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Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with Ulster Bank and KBC Bank Ireland (1 Feb 2023)

Pearse Doherty: As I said, it is a wider issue in that people simply do not know what steps and the process they have to go through to be able to operate the account on behalf of another person.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with Ulster Bank and KBC Bank Ireland (1 Feb 2023)

Pearse Doherty: A total of 20,000 personal accounts remain open, active and are past the six-month notice period. The witnesses said that the bank will start freezing these accounts.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with Ulster Bank and KBC Bank Ireland (1 Feb 2023)

Pearse Doherty: The bank has 6,500 customers with overdrafts, some above €1,000 and some below €1,000. Ulster Bank is suggesting that those customers go to another bank, get an overdraft and pay back Ulster Bank with the overdraft from the other bank. Are there any arrangements with the other banks? For example, does Ulster Bank have an arrangement with AIB and Bank of Ireland regarding an...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with Ulster Bank and KBC Bank Ireland (1 Feb 2023)

Pearse Doherty: Yes, I am talking about personal customers.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with Ulster Bank and KBC Bank Ireland (1 Feb 2023)

Pearse Doherty: Has Ulster Bank had to do that yet?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with Ulster Bank and KBC Bank Ireland (1 Feb 2023)

Pearse Doherty: Has Ulster Bank procedures in place to do that?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with Ulster Bank and KBC Bank Ireland (1 Feb 2023)

Pearse Doherty: Okay.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with Ulster Bank and KBC Bank Ireland (1 Feb 2023)

Pearse Doherty: I just want to go into a matter that others may pick up. There are people not engaging who have overdrafts.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with Ulster Bank and KBC Bank Ireland (1 Feb 2023)

Pearse Doherty: What is the approach to that?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with Ulster Bank and KBC Bank Ireland (1 Feb 2023)

Pearse Doherty: I will raise the issue of tracker mortgages. Ms Howard made an interesting comment on the restructuring of non-performing loans, NPLs, namely, that there has been a reduction of 25%. Is that in line with previous quarters or years? Has the focus on Ulster Bank withdrawing from the market allowed it to cut better deals or different structures in respect of those loans? Are there lessons...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with Ulster Bank and KBC Bank Ireland (1 Feb 2023)

Pearse Doherty: I would like KBC to answer that as well. If the representatives do not have the information to hand, they can give it to the committee later.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with Ulster Bank and KBC Bank Ireland (1 Feb 2023)

Pearse Doherty: I understand there will be challenges for the bank on that. I can remember being a student and seeing a pile of post from previous tenants in flats that we rented at the time. It is normal, particularly if people are out of the country and so on and so forth. The post could arrive, but it might land in a pile and could sit in the corner on a table. There could be accounts with a couple of...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with Ulster Bank and KBC Bank Ireland (1 Feb 2023)

Pearse Doherty: Just so we are completely clear, when the account is frozen, do direct debits and payments still continue, or is all activity on the account frozen?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with Ulster Bank and KBC Bank Ireland (1 Feb 2023)

Pearse Doherty: To clarify, the question is not about whether the bank remediated. All these people who were part of the examination had to be remediated. The question is whether Ulster Bank sold their loans on during or after the process? Are their loans now in the hands of vulture funds?

Child and Adolescent Mental Health Services: Motion [Private Members] (31 Jan 2023)

Pearse Doherty: Every child deserves an opportunity to reach their full potential. The State ratified the UN Convention on the Rights of the Child in 1992 and a child's right to the highest attainable standard of health, including mental health, is indivisible from other rights of the child. The Ombudsman for Children made that clear in 2018 in his report. He said that in the case of children and young...

Written Answers — Department of Transport, Tourism and Sport: Driver Test (31 Jan 2023)

Pearse Doherty: 238. To ask the Minister for Transport, Tourism and Sport if a driving test will be expedited for a person (details supplied) in County Donegal; and if he will make a statement on the matter. [4711/23]

Written Answers — Department of Employment Affairs and Social Protection: Social Welfare Appeals (31 Jan 2023)

Pearse Doherty: 489. To ask the Minister for Employment Affairs and Social Protection when a decision will be made for an exceptional needs’ payment for a person (details supplied); the reason for the delay; and if she will make a statement on the matter. [4269/23]

Written Answers — Department of Education and Skills: Education and Training Provision (31 Jan 2023)

Pearse Doherty: 542. To ask the Minister for Education and Skills if he will examine a query relating to a Springboard course for a person (details supplied) in County Donegal; and if he will make a statement on the matter. [3995/23]

Written Answers — Department of Health: Assisted Decision-Making (31 Jan 2023)

Pearse Doherty: 658. To ask the Minister for Health what the policy of Letterkenny University Hospital was regarding the determination of next-of-kin and capacity prior to the Assisted Decision-Making (Capacity) Act 2015 which came into effect in the same year; and if he will make a statement on the matter. [4169/23]

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