Results 3,281-3,300 of 26,705 for speaker:John McGuinness

Written Answers — Department of Public Expenditure and Reform: Departmental Schemes (24 Feb 2022)

John McGuinness: 233. To ask the Minister for Public Expenditure and Reform the status of an application for a flood relief scheme submitted by (details supplied); and if the scheme will be approved as a matter of urgency. [10636/22]

Written Answers — Department of Employment Affairs and Social Protection: Social Welfare Appeals (24 Feb 2022)

John McGuinness: 321. To ask the Minister for Employment Affairs and Social Protection if a farm assist payment now under appeal in the name of a person (details supplied) will be expedited and approved. [10637/22]

Written Answers — Department of Health: Health Services (23 Feb 2022)

John McGuinness: 234. To ask the Minister for Health the reason that there has been a cut in services of 75% relative to the care of a person (details supplied); if the full range of services will be restored immediately given that the person is a complex case and requires maximum therapeutic input to achieve the best outcome; and if the matter will be expedited. [10271/22]

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: Today we are dealing with the Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021. I welcome the Minister of State, Deputy Fleming, and Mr. John Fitzpatrick from the Department of Finance to the committee. Does the Minister of State wish to make an opening statement?

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: Amendments Nos. 1 and 2 are related and may be discussed together.

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: Would it be possible to get a note regarding PCPs?

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: Could we get a profile of someone switching from a petrol or diesel car to an electric vehicle and how that might be the impact on that individual? Many people do not understand the issues that Deputy Doherty has raised in relation to PCPs. They will come to the fore as this transition happens, and if it is to happen. Could the Minister of State provide some modelling on that in due course?

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: That would be helpful.

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: That mileage is also a guesstimate from the very beginning for the purchaser. If the Minister of State would just give us some-----

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: I do not think that is part of the Bill.

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: That is fine.

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: Regarding the company that Deputy Doherty is speaking about, the customer is aware because he or she has opted to use its services. It is that company that is offering the individual the credit. Therefore, that person knows the credit terms being offered, whether by Klarna or another such company. The Minister of State is discussing circumstances where there is some form of arrangement...

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: -----because the customer would have to be told what the credit terms are on the purchase of the item.

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: Yes.

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: Am I correct to say the following? Klarna does its business with the merchant. The person who wants to use Klarna knows of the product and has bought that product, in a sense, from Klarna because they are using the service to pay the merchant plus they do not pay any charges or interest. It is a deal between Klarna and the merchant.

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: If the merchant advertises the fact that the business accepts Klarna then that is not advertising the credit. It is advertising the fact that it accepts the services provided by Klarna.

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: Yes. My point is that in the context of the legislation what the Deputy has said is captured in the fact that Klarna has already made an arrangement with the client or its customer that they are available.

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: I mean that they are part of Klarna and are joined up like a credit card.

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: It is a wording that captures that part of it so that the merchant does not get away with it. Is that correct?

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: Deputy Doherty's point relates to the situation where the retailer is advertising.