: Climate Action Plan (16 Nov 2021)

Paschal Donohoe: The Department of Finance commenced green budgeting analysis of tax measures in Budget 2022. As the Deputy is aware, green budgeting is a process which seeks to consider the effects of fiscal policy and the budgetary process on the transition to a more sustainable and climate friendly economy. The publication “A Review of Green Budgeting from a Tax Perspective” was...

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