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Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

Pearse Doherty: What of multiple loans or purchases where people fall into-----

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

Pearse Doherty: It can. Of course it can. The information must be passed over. The central credit register has been operating for a number of years now without PPS numbers. I am not arguing the point, I just want to know what the process is with this amendment. I am, however, very concerned about the facilitation of credit to people who cannot afford it. I am also very concerned that, given what is...

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

Pearse Doherty: I move amendment No. 6: In page 18, between lines 12 and 13, to insert the following: “Report by Central Bank on Buy Now Pay Later products 17. (1) The Central Bank shall, no later than six months following the date in which this section is commenced, present a report to the Minister for Finance examining Buy Now Pay Later products with particular reference to, but not restricted...

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

Pearse Doherty: That is very disappointing, if not surprising. The irony is that Deputy Fleming, who is the Minister of State with responsibility for insurance, brought legislation before the House that only asks for a report on dual pricing. He then went on radio and claimed that he was going to ban dual pricing but he had no hand, act or part in that. He knows that it was me who made the complaint to...

Ceisteanna Eile - Other Questions: Tax Code (22 Feb 2022)

Pearse Doherty: We have debated long and hard the impact of carbon taxes and the failure of the Minister to reach out to his colleagues in the European Commission to speak about the potential of reducing VAT. This has not happened, despite the fact I raised it with the Minister in September. Deputy Carroll MacNeill rightly points out the Minister brought forward a tax package. The largest part of that...

Ceisteanna Eile - Other Questions: Insurance Industry (22 Feb 2022)

Pearse Doherty: 64. To ask the Minister for Finance the number of meetings he has held with an organisation (details supplied) or insurance undertakings since 24 April 2021 to discuss the personal injuries guidelines and ensuring savings made as a result of the new guidelines are passed onto consumers in the form of reduced premiums; and if he will make a statement on the matter. [9696/22]

Ceisteanna Eile - Other Questions: Insurance Industry (22 Feb 2022)

Pearse Doherty: Will the Minister outline to the House the meetings he has had with insurance stakeholders over the past period?

Ceisteanna ar Sonraíodh Uain Dóibh - Priority Questions: Disability Services (22 Feb 2022)

Pearse Doherty: The Minister has been responsible for this scheme since 2017. I asked him when the engagements happened. He said there were ongoing engagements in 2020. Was that the first time the board of appeal raised concerns with him? Can he indicate to the House the first time he was made aware that they would not continue to operate this scheme because of its discriminatory nature or the concerns...

Ceisteanna ar Sonraíodh Uain Dóibh - Priority Questions: Disability Services (22 Feb 2022)

Pearse Doherty: It is still not clear when the board first raised concerns about this. It appears the Minister has only met the board once in the five years he has held responsibility. Maybe he can clarify that. Forget about the board of appeals. Has the Ombudsman not been raising this directly with the Minister? The Ombudsman made clear that he wrote to the Minister for Finance and the Minister with...

Ceisteanna ar Sonraíodh Uain Dóibh - Priority Questions: Tax Code (22 Feb 2022)

Pearse Doherty: It is a sweetheart deal.

Ceisteanna ar Sonraíodh Uain Dóibh - Priority Questions: Tax Code (22 Feb 2022)

Pearse Doherty: The Minister is changing the subject. On the floor of the Dáil he cannot defend his own policy of a sweetheart tax deal.

Ceisteanna ar Sonraíodh Uain Dóibh - Priority Questions: Tax Code (22 Feb 2022)

Pearse Doherty: The Minister thinks it is dangerous to ask who pays tax, and not fleece people in this market and push up house prices.

Ceisteanna ar Sonraíodh Uain Dóibh - Priority Questions: Disability Services (22 Feb 2022)

Pearse Doherty: 9. To ask the Minister for Finance the number of engagements he has had with the Ombudsman and Disabled Drivers Medical Board of Appeal regarding the eligibility criteria under the disabled drivers and disabled passengers scheme since 2017; the actions he has taken following and in response to such engagements; and if he will make a statement on the matter. [10107/22]

Ceisteanna ar Sonraíodh Uain Dóibh - Priority Questions: Disability Services (22 Feb 2022)

Pearse Doherty: For years, citizens with severe and permanent disabilities have been denied access to personal transport through the disabled drivers and disabled passengers scheme, a scheme the Minister has been responsible for since 2017. In October, the entire board of appeal resigned due to his inaction. This board assessed appeals from citizens who were rejected under the scheme. They resigned en...

Carbon Tax: Motion (Resumed) [Private Members] (22 Feb 2022)

Pearse Doherty: The Minister can shake his head all he wants, but many people are fed up with the type of politics he is doing and the pressure he is putting on ordinary families.

Ceisteanna ar Sonraíodh Uain Dóibh - Priority Questions: Tax Code (22 Feb 2022)

Pearse Doherty: 7. To ask the Minister for Finance if the advantageous tax provisions applying to real estate investment trusts and Irish real estate funds apply for the purchase of both new and existing housing stock; the number of new and existing housing units purchased by Irish real estate funds in each of the years 2017 to 2021; and if he will make a statement on the matter. [10106/22]

Ceisteanna ar Sonraíodh Uain Dóibh - Priority Questions: Tax Code (22 Feb 2022)

Pearse Doherty: We just discussed how the Minister for Finance is going to continue to push up tax on ordinary families in the form of carbon tax, despite them being pushed to the pins of the collars because of the cost-of-living crisis. I ask him to explain to the House why he is not going to allow the vulture and cuckoo funds to pay any tax on their incomes from rent or any capital gains tax, CGT. Are...

Ceisteanna ar Sonraíodh Uain Dóibh - Priority Questions: Tax Code (22 Feb 2022)

Pearse Doherty: The Minister did not answer my question concerning whether these tax provisions will apply to the purchase of new and existing housing stock. The housing crisis, as I have said on many occasions, is not an accident. It is a direct consequence of the policies of the Minister's party, and of the decisions made by that party and by its partners in government, Fianna Fáil. It is an...

Ceisteanna ar Sonraíodh Uain Dóibh - Priority Questions: Tax Code (22 Feb 2022)

Pearse Doherty: The Minister has again refused to answer the question because the facts are terrible for him. These funds, which he ensures pay no corporation tax, and which in some cases have rental income of €61 million, pay no CGT when they dispose of their assets. No other Irish company can enjoy that advantage. No other individual who rents out properties can enjoy it. The Minister, though,...

Ceisteanna ar Sonraíodh Uain Dóibh - Priority Questions: Tax Code (22 Feb 2022)

Pearse Doherty: They want to see the funds paying.

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