Results 7,861-7,880 of 9,832 for speaker:Thomas Byrne
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)
Thomas Byrne: Has the bank any plans to increase its SVR?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)
Thomas Byrne: What will they involve?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)
Thomas Byrne: Two years ago a Department of Finance group recommended postponed interest payments. Is this the idea behind Bank of Ireland’s split-interest mortgage?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)
Thomas Byrne: So, the deferred interest scheme announced two years ago is not on Bank of Ireland’s agenda-----
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)
Thomas Byrne: -----although it was recommended by the Cooney report on mortgage difficulties.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)
Thomas Byrne: Does the bank advertise it?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)
Thomas Byrne: How many mortgage-to-rent schemes have been put in place?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)
Thomas Byrne: Effectively, only 13 mortgage-to-rent schemes have gone through.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Operations and Functioning of AIB: Discussion (31 Oct 2012)
Thomas Byrne: When a person becomes unemployed, he or she applies to the Department of Social Protection for jobseeker's allowance or jobseeker's benefit, to the Health Service Executive for a medical card and, if he or she has a mortgage, to the bank to discuss repayment options. It is notable that such persons are obliged to provide much more information to the bank than to the Department or the HSE. I...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Operations and Functioning of AIB: Discussion (31 Oct 2012)
Thomas Byrne: What does Mr. Murphy mean by "challenging" the SFS? If a customer has a Sky movies subscription, for example, will the bank instruct him or her to downgrade to the standard Sky package or switch to Saorview? Does it come down to that level of detail when the bank engages with customers?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Operations and Functioning of AIB: Discussion (31 Oct 2012)
Thomas Byrne: Does the bank have criteria from the Central Bank as to how "necessary" expenditure is assessed?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Operations and Functioning of AIB: Discussion (31 Oct 2012)
Thomas Byrne: In other words, the bank is operating according to its own view of what a person should be spending on a monthly basis.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Operations and Functioning of AIB: Discussion (31 Oct 2012)
Thomas Byrne: There is provision to include that information when filling out the medical card application form.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Operations and Functioning of AIB: Discussion (31 Oct 2012)
Thomas Byrne: In some social welfare assessments, there are questions regarding mortgage payments and rental property. If one has an investment property, that will be taken into account.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Operations and Functioning of AIB: Discussion (31 Oct 2012)
Thomas Byrne: There is if the applicant has a mortgage on an investment property.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Operations and Functioning of AIB: Discussion (31 Oct 2012)
Thomas Byrne: I am seeking the officials' views on the level of detail required in the SFS and whether it goes down to such matters as television subscriptions. All types of discretionary spending, including school costs, are included in the process. My point is that this level of information is not required as part of the means tests conducted by the Department of Social Protection or the HSE. It is...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Operations and Functioning of AIB: Discussion (31 Oct 2012)
Thomas Byrne: I tried to follow proceedings on the monitor when I was not here because I was involved in a different matter today. I apologise if my questions have been asked already and if they have been the delegation can close me down. Will AIB comment on the mis-selling of payment protection policies and the associated Central Bank investigation? How many AIB customers were involved and what is the...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Operations and Functioning of AIB: Discussion (31 Oct 2012)
Thomas Byrne: Has AIB been in discussions with the Department of Finance in this regard? Has AIB lobbied the Department of Justice and Equality to make changes to the law in this area? Has the Department of Justice and Equality indicated that it is prepared to make any changes in respect of that judgment?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Operations and Functioning of AIB: Discussion (31 Oct 2012)
Thomas Byrne: Have the Departments given any indication of whether they are prepared to agree with AIB or whether they see this as necessary?
- Seanad: Amendment to Terms of Reference of Tribunal of Inquiry: Motion (24 Oct 2012)
Thomas Byrne: I support the proposal of the Government in the Seanad. It is most important we allow the Smithwick tribunal to get on with the work it is doing, including the taking of evidence, when that is appropriate, and the examination of the new evidence. The murders of Harry Breen and Robert Buchanan were very cowardly and were carried out, allegedly, on the basis of inside information. They were...