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Committee on Budgetary Oversight: Temporary Supports for Business: Discussion (14 Feb 2024)

Rose Conway-Walsh: There were still so many restrictions. What we need to try to achieve is where schemes are announced like this, to assess how they are tested in terms of the takeup. Ms Ryan said it cost less than for the TBESS and has given the figure for the number of businesses. How does that compare with the number of businesses the Department would have estimated at the beginning when it was doing its...

Committee on Budgetary Oversight: Temporary Supports for Business: Discussion (14 Feb 2024)

Rose Conway-Walsh: Yes, I know all those factors and it is difficult to predict, but when Ms Ryan mentions 400,000 and then the actual takeup is 25,000 it is a huge gap. Has anything been learned about the design of those schemes? If we were to be in a similar situation in six months time, what should be done differently around the design of a scheme to increase the takeup? We had real difficulty in rural...

Committee on Budgetary Oversight: Temporary Supports for Business: Discussion (14 Feb 2024)

Rose Conway-Walsh: Yes.

Committee on Budgetary Oversight: Temporary Supports for Business: Discussion (14 Feb 2024)

Rose Conway-Walsh: Was there data used explicitly for taking the comparison dates? What was the rationale for the exact dates used for the comparisons?

Committee on Budgetary Oversight: Temporary Supports for Business: Discussion (14 Feb 2024)

Rose Conway-Walsh: Okay, I thank the officials.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (14 Feb 2024)

Rose Conway-Walsh: I will carry on from that, with it being Valentine's Day and all of the warnings about fraudulent payments and fraud in general. The Bank of England has spent several million pounds on online advertising to raise awareness. As Ms Rowland has said, that is also a key part of it. The last time the bank was before this committee it stated that the Central Bank had launched a public awareness...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (14 Feb 2024)

Rose Conway-Walsh: I know that, and I have further questions about that.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (14 Feb 2024)

Rose Conway-Walsh: How much did they spend?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (14 Feb 2024)

Rose Conway-Walsh: I am trying to reconcile how the Bank of England would spend millions of euro and we would spend €2,000 on something. I know the other campaign was started in November.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (14 Feb 2024)

Rose Conway-Walsh: I know, but it is €2,000 compared to millions. I am trying to get a measure of how serious we are about tackling it, about prevention, and about raising public awareness so it does not happen in the first place.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (14 Feb 2024)

Rose Conway-Walsh: It is obviously not enough because there are millions being scammed all of the time. We have to-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (14 Feb 2024)

Rose Conway-Walsh: It would be interesting for the committee to be told how much was spent in 2023 and how much spending is planned for 2024. That would be useful information.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (14 Feb 2024)

Rose Conway-Walsh: We do understand that.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (14 Feb 2024)

Rose Conway-Walsh: Is Ms Rowland satisfied that enough people are hearing the message?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (14 Feb 2024)

Rose Conway-Walsh: I am talking about the Central Bank. We will leave that there and find out how much was spent and the penetration and measurement of the outcome in terms of how many people it prevented from being scammed.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (14 Feb 2024)

Rose Conway-Walsh: I know how things are measured. I move on to the pyrite and mica scheme, because we have had discussions on this before. Will Ms Rowland detail the progress that has been made from the bank's engagement with the financial services industry and the representation groups to advance the work they promised to do? Will she let us know what is happening there? We have a situation at the...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (14 Feb 2024)

Rose Conway-Walsh: Is Ms Rowland fully satisfied that homeowners affected by mica and pyrite have access to credit in the way they should? She keeps saying that the Central Bank has a supportive role but is there any role that the Central Bank can play to ensure that these homeowners - whose houses are owned by the banks in the main, which means the banks have a huge interest in this - have access to credit in...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (14 Feb 2024)

Rose Conway-Walsh: I understand that the Central Bank does not run the scheme.

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