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Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Allied Irish Banks (23 Jan 2018)

Paul Murphy: To the extent that Mr. Byrne accepts there were and perhaps are still some cultural issues, do he agree with the description by the Governor of the Central Bank, Mr. Lane, that it is a culture of seeking profitability to the detriment of the banks' customers? Is that what the problem is?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Allied Irish Banks (23 Jan 2018)

Paul Murphy: To some degree Mr. Byrne accepts that there was an issue culturally in the past.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Allied Irish Banks (23 Jan 2018)

Paul Murphy: When Mr. Byrne looks back at the culture that existed then, forget about now, would he agree with that description, of that fundamentally being an important element of what was wrong with the culture, a culture of seeking profitability to the detriment of the bank's customers?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Allied Irish Banks (23 Jan 2018)

Paul Murphy: I have two questions regarding the prevailing rates issue. Is it the case for EBS customers who were never on a tracker that they should have been offered a tracker? In their contracts is the same language used in terms of the prevailing rate non-specified for EBS customers, as it is for AIB customers?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Allied Irish Banks (23 Jan 2018)

Paul Murphy: In the case of this grouping of EBS customers, there would have been mention in their contracts of a specific rate as opposed to the prevailing rate.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Allied Irish Banks (23 Jan 2018)

Paul Murphy: These are customers who did not sign up to a tracker but it is in their contracts as-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Allied Irish Banks (23 Jan 2018)

Paul Murphy: Yes.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Allied Irish Banks (23 Jan 2018)

Paul Murphy: Mr. Byrne made reference in his opening statement to difficulty compounded by limited legacy IT systems and operational failures in AIB and EBS when they merged in 2011. I am dealing with the case of an EBS customer who seems to fit into this category. He is in communication with the bank in terms of redress etc. and it has said that he should have been sent a letter and it thinks he may...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Allied Irish Banks (23 Jan 2018)

Paul Murphy: Thank you.

Order of Business (23 Jan 2018)

Paul Murphy: I add my voice to the horror and disgust of others at the abuse that was outlined in court and offer my sympathy to the victims and their families. I was a bit concerned yesterday to see that on a programme dealing with this issue, the Minister of State, Deputy Daly, said he wants to see the public services card linked to social media accounts in order to verify the identity of users. Does...

Order of Business (23 Jan 2018)

Paul Murphy: It was put in the programme for Government.

Order of Business (23 Jan 2018)

Paul Murphy: We need to have a debate about opting in to the EU reception conditions directive. I am in favour of the implementation of the directive but we need to have a debate about it, first, because of the conditions of asylum seekers in our country who were treated and continue to be treated appallingly and, second, all the indications are that the Government intends to implement the directive in...

Written Answers — Department of Health: Health Services (23 Jan 2018)

Paul Murphy: 419. To ask the Minister for Health the reason the waiting time for treatment by the school-age team for a person (details supplied) will not be adjusted to take into account their successful appeal; and if he will make a statement on the matter. [3345/18]

Written Answers — Department of Transport, Tourism and Sport: Motor Tax (23 Jan 2018)

Paul Murphy: 507. To ask the Minister for Transport, Tourism and Sport if he will exempt the Blood Bikes Ireland scheme from motor taxation; and if he will make a statement on the matter. [3325/18]

Written Answers — Department of Public Expenditure and Reform: Public Procurement Contracts Data (18 Jan 2018)

Paul Murphy: 83. To ask the Minister for Public Expenditure and Reform if the State has contracts with a company (details supplied); and if he will make a statement on the matter. [2634/18]

Written Answers — Department of Public Expenditure and Reform: Public Procurement Contracts (18 Jan 2018)

Paul Murphy: 84. To ask the Minister for Public Expenditure and Reform the due diligence measures taken on companies to which State contracts are awarded; and if he will make a statement on the matter. [2635/18]

Questions on Promised Legislation (17 Jan 2018)

Paul Murphy: On the same issue, the conditions faced by those workers outside, from O'Neill and Brennan, are somewhat equivalent to those in a 19th century dock in that they have no control over where they will be tomorrow, whether they will still have a job or how many hours they will have. I am glad we will debate it soon but will the Minister be engaging with Mandate and ICTU to take on board the...

Written Answers — Department of Children and Youth Affairs: Adoption Legislation (17 Jan 2018)

Paul Murphy: 198. To ask the Minister for Children and Youth Affairs her plans to fully enact the Adoption (Amendment) Act 2017; and if she will make a statement on the matter. [2185/18]

European Council: Statements (16 Jan 2018)

Paul Murphy: I am sharing time with Deputy Richard Boyd Barrett.

European Council: Statements (16 Jan 2018)

Paul Murphy: I want to raise the question of Palestine and the EU's relationship with Israel. I know it was on the Council agenda. I must say goodbye to the Taoiseach. I note his regular departure once Solidarity-People Before Profit Members start to speak.

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