Results 1,081-1,100 of 6,645 for speaker:Rose Conway-Walsh
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)
Rose Conway-Walsh: Can I just stop Mr. O'Dowd there? He said earlier that in some instances issues have arisen due to a recommendation for a remediation option by an engineer employed by the home owner differing from the option determined by the Housing Agency. That is what I want to tease out, the gap between the Housing Agency and the engineer.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)
Rose Conway-Walsh: In the meantime, where do the houses that have been demolished and are being rebuilt sit? Why is it taking so long to a new standard? The science and a lot of evidence is available. Why is it taking so long and what will the homeowners who are building right now do?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)
Rose Conway-Walsh: Where somebody has not tested the foundations because they have not been able to afford to, given this is not a 100% scheme and affordability is an enormous issue for people, they might take the risk and say they have been told the foundations should be okay, but they may not be okay. What happens then, if there is not sign-off on it and we come to a point where it does not meet the new...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)
Rose Conway-Walsh: Yes, it absolutely is. That was clear before today but it is absolutely clear now. Turning to Insurance Ireland, in this situation, where the homeowner finds out a bit later down the line that the building does not meet the new standard, what will happen in respect of insurance?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)
Rose Conway-Walsh: We realised that very quickly when we started to look at it. We had thought everything would be fine because the homes had been insured, and then we realised the actual materials of the homes on which they were built had not been insured and that the indemnity insurance that had been provided for people who had signed off on the homes was not anywhere to be see either. We have been here...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)
Rose Conway-Walsh: Yes, home insurance would not do anything, so we would really have to question-----
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)
Rose Conway-Walsh: Yes, I know what home insurance is. When someone takes out indemnity insurance, what does that mean?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)
Rose Conway-Walsh: Has Engineers Ireland communicated to the Department and the Housing Agency that they need to take that approach? We do not want homeowners falling into that gap. What happens if they do so?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)
Rose Conway-Walsh: Yes.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)
Rose Conway-Walsh: If somebody made a wrong decision, did not pick up something or did not examine the materials in a house, would it apply to that?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)
Rose Conway-Walsh: This is the problem. Everyone is dependent on everyone else but it is the homeowner who is left in the middle. As a matter of interest, has the liability of the insurance companies in respect of the defective blocks been tested in the courts?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)
Rose Conway-Walsh: Have any cases been settled?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)
Rose Conway-Walsh: There is more than one quarry and some quarries are still operating, and the materials coming out of them are still untested, so the very same thing that happened to all those homeowners could be happening again today. The Banking and Payments Federation advises that what is happening is on a case-by-case basis. A case-by-case process worries me because the cases end up with us. People...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)
Rose Conway-Walsh: What is the status of that proposal?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)
Rose Conway-Walsh: Is it with the Government in order to make a decision?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)
Rose Conway-Walsh: How long has it been with the Government?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)
Rose Conway-Walsh: It is quite shocking that a proposal has been with the Government since September. Has the BPFI had any feedback in the interim?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)
Rose Conway-Walsh: The BPFI has been waiting since last September.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)
Rose Conway-Walsh: Would what was proposed alleviate some of the issues? For instance, let us take the case of a 55-year-old single parent who is trying to access this. She is obviously short because it is not a 100% scheme. That will mean taking an additional top up for a €40,000 gap.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)
Rose Conway-Walsh: Are the banks giving guidelines or direction to the people they are training in terms of vulnerable customers or people who need to be looked at in a different way here? Will Ms Byrne tell me about that? What can people expect when they go in? We will take the example of the 55-year old woman who is on her own and trying to access €50,000.