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Ceisteanna Eile - Other Questions: Public Spending Code (14 Nov 2019)

Pearse Doherty: It is clear that a new public spending code is required. It has been required for a long time, but I am still no clearer on when it will be published. The Minister has said he will give it his attention after the Finance Bill is passed. Two months ago, its publication was promised in the next number of weeks. I am sure that Mr. Robert Watt knew there would be a budget and a finance Bill....

Ceisteanna - Questions - Ceisteanna ar Sonraíodh Uain Dóibh - Priority Questions: Capital Expenditure Programme (14 Nov 2019)

Pearse Doherty: 2. To ask the Minister for Public Expenditure and Reform the capital projects that are to be delayed or deferred in the years of the National Development Plan as a result of cost overruns such as the national children’s hospital and National Broadband Plan, which the Irish Fiscal Advisory Council calculates could reduce funding for capital projects by as much as €17 billion; and...

Ceisteanna - Questions - Ceisteanna ar Sonraíodh Uain Dóibh - Priority Questions: Capital Expenditure Programme (14 Nov 2019)

Pearse Doherty: The national development plan set out approximately €116 billion to be invested in capital projects in the ten years from 2018 to 2027. According to the Irish Fiscal Advisory Council, if the Government continues its trend of allowing major overruns on major Government flagship capital projects, the funding available to other capital projects will be reduced by as much as €2...

Ceisteanna - Questions - Ceisteanna ar Sonraíodh Uain Dóibh - Priority Questions: Capital Expenditure Programme (14 Nov 2019)

Pearse Doherty: The Government's approach is extremely worrying. The Irish Fiscal Advisory Council has shown that, under the Minister's watch, major capital projects, of which I have mentioned two, are running at 100% to 300% over budget. In respect of the national broadband plan, we are looking at an overrun of 500% for infrastructure which the public will not even own at the end of the day. That is an...

Ceisteanna - Questions - Ceisteanna ar Sonraíodh Uain Dóibh - Priority Questions: Capital Expenditure Programme (14 Nov 2019)

Pearse Doherty: The Minister says that lessons have to be learned from past projects and talks about revising the public spending code, an issue to which I will return in a later question. I have outlined two projects, however, that are being funded by taxpayers' money, by fathers and mothers who are out working every hour they can get and paying their taxes. These people expect the Government to ensure...

Written Answers — Department of Public Expenditure and Reform: Brexit Preparations (14 Nov 2019)

Pearse Doherty: 27. To ask the Minister for Public Expenditure and Reform the date by which the necessary Brexit infrastructure at ports is expected to be completed by the Office of Public Works; and if he will make a statement on the matter. [46898/19]

Written Answers — Department of Public Expenditure and Reform: Health Services Expenditure (14 Nov 2019)

Pearse Doherty: 36. To ask the Minister for Public Expenditure and Reform the saving measures recommended by the health budget oversight group and shared with his Department for the remainder of 2019; and if he will make a statement on the matter. [46894/19]

Written Answers — Department of Public Expenditure and Reform: Flood Risk Management (14 Nov 2019)

Pearse Doherty: 38. To ask the Minister for Public Expenditure and Reform the capital allocation for flooding projects from 2020 to 2025; if the projects have been identified; and if he will make a statement on the matter. [46896/19]

Consumer Insurance Contracts Bill 2017: Report and Final Stages (13 Nov 2019)

Pearse Doherty: I thank all of the Deputies for the contributions made on the Report and Final Stages of the Bill. In taking on board the comments made by Deputy Penrose, there are provisions regarding indemnity which deal with all non-life insurance policies. They fall into the indemnity insurance category, where there has to be an economic interest in the contract. While a person might not have an...

Consumer Insurance Contracts Bill 2017: Report and Final Stages (13 Nov 2019)

Pearse Doherty: I did not intend to speak again but as I reflected on section 18, I realised that as we are on Report and Final Stages of the Bill this may be the last opportunity I will get to comment on it. The amendment to section 18 brings further legal clarity to the Bill. Section 18 sets out clearly the intention in regard to a loss. The example used was that of a house burning down, in respect of...

Consumer Insurance Contracts Bill 2017: Report and Final Stages (13 Nov 2019)

Pearse Doherty: I welcome the amendment. This issue was brought forward by the Minister of State on Committee Stage. The thresholds for the claim settlement amount are being increased to €40,000. In some cases, it will result in a large amount of retention, depending on the value of it. However, this is an appropriate move and I welcome the amendment.

Consumer Insurance Contracts Bill 2017: Report and Final Stages (13 Nov 2019)

Pearse Doherty: Are we dealing with amendments Nos. 17 to 21, inclusive?

Consumer Insurance Contracts Bill 2017: Report and Final Stages (13 Nov 2019)

Pearse Doherty: The Minister of State referred to amendments Nos. 20 and 21. I might respond to them all. Amendments Nos. 17 to 19, inclusive, are drafting amendments. I have no issue with them. They involve changes to terms such as "consumer" and substituting "an insurance contract" with "contract of insurance". Section 18 is important as it deals with warranties. These are the obligations by...

Consumer Insurance Contracts Bill 2017: Report and Final Stages (13 Nov 2019)

Pearse Doherty: I welcome the fact that section 5(2) will remain in amended form, which allows for the Central Bank to issue regulations. It has that power under the Central Bank Enforcement Act 2013 and this brings clarity on any potential issue that could develop that it also has these powers in this Act.

Consumer Insurance Contracts Bill 2017: Report and Final Stages (13 Nov 2019)

Pearse Doherty: I agree with this amendment. It pares it back to just allow for the areas that are not covered by insurance contracts but are covered by the directives that have been transposed, and to deal with the face to face non-life insurance contracts. This brings clarity and I support the amendment.

Consumer Insurance Contracts Bill 2017: Report and Final Stages (13 Nov 2019)

Pearse Doherty: I move amendment No. 12: In page 10, after line 39, to insert the following: "Renewal of contract of insurance 12. (1) In the case of a contract of non-life insurance, the insurer, when issuing a renewal notice to a consumer, shall provide the consumer with a schedule outlining the following: (a) any premiums paid by the consumer to the insurer in the preceding three years, and (b)...

Consumer Insurance Contracts Bill 2017: Report and Final Stages (13 Nov 2019)

Pearse Doherty: This is an important amendment. Some of the amendments we have dealt with had substance and others were technical or textual changes. This is one of the amendments of substance and there will be several others from the Minister of State and Deputy Michael McGrath later. This will require the insurer to notify a consumer in his or her schedule of any previous premiums paid by the consumer...

Consumer Insurance Contracts Bill 2017: Order for Report Stage (13 Nov 2019)

Pearse Doherty: I move: "That Report Stage be taken now."

Consumer Insurance Contracts Bill 2017: Report and Final Stages (13 Nov 2019)

Pearse Doherty: I welcome these amendments which bring clarity to the fact that the Central Bank Act 1942 will be amended as a result of my amendment No. 12, which will place a requirement on companies to provide details of premiums charged on all non-life insurance policies for the previous three years and in respect of claims that have been paid out.

Ceisteanna Eile - Other Questions: Tax Code (13 Nov 2019)

Pearse Doherty: 50. To ask the Minister for Finance the categories of flat rate tax expense the Revenue Commissioners propose to abolish from the beginning of 2020; the anticipated increase in tax revenue arising out of the abolition of the certain flat rate expenses; and if he will make a statement on the matter. [46691/19]

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