Results 14,701-14,720 of 26,053 for speaker:Kieran O'Donnell
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Permanent TSB (22 Nov 2016)
Kieran O'Donnell: Typically, how much do the legal fees amount to?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Permanent TSB (22 Nov 2016)
Kieran O'Donnell: That is a significant amount on a mortgage valued at €200,000.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Permanent TSB (22 Nov 2016)
Kieran O'Donnell: I wish to go back to the information provided. I want to consider the whole area of voluntary and legal surrender for home owners and buy-to-let mortgages. Am I correct in saying that the figure is 3,698 in total, including assisted voluntary sales. When the voluntary surrender figure is added to legal proceedings, the total comes to 3,700 approximately. Is that correct?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Permanent TSB (22 Nov 2016)
Kieran O'Donnell: The figure for buy-to-let loans is approximately 1,355.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Permanent TSB (22 Nov 2016)
Kieran O'Donnell: There is a general view that the number of legal proceedings is increasing. The Permanent TSB officials have referred to letters advising of legal action. How many letters has the bank issued advising people of legal action?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Permanent TSB (22 Nov 2016)
Kieran O'Donnell: Apart from those, have other legal letters been issued?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Permanent TSB (22 Nov 2016)
Kieran O'Donnell: Have other letters been issued advising of legal proceedings?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Permanent TSB (22 Nov 2016)
Kieran O'Donnell: How many letters would be out?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Permanent TSB (22 Nov 2016)
Kieran O'Donnell: What is the schedule for initiating legal proceedings over the coming months? Will the number increase?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Permanent TSB (22 Nov 2016)
Kieran O'Donnell: By how much?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Permanent TSB (22 Nov 2016)
Kieran O'Donnell: What does the bank regard as "deep in arrears"?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Permanent TSB (22 Nov 2016)
Kieran O'Donnell: What percentage of the bank's loan book is deep in arrears?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Permanent TSB (22 Nov 2016)
Kieran O'Donnell: Does the 4,000 include buy to lets or just home loans?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Permanent TSB (22 Nov 2016)
Kieran O'Donnell: Of the 2,000 who are making some payment, is the bank looking to keep them in their homes?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Permanent TSB (22 Nov 2016)
Kieran O'Donnell: What is the fate of the 2,000 Permanent TSB borrowers who are in their homes but not paying their mortgages for various reasons, mainly financial?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Permanent TSB (22 Nov 2016)
Kieran O'Donnell: Has the bank initiated legal proceedings against all the 2,000 customers?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Permanent TSB (22 Nov 2016)
Kieran O'Donnell: What bracket do the other 2,000 fall under?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Permanent TSB (22 Nov 2016)
Kieran O'Donnell: The most significant problem is that we are getting down to people who have been through the bones of six years of hell. Many of them have young children and are working in jobs that may not be paying that well. The question is about the moral versus the financial argument. Mr. O'Sullivan is probably well aware of the European directive on unfair terms in consumer contracts, which deals...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Permanent TSB (22 Nov 2016)
Kieran O'Donnell: Is that 12,000 home owners or buy to lets?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Permanent TSB (22 Nov 2016)
Kieran O'Donnell: Does the bank make every effort to keep people in their homes?