Results 1,041-1,060 of 34,618 for speaker:Seán Fleming

Written Answers — Department of Education and Skills: Education Schemes (29 Mar 2022)

Seán Fleming: 450. To ask the Minister for Education and Skills when the appeals process will open up in respect of schools that were not included in the recent extension of the DEIS school programme; if there are plans to further extend the scheme; and if she will make a statement on the matter. [16627/22]

Seanad: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Second Stage (24 Mar 2022)

Seán Fleming: I am pleased to introduce the Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill to Seanad Éireann. It is generally accepted that there is a need to improve the regulatory framework governing the provision of certain new types of finance to consumers. The Bill seeks to do that. Its primary objective is to provide that any firm which offers credit, hire...

Seanad: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Second Stage (24 Mar 2022)

Seán Fleming: I thank the various Senators who have contributed to this constructive debate and for their general overall support of the Bill. It is generally accepted there is a need to improve the regulatory framework governing the provision of PCP and BNPL types of finance to consumers. The provisions in this Bill are designed to ensure the Central Bank of Ireland consumer protection code and any...

Rising Energy Costs: Motion [Private Members] (22 Mar 2022)

Seán Fleming: I move amendment No. 2: To delete all words after "That Dáil Éireann" and substitute the following: "notes that: — the annual rate of consumer price inflation, as measured by the European Union's harmonised index of consumer prices, picked up sharply over the course of last year, and stood at 5.7 per cent in February; — the key drivers of this increase are...

An tOrd Gnó (Atógáil) - Order of Business (Resumed) (22 Mar 2022)

Seán Fleming: I met with all of the representatives of the credit union organisations earlier this month and we have agreed a series of proposals in respect of the amending legislation that they are looking for. I encourage credit unions - as, I am sure, everybody else in this House would do - to avail of the opportunity presented by the closure of so many bank branches and the fact that some banks...

Consumer Credit (Amendment) Bill 2022: Second Stage (10 Mar 2022)

Seán Fleming: The Opposition-----

Consumer Credit (Amendment) Bill 2022: Second Stage (10 Mar 2022)

Seán Fleming: What is being proposed-----

Consumer Credit (Amendment) Bill 2022: Second Stage (10 Mar 2022)

Seán Fleming: I am in the middle of making a point.

Consumer Credit (Amendment) Bill 2022: Second Stage (10 Mar 2022)

Seán Fleming: What I want to say in relation to the point I am making is that the legislation-----

Consumer Credit (Amendment) Bill 2022: Second Stage (10 Mar 2022)

Seán Fleming: I think the figure of 288% was quoted by both of us in our opening speeches. The Opposition is proposing that the 288% be brought down to 36%, a reduction of 252%. Our legislation is proposing a reduction in the maximum rate of 240%.

Consumer Credit (Amendment) Bill 2022: Second Stage (10 Mar 2022)

Seán Fleming: It will be a reduction from 288% down to 48%. What is being proposed is a reduction of 252% from 288%-----

Consumer Credit (Amendment) Bill 2022: Second Stage (10 Mar 2022)

Seán Fleming: That is the scale of what is being proposed in terms of where we are with the de facto rate that is out there at the moment - the interest rates being charged - and what will come in under the new legislation. There is a difference between what the two sides of the House are proposing, but the message going out that everybody needs to hear is that regardless of which rate is introduced...

Consumer Credit (Amendment) Bill 2022: Referral to Select Committee (10 Mar 2022)

Seán Fleming: I move: That the Bill be referred to the Select Committee on Finance, Public Expenditure and Reform, and Taoiseach pursuant to Standing Orders 95(3)(a) and 181(1).

Consumer Credit (Amendment) Bill 2022: Second Stage (10 Mar 2022)

Seán Fleming: I thank all the Deputies for their time and interest in contributing to the debate on this Bill. As I mentioned earlier it is my intention to seek an early date for consideration of the Bill at the Select Committee on Finance, Public Expenditure and Reform, and Taoiseach, where we will constructively engage with the Deputies on any proposed amendments. In the meantime my officials and I...

Consumer Credit (Amendment) Bill 2022: Second Stage (10 Mar 2022)

Seán Fleming: I move: "That the Bill be now read a Second Time." The main purpose of this Bill is to provide for the introduction of caps on the cost of borrowing under a moneylending agreement. While the moneylending industry has been contracting in recent years, it remains an important source of credit for a significant number of people. To give Deputies a sense of the market, according to Central Bank...

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Credit (Amendment) Bill 2018: Committee Stage (9 Mar 2022)

Seán Fleming: I thank the committee for inviting me to attend today. Deputy Doherty's Bill addresses an important issue in seeking to reduce the cost of credit for moneylending borrowers. I must commend him on championing this issue for a number of years.

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Credit (Amendment) Bill 2018: Committee Stage (9 Mar 2022)

Seán Fleming: I understand that it is a Private Members' Bill and I understand the point the Deputy makes. I am quite happy to move straight into discussing the particular amendments if the members present are happy to do so. I was just going to say a few small introductory words. There is other legislation coming down the track. I am quite happy to get into the specifics of the Bill straight away if...

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Credit (Amendment) Bill 2018: Committee Stage (9 Mar 2022)

Seán Fleming: Well, that was my opening statement.