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Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (15 Sep 2016)

Kieran O'Donnell: Has the market become significantly less competitive?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (15 Sep 2016)

Kieran O'Donnell: Why?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (15 Sep 2016)

Kieran O'Donnell: Mr. Carty might enlighten us.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (15 Sep 2016)

Kieran O'Donnell: That is what we want to hear.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (15 Sep 2016)

Kieran O'Donnell: What should be done with the Injuries Board?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (15 Sep 2016)

Kieran O'Donnell: Give a key one.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (15 Sep 2016)

Kieran O'Donnell: From Mr. Carty's perspective, what would reduce insurance costs for the ordinary motorist in 2017?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (15 Sep 2016)

Kieran O'Donnell: I thank Mr. Carty.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (13 Sep 2016)

Kieran O'Donnell: I welcome the witnesses and will turn first to Ms Murphy. If a road haulier is operating in Europe and a particular truck is spending most of its time in mainland Europe, can it be insured through an insurance company outside Ireland?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (13 Sep 2016)

Kieran O'Donnell: Is that in recent times?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (13 Sep 2016)

Kieran O'Donnell: What year is Ms Murphy referring to?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (13 Sep 2016)

Kieran O'Donnell: Was that over a period of three years?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (13 Sep 2016)

Kieran O'Donnell: That is four times.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (13 Sep 2016)

Kieran O'Donnell: Does Ms Murphy believe they are operating a cartel?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (13 Sep 2016)

Kieran O'Donnell: If members of the IRHA were allowed to get insurance from an insurance group based in mainland Europe, would it bring down costs by providers in Ireland?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (13 Sep 2016)

Kieran O'Donnell: A taxi driver has to get three quotes before they can go back to the Motor Insurers' Bureau. If, for instance, a taxi driver went to three companies, but only one quoted and let us say the quote was for €4,000, which is prohibitive, can the Irish Taxi Drivers' Federation go to the Motor Insurers' Bureau and say it is prohibitive and the federation wants the bureau to get it another quote?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (13 Sep 2016)

Kieran O'Donnell: To call it straight, does Mr. Herron believe that the insurance companies have come together in Ireland in a quiet room and have said that they are going to operate as a unit here and that they are effectively changing the way they operate in Ireland, collectively as a group, to get a result for themselves?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (13 Sep 2016)

Kieran O'Donnell: Okay. I wish to raise the issue of car rentals. Mr. Paul Redmond said that an insurance operator that provides motor insurance said a car rental company has seen its third-party liability costs in Ireland trebling in the past four years. How has that situation arisen in the past three years? Why are we suddenly seeing that since 2014 in Mr. Redmond's own business, as well as with ordinary...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (13 Sep 2016)

Kieran O'Donnell: What does Mr. Redmond think will resolve it? What is the bottom line issue for him?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (13 Sep 2016)

Kieran O'Donnell: Does Mr. Redmond believe that some of the rulings of the injuries board below a certain level, or in a particular type of accident, should be the final legal ruling on a matter?