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Hospital Emergency Departments: Motion [Private Members] (14 Jan 2016)

Peadar Tóibín: The Minister is using 2014 as a baseline. The Government took office in 2011.

Hospital Emergency Departments: Motion [Private Members] (14 Jan 2016)

Peadar Tóibín: 11 o’clock One of the major legacies of this Government with regard to health care is that access to health care is reducing. Little by little, access is becoming more difficult in every route to health care. This can be seen at GP and ambulance levels, in overcrowded emergency departments and with regard to waiting lists. This State had 601 people on trolleys in a single day....

Other Questions: Mortgage Arrears Proposals (14 Jan 2016)

Peadar Tóibín: 6. To ask the Minister for Finance his plans for new initiatives to tackle the mortgage arrears crisis and the cases of long-term arrears in particular. [1337/16]

Other Questions: Mortgage Arrears Proposals (14 Jan 2016)

Peadar Tóibín: This question also relates to mortgage arrears. I do not believe that a householder in mortgage arrears which exceed the value of the house would consider a property tax a wealth tax. Also, the banking sector does not exhibit proper competition. It is, in effect, an oligopoly, with 85% of the market in the hands of two banks.

Other Questions: Mortgage Arrears Proposals (14 Jan 2016)

Peadar Tóibín: There are 91,291 families in mortgage arrears. If one accepts that there are typically three people in a household, this means approximately one third of a million people-----

Other Questions: Mortgage Arrears Proposals (14 Jan 2016)

Peadar Tóibín: I usually get 30 seconds to do so.

Other Questions: Mortgage Arrears Proposals (14 Jan 2016)

Peadar Tóibín: One third of a million families are locked into struggles on this issue.

Other Questions: Mortgage Arrears Proposals (14 Jan 2016)

Peadar Tóibín: The point I was trying to make earlier is that typically there are three people in a household and that given there are 91,000 mortgages in arrears this means that nearly one third of a million people are locked into this struggle, most of whom are people in my age category and are likely to have young families. There is a real human tragedy at the heart of this particular issue. It is...

Other Questions: Mortgage Arrears Proposals (14 Jan 2016)

Peadar Tóibín: -----this means that problems are either being kicked down the road or that a family will lose its home. Given this human catastrophe, which is affecting almost one third of a million people, what new initiatives does the Government propose to introduce to alleviate the pain for these families?

Other Questions: Mortgage Arrears Proposals (14 Jan 2016)

Peadar Tóibín: The problem I have is that voluntary repossessions are often recorded as solutions. I have worked with more than 100 people in mortgage distress. Voluntary repossession is often a euphemism for, "There's no choice left for you but to go". I would like to focus at this point on the mortgage-to-rent scheme. According to the Labour Party, 3,500 people will avail of this scheme. Since...

Other Questions: Mortgage Arrears Proposals (14 Jan 2016)

Peadar Tóibín: It is Question Time.

Other Questions: Mortgage Arrears Proposals (14 Jan 2016)

Peadar Tóibín: I am building the context of the question, a Cheann Comhairle.

Other Questions: Mortgage Arrears Proposals (14 Jan 2016)

Peadar Tóibín: The point is that the State-owned banks have delivered only 15 mortgage-to-rent solutions.

Other Questions: Mortgage Arrears Proposals (14 Jan 2016)

Peadar Tóibín: I understand there has been-----

Other Questions: Mortgage Arrears Proposals (14 Jan 2016)

Peadar Tóibín: There are elements of what the Government has done that we believe are unfair. What new initiatives is the Government-----

Other Questions: Mortgage Arrears Proposals (14 Jan 2016)

Peadar Tóibín: -----going to introduce to ensure this-----

Other Questions: Mortgage Arrears Proposals (14 Jan 2016)

Peadar Tóibín: A Cheann Comhairle, this-----

Other Questions: Mortgage Arrears Proposals (14 Jan 2016)

Peadar Tóibín: A Cheann Comhairle, in fairness-----

Other Questions: Mortgage Arrears Proposals (14 Jan 2016)

Peadar Tóibín: The Minister, when responding, was given more than five minutes to do so.

Other Questions: Mortgage Arrears Proposals (14 Jan 2016)

Peadar Tóibín: We get very little time to ask questions.

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