Results 2,621-2,640 of 7,061 for speaker:Rose Conway-Walsh

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Issues: Discussion (27 Sep 2023)

Rose Conway-Walsh: Exactly. I want to come to that in one minute regarding vulture funds and trackers. It would be useful for the committee to be provided with the bad debt provision over the mortgage book for the next year and compared to last year. As a committee we need to keep on top of where everything is with the Central Bank. I want to move on to the 78,000 people who have had their mortgages...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Issues: Discussion (27 Sep 2023)

Rose Conway-Walsh: Are the criteria too strict? When we look at them, we see there are not many people who could meet the criteria. I do not have them in front of me but they talk about 12 months without a missed payment. If somebody who was switching from another bank missed a payment through no fault of their own, one of the banks could say that a payment has been missed, so that is it. The criteria for...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Issues: Discussion (27 Sep 2023)

Rose Conway-Walsh: That is the problem. When people look at a website, they see what the criteria are and then they look at their credit history. The criteria state: Customers must be repaying capital and interest on the full outstanding mortgage i.e. there is no split/warehoused element of the mortgage, and the mortgage is fully up to date. The customers’ credit history, i.e. their Central Credit...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Issues: Discussion (27 Sep 2023)

Rose Conway-Walsh: Someone may go to one of the banks to switch a mortgage and they had an unpaid item on a direct debit - for some reason, their direct debit did not go through, perhaps, or perhaps one of the banks' digital system fell down and their direct debit did not happen. Mistakes have been made in that regard, in which people's payments could not be made. If it was one of those things, would that not...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Issues: Discussion (27 Sep 2023)

Rose Conway-Walsh: How many came back to Mr. Crowley's organisation?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Issues: Discussion (27 Sep 2023)

Rose Conway-Walsh: Has Mr. Hayes tried ringing a bank for anything? I suggest everybody here try ringing. I had a recent experience of ringing the bank in regard to credit card fraud and it was press this, press that, press the other. There is a digital divide. Mr. Hayes should dial the banks and see what he gets - everything but a human being. Everything is done to avoid speaking to another human being.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Issues: Discussion (27 Sep 2023)

Rose Conway-Walsh: I have a very short question on the defective block situation. Where houses have been remediated, involving an outer leaf or a partial rebuild rather than a complete one, are there any conditions attached to somebody applying for a mortgage provided they have met all the remediation conditions?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Issues: Discussion (27 Sep 2023)

Rose Conway-Walsh: Just to be clear, must the houses adhere to the current regulations, not those from 2008?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Issues: Discussion (27 Sep 2023)

Rose Conway-Walsh: That is an important point in the scheme. If the property meets the standards, the banks consider it to be the very same as any other.

Written Answers — Department of Public Expenditure and Reform: Departmental Reports (26 Sep 2023)

Rose Conway-Walsh: 203. To ask the Minister for Public Expenditure and Reform the average cost of producing an IGEES report; and if he will make a statement on the matter. [41283/23]

Written Answers — Department of Public Expenditure and Reform: Departmental Contracts (26 Sep 2023)

Rose Conway-Walsh: 204. To ask the Minister for Public Expenditure and Reform the average cost of a private consultant report for his Department; and if he will make a statement on the matter. [41284/23]

Written Answers — Department of Public Expenditure and Reform: Waste Management (26 Sep 2023)

Rose Conway-Walsh: 205. To ask the Minister for Public Expenditure and Reform the number of TFS office spot-checks and infringements; and if he will make a statement on the matter. [41285/23]

Written Answers — Department of Public Expenditure and Reform: Public Sector Pay (26 Sep 2023)

Rose Conway-Walsh: 206. To ask the Minister for Public Expenditure and Reform the cost of backdating the planned pay increase associated with the grade review of the Secretaries General of the Departments of Housing, Local Government and Heritage and Children, Equality, Disability, Integration and Youth; and if he will make a statement on the matter. [41286/23]

Energy (Windfall Gains in the Energy Sector) (Cap on Market Revenues) Bill 2023: Second Stage (21 Sep 2023)

Rose Conway-Walsh: Deputy O'Reilly is to come. She will probably be here, but if she is not I will continue on. Sinn Féin and I, and my colleague, Deputy O'Rourke, have been warning this Government since October 2021 – two years ago – that our electricity pricing system was broken and that high gas prices were leading to skyrocketing prices for wind energy companies. At each stage, the...

Ceisteanna ar Pholasaí nó ar Reachtaíocht - Questions on Policy or Legislation (21 Sep 2023)

Rose Conway-Walsh: As things stand, many homeowners affected by defective concrete blocks are unable to access working capital loans from the banks to start the remedial works on their houses. Aside from the well-documented shortcomings of the scheme, such people simply cannot afford to access it. They need invoices for €100,000 of completed work to have grant funding released by the local authorities...

Joint Oireachtas Committee on the Implementation of the Good Friday Agreement: Business of Joint Committee (21 Sep 2023)

Rose Conway-Walsh: Go raibh maith agat, a Chathaoirligh. I really appreciate that.

Written Answers — Department of Education and Skills: School Textbooks (21 Sep 2023)

Rose Conway-Walsh: 173. To ask the Minister for Education and Skills the first- and full-year cost of extending the free schoolbooks to pupils entering the Junior Certificate cycle in public post-primary schools; and the first- and full-year cost of extending the free schoolbooks to pupils entering the Leaving Certificate cycle in public post-primary schools, assuming a grant rate of €192, €200...

Joint Oireachtas Committee on the Implementation of the Good Friday Agreement: Finance and Economics: Discussion (Resumed) (21 Sep 2023)

Rose Conway-Walsh: I will take it from there. The Joint Committee on Finance, Public Expenditure and Reform, and Taoiseach had a meeting with the Central Bank, and the Irish Fiscal Advisory Council as well, yesterday. It was very obviously that people in this country have never worked so hard, and they are working really hard, but the rates of deprivation continue to rise. That is what we need to examine....

Joint Oireachtas Committee on the Implementation of the Good Friday Agreement: Finance and Economics: Discussion (Resumed) (21 Sep 2023)

Rose Conway-Walsh: When we were discussing taxation and welfare here, it came across strongly that there was a real opportunity here to create something that we never had an opportunity to create before on the island of Ireland since the setup of a system that was really underpinned by the inclusive values of everybody across the island. Is this also a real opportunity as well in terms of the comprehensive...