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Committee on Housing and Homelessness: Tyrrelstown Residents (19 May 2016)

Ruth Coppinger: If one takes the estate where I live, which is up the road from Tyrrelstown, there were 400 affordable houses all built by the council and there are 100 social council tenants all mixed in together. It works perfectly well. It would be no different if the council bought these 100 houses. It would benefit from the mortgages people would pay and it would also have a number of people off its list.

Committee on Housing and Homelessness: Tyrrelstown Residents (19 May 2016)

Ruth Coppinger: Goldman Sachs does not have any responsibility.

Committee on Housing and Homelessness: Tyrrelstown Residents (19 May 2016)

Ruth Coppinger: It was everybody who got an eviction notice.

Committee on Housing and Homelessness: Tyrrelstown Residents (19 May 2016)

Ruth Coppinger: The Government can buy them.

Committee on Housing and Homelessness: Tyrrelstown Residents (19 May 2016)

Ruth Coppinger: I wish to clarify that the Government is buying houses in Tyrrelstown every day. The council is buying houses and housing council tenants in that area all of the time.

Committee on Housing and Homelessness: Tyrrelstown Residents (19 May 2016)

Ruth Coppinger: Now it has a chance to buy more.

Committee on Housing and Homelessness: Tyrrelstown Residents (19 May 2016)

Ruth Coppinger: The problem is that they cannot get mortgage approval.

Committee on Housing and Homelessness: Insolvency Service of Ireland (17 May 2016)

Ruth Coppinger: I am sorry I missed Mr. O'Connor's introduction. I have one question about the take-up of the person insolvency arrangements. Mr. O'Connor was referring to them as I joined the meeting. Given the level of indebtedness in respect of mortgages, we have to acknowledge that there has been a low take-up of the scheme. The point is important because this is one of the major Government-initiated...

Committee on Housing and Homelessness: Insolvency Service of Ireland (17 May 2016)

Ruth Coppinger: On vulture funds, I understand they have to engage but are they willing to do so?

Committee on Housing and Homelessness: Irish Mortgage Holders Organisation (17 May 2016)

Ruth Coppinger: The unfairness with which people in mortgage distress in this country have been treated in the past eight years since the crash is mind-boggling. If anything shows how this system cares nothing for the majority in society, it is the fact that so little was done by the previous Government to help people. This was one of the key issues, as I am sure people remember, in elections a few years...

Committee on Housing and Homelessness: Irish Mortgage Holders Organisation (17 May 2016)

Ruth Coppinger: He has.

Committee on Housing and Homelessness: Irish Mortgage Holders Organisation (17 May 2016)

Ruth Coppinger: Chairman, can I just-----

Committee on Housing and Homelessness: Irish Mortgage Holders Organisation (17 May 2016)

Ruth Coppinger: I know, but Deputy Durkan made a point and-----

Committee on Housing and Homelessness: Irish Mortgage Holders Organisation (17 May 2016)

Ruth Coppinger: -----there is a lot of evidence that the Minister has a very positive attitude to vultures.

Committee on Housing and Homelessness: Irish Mortgage Holders Organisation (17 May 2016)

Ruth Coppinger: Yes, but I am just giving the corollary of what he said. He met them eight times.

Committee on Housing and Homelessness: Irish Mortgage Holders Organisation (17 May 2016)

Ruth Coppinger: Mr. Hall did not make a statement. I asked him a question about whether he agreed. Deputy Byrne is obviously political because she is in Fine Gael. The Minister himself made such a statement while before this committee so this is pathetic.

Committee on Housing and Homelessness: Irish Mortgage Holders Organisation (17 May 2016)

Ruth Coppinger: Deputy Durkan can object but-----

Committee on Housing and Homelessness: Irish Mortgage Holders Organisation (17 May 2016)

Ruth Coppinger: Chairman, we should not be trying to gag people when they come in to the committee.

Committee on Housing and Homelessness: Residential Tenancies Board (17 May 2016)

Ruth Coppinger: I wish to ask Ms Carroll about the massive increase in the private rented sector to which reference has been made. According to the figures of the RTB and the Department of the Environment, Community and Local Government, there were 282,918 rented properties at the end of 2013 and, without boring everybody with all the figures, basically by 2015 that number had increased dramatically and...

Committee on Housing and Homelessness: Residential Tenancies Board (17 May 2016)

Ruth Coppinger: The Chairman is welcome. For example, the Green Party and even the Labour Party welcomed REITs into the private rented market recently, as did the Department of Finance. As that Department gave them tax breaks, it must have welcomed them. Why would one give a tax break if one did not seek to have more of them? I wanted to ask about rent arrears and over-holding. Ms Carroll says that...

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