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Ceisteanna - Questions - Ceisteanna ar Sonraíodh Uain Dóibh - Priority Questions: Defence Forces Remuneration (11 Apr 2019)

Paul Murphy: Does the Minister of State agree that there should be a right of representation for members of the Defence Forces?

Ceisteanna - Questions - Ceisteanna ar Sonraíodh Uain Dóibh - Priority Questions: Defence Forces Remuneration (11 Apr 2019)

Paul Murphy: 4. To ask the Taoiseach and Minister for Defence his engagement with the Public Service Pay Commission on the pay, allowances and conditions of members of the Defence Forces; his views on the need for improvements to pay and conditions in view of the low pay and poor conditions faced by members of the Defence Forces; and if he will make a statement on the matter. [16982/19]

Ceisteanna - Questions - Ceisteanna ar Sonraíodh Uain Dóibh - Priority Questions: Defence Forces Remuneration (11 Apr 2019)

Paul Murphy: Does the Minister have or the Government have any sense of shame about the conditions of exploitation and downright poverty for many members of the Defence Forces? Over the Christmas period, many Defence Forces families were reliant on food hampers to get by. Sarah Walsh of the Wives and Partners of the Defence Forces stated the families live in poverty and suffer from food, income, fuel...

Ceisteanna - Questions - Ceisteanna ar Sonraíodh Uain Dóibh - Priority Questions: Defence Forces Remuneration (11 Apr 2019)

Paul Murphy: How many are?

Written Answers — Department of Defence: Permanent Structured Co-operation (11 Apr 2019)

Paul Murphy: 12. To ask the Taoiseach and Minister for Defence the progress made on the next annual PESCO national implementation plan for Ireland; his views on putting the plan to a vote in Dáil Éireann; and if he will make a statement on the matter. [16959/19]

Written Answers — Department of Defence: Permanent Structured Co-operation (11 Apr 2019)

Paul Murphy: 31. To ask the Taoiseach and Minister for Defence his plans for Ireland to participate in further PESCO projects; if so, the details of those projects; and if he will make a statement on the matter. [16958/19]

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Allied Irish Banks (11 Apr 2019)

Paul Murphy: Dr. Hunt said that it is in the bank's interest to draw a line under the legacy issues concerning tracker mortgages, etc. How does that tally with the attitude of the bank towards the 6,000 customers on a so-called prevailing rate? Surely a different approach would enable the bank to draw a line under it.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Allied Irish Banks (11 Apr 2019)

Paul Murphy: I wish to discuss a specific case I raised with Dr. Hunt's predecessor in June of last year, which was the last time representatives of AIB were before the committee. When we spoke about the case Mr. Jim O'Keeffe, who is present today, indicated that the best thing to do would be to come back to me directly about the specifics of the case in order to avoid speculation. He made a general...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Allied Irish Banks (11 Apr 2019)

Paul Murphy: I thank Mr. O'Keeffe. I will raise the general matters of the case; it is not a unique set of circumstances. The person involved is probably one of thousands of customers in this position. He is an EBS customer with a tracker mortgage issue. He was on a fixed rate and when that expired he moved on to a standard variable rate. At the end of the fixed rate period, tracker rates were...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Allied Irish Banks (11 Apr 2019)

Paul Murphy: Let us forget about the individual case and take a hypothetical situation which parallels the one I have outlined. I am on a two-year fixed rate some time in the years between 2000 and 2010. I come off the fixed rate and at that stage tracker rates are available to customers coming in off the street. I go into the bank and EBS provides me with a series of options on a piece of paper...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Allied Irish Banks (11 Apr 2019)

Paul Murphy: I do not believe there is any contest on that. If a hypothetical customer in the mid-2000s asked for a tracker rate mortgage, he or she would have received it. The question is whether EBS fulfilled its obligations under the consumer protection code by not providing written documentation to make it clear that I was entitled to access a tracker and instead, as far as I can make out from the...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Allied Irish Banks (11 Apr 2019)

Paul Murphy: That is correct.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Allied Irish Banks (11 Apr 2019)

Paul Murphy: Does Ms Dooley not accept that, under the spirit of the consumer protection code at the time, not informing the hypothetical customer of his or her right to access a tracker was a mistake?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Allied Irish Banks (11 Apr 2019)

Paul Murphy: I do not believe it was a mistake to the extent that I do not believe it was an accident. I believe it was a very conscious decision.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Allied Irish Banks (11 Apr 2019)

Paul Murphy: At the time, under the consumer protection code, obligations existed to offer product options that represent the most suitable from the range available; to act honestly, fairly and professionally in the best interests of the bank's customers; to act with due skill, care and diligence in the best interests of its customers; and not, through its policies, procedures or working practices, to...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Allied Irish Banks (11 Apr 2019)

Paul Murphy: Yes, I will definitely do that. The EBS mission statement on the tracker mortgage examination states the review is ongoing but that it has found it fell short of its obligations to some customers, such as in instances where it was not sufficiently clear with them, which resulted in some customers being charged too high a rate of interest on their mortgage accounts. Does the bank not accept...

Written Answers — Department of Culture, Heritage and the Gaeltacht: National Monuments (10 Apr 2019)

Paul Murphy: 6. To ask the Minister for Culture, Heritage and the Gaeltacht if the National Monuments Acts will be amended to ensure that members of the public that find archaeological objects and consign them to the National Museum of Ireland after the use of a metal detector with no intention of searching for archaeological objects would not be liable to prosecution; and if she will make a statement on...

An tOrd Gnó - Order of Business (9 Apr 2019)

Paul Murphy: I wish to ask the Taoiseach about the progress of the Anti-Evictions Bill, a Solidarity Bill that was passed on Second Stage in December last year. It is similar to a Bill we proposed two years before which, among other things, would ban a "sale" as grounds for eviction. It is becoming clearer every day and week that we need to have such a Bill passed. Does the Government intend to allow...

Written Answers — Department of Housing, Planning, and Local Government: Legislative Reviews (9 Apr 2019)

Paul Murphy: 69. To ask the Minister for Housing, Planning, and Local Government his views on whether a review of legislation is required to ensure greater fixture of tenure and greater limitations on multiple evictions in view of the developments at a location (details supplied); and if he will make a statement on the matter. [16380/19]

Written Answers — Department of Housing, Planning, and Local Government: Legislative Reviews (9 Apr 2019)

Paul Murphy: 114. To ask the Minister for Housing, Planning, and Local Government if a review of the rights of tenants to improve rent certainty will be supported in view of the mass evictions taking place at a location (details supplied); and if he will make a statement on the matter. [16381/19]

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