Results 1,141-1,160 of 34,618 for speaker:Seán Fleming

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

Seán Fleming: No.

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

Seán Fleming: Their gathering of the information is a separate process and is connected to the granting of the credit. It is gathering information they have on the file so they can do the types of reports the Deputy had suggested earlier on, and that they would have valid and accurate information. The information is not needed as part of the regulatory and reporting function, and it is not part of the...

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

Seán Fleming: They would be captured under existing arrangements in terms the central credit register mechanism, now that these come in under it. Up to now those arrangements would not have been authorised by the Central Bank, and now they will be from here on in once the legislation is commenced.

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

Seán Fleming: Loans below that will continue to be loaned outside of that reporting structure. We are not changing that level. If there is non-payment or default on those smaller loans, they are not captured under the current or this proposed legislation.

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

Seán Fleming: The Deputy is now giving a good suggestion as to the value of getting the PPS numbers so we can accumulate those loans. That information cannot be collected or verified-----

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

Seán Fleming: They are still excluded for figures under €500 with regard to the central credit register. Those loans and defaulted loans under that are not captured currently and it is not planned that this would change either. That concern is there for people with small or multiple loans and it is not addressed in this legislation. As the Deputy has said, it is a broader issue across all credit...

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

Seán Fleming: The only people who can get that information now is the person can always obtain his or her own information, and the lender when it receives the application for the loan from an individual, or if they are restructuring an existing loan. They can only do it and access it in those circumstances; that is the lender on application or the restructuring of a loan, or the individual who can always...

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

Seán Fleming: There is. It is not specific to this. The Credit Reporting Act currently deals with that. Those measures are in place under existing legislation. As I have said, it is very limited, and the lender can only make a request for information when it has a current application for a loan. The lender cannot do it in credit checks for any other purpose, and only at the time when there is an...

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

Seán Fleming: Deputy Doherty’s amendment concerns BNPL credit products and it appears that its primary purpose is to cause a report to be produced by the Central Bank that would, having assembled and analysed the data sought, make recommendations to address the issued examined. Presumably the expectation is that, taking account of regulatory measures adopted elsewhere, there would be a...

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

Seán Fleming: It would be normal for people to provide details of their income on any application for finance, including their PPS number.

Ceisteanna Eile - Other Questions: Insurance Industry (22 Feb 2022)

Seán Fleming: I propose to take Questions Nos. 25, 38 and 64 together. As the Deputy will be aware, insurance reform is a key priority for the Government and the establishment of the office to promote competition in the insurance market is a programme for Government commitment. The office, which I chair, is positioned within the Department of Finance. Its twin aims are to expand the risk appetite of...

Ceisteanna Eile - Other Questions: Insurance Industry (22 Feb 2022)

Seán Fleming: I thank the Deputy again for consistently raising this issue because it is a very important sector of the Irish business environment. There has been great success in the reduced premiums in motor insurance and the same is happening in house insurance this year. On 1 July we will have new price walking measures introduced by the Central Bank which will have immediate effect. People will...

Ceisteanna Eile - Other Questions: Insurance Industry (22 Feb 2022)

Seán Fleming: I thank the Deputy again. I could deal with a wide range of issues but I will try to concentrate on the specific area that the Deputy has mentioned. Duty of care is an absolute priority and is being dealt with. We will have proposals on that in the immediate future. The Department of Justice is seized of that issue, having successfully brought forward the personal injury guidelines last...

Ceisteanna Eile - Other Questions: Insurance Industry (22 Feb 2022)

Seán Fleming: I propose to take Questions Nos. 17 and 28 together. As the Deputy is aware, insurance reform is a priority for the Government, with the establishment of the office to promote competition in the insurance market representing an important action within the overall reform agenda. One of the roles of the office, which I chair, is to engage with insurance industry stakeholders. The office held...

Written Answers — Department of Transport, Tourism and Sport: Driver Licences (22 Feb 2022)

Seán Fleming: 198. To ask the Minister for Transport, Tourism and Sport if he will examine the regulations in respect of driver licences; if he will consider making a variation to categories (details supplied); and if he will make a statement on the matter. [9848/22]

Written Answers — Department of Education and Skills: Teaching Qualifications (22 Feb 2022)

Seán Fleming: 484. To ask the Minister for Education and Skills the position regarding the situation of increasing the qualification required for the position of special needs assistants in schools; and if she will make a statement on the matter. [9862/22]

Written Answers — Department of Communications, Climate Action and Environment: Road Network (16 Feb 2022)

Seán Fleming: 49. To ask the Minister for Communications, Climate Action and Environment if any indication or information has been made available to him on the types of bridges on roadways in Ireland (details supplied); and if he will make a statement on the matter. [8456/22]

Written Answers — Department of Employment Affairs and Social Protection: Social Welfare Benefits (16 Feb 2022)

Seán Fleming: 158. To ask the Minister for Employment Affairs and Social Protection if a half-rate carers allowance will be paid to either party of a married couple (details supplied); and her views on the practical way this can be achieved. [8624/22]

Written Answers — Department of Health: Health Service Executive (16 Feb 2022)

Seán Fleming: 220. To ask the Minister for Health when a service by the HSE will go to tender; when contractors will be appointed as a result of this tender (details supplied); and if he will make a statement on the matter. [8594/22]

Written Answers — Department of Education and Skills: Special Educational Needs (15 Feb 2022)

Seán Fleming: 455. To ask the Minister for Education and Skills if she will provide details regarding special needs and autism spectrum disorder classes in second-level schools in County Laois; and if she will make a statement on the matter. [8161/22]