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Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Consumer Protection (Regulation of Credit Servicing Firms) Bill 2015: Committee Stage (27 May 2015)

Seán Fleming: I have, and with the Greek regulator and the regulators in several countries. The essence of my problem is that if any of the main Irish banks want to bundle off 10,000 of their troublesome mortgages and put them on the market, and a regulated institution in Spain, Portugal or Greece buys them, we have a reciprocal arrangement that as long as they are regulated in the EU, we accept their...

Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Consumer Protection (Regulation of Credit Servicing Firms) Bill 2015: Committee Stage (27 May 2015)

Seán Fleming: Where will it be regulated?

Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Consumer Protection (Regulation of Credit Servicing Firms) Bill 2015: Committee Stage (27 May 2015)

Seán Fleming: It is because it is doing business in Ireland.

Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Consumer Protection (Regulation of Credit Servicing Firms) Bill 2015: Committee Stage (27 May 2015)

Seán Fleming: And that is done by the Financial Regulator, not the Central Bank. We are into the differentiation between the Regulator and the Central Bank as overseeing the overall prudential strength of the bank as opposed to the regulatory aspect by the Financial Regulator.

Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Consumer Protection (Regulation of Credit Servicing Firms) Bill 2015: Committee Stage (27 May 2015)

Seán Fleming: I will press the amendment anyway.

Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Consumer Protection (Regulation of Credit Servicing Firms) Bill 2015: Committee Stage (27 May 2015)

Seán Fleming: I will reconsider it and resubmit.

Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Consumer Protection (Regulation of Credit Servicing Firms) Bill 2015: Committee Stage (27 May 2015)

Seán Fleming: I acknowledge the principle of the amendment but we are discussing the actions of an unregulated organisation. The Central Bank has enough difficulties supervising the institutions that are currently regulated. How can it possibly know what is going on in bodies that it does not regulate? If the Minister of State can assure us that a division within the Financial Regulator's office is...

Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Consumer Protection (Regulation of Credit Servicing Firms) Bill 2015: Committee Stage (27 May 2015)

Seán Fleming: I welcome that firms cannot use as a defence the claim that they were ordered to breach the regulations but we are back to my first question about the unregulated owner. If it is unregulated, it is outside the ambit of the Financial Regulator. How will the regulator know whether the unregulated entity is behaving properly? We have had a lengthy debate on providing transparency on...

Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Consumer Protection (Regulation of Credit Servicing Firms) Bill 2015: Committee Stage (27 May 2015)

Seán Fleming: We will revisit it on Report Stage.

Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Consumer Protection (Regulation of Credit Servicing Firms) Bill 2015: Committee Stage (27 May 2015)

Seán Fleming: I move amendment No. 23:In page 7, between lines 32 and 33, to insert the following:"(c) by inserting the following after paragraph (c):"and, in relation to an unregulated service provider means a consumer who is, in relation to any aspect of his or her credit agreement,(i) a customer of credit servicing firm engaged by an unregulated service provider, or (ii) a customer of an unregulated...

Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Consumer Protection (Regulation of Credit Servicing Firms) Bill 2015: Committee Stage (27 May 2015)

Seán Fleming: Okay.

Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Consumer Protection (Regulation of Credit Servicing Firms) Bill 2015: Committee Stage (27 May 2015)

Seán Fleming: I move amendment No. 24:In page 7, between lines 32 and 33, to insert the following:"Consumer Protection Code 7. The Consumer Protection Code shall continue to apply to all loans to which the code was previously applicable.".

Topical Issue Debate: State Examinations (27 May 2015)

Seán Fleming: The letter I received states that the number of applications received in 2012 was 2,495, in 2013 it was 2,572 and in 2014 it was 2,609 while the number of reader approvals was 1826, 1,678 and 1,695, respectively. There has been a very slight increase in the number of applications, of approximately 100 over the three years, but the number of approvals has dropped and the number of refusals...

Topical Issue Debate: State Examinations (27 May 2015)

Seán Fleming: I raise an issue which affects approximately 1,000 students who are due to sit the leaving certificate examination in the coming week. They have special needs and applied through the Department to the State Examinations Commission for a reader to assist them in reading the examination papers in order that they will be able to answer the questions to the best of their ability. Many of them...

Midland Regional Hospital: Motion [Private Members] (26 May 2015)

Seán Fleming: I welcome the opportunity to speak on this issue and thank my party colleague, Deputy Kelleher, for tabling the Private Member's motion on behalf of the Fianna Fáil Party. The main points of our motion are as follows:Dáil Éireann: extends its deepest sympathies to the parents and families of babies that died at the Midland Regional Hospital, Portlaoise; condemns the...

Written Answers — Department of Social Protection: Pension Provisions (26 May 2015)

Seán Fleming: 236. To ask the Minister for Social Protection if her Department has had discussions with the Department of Public Expenditure and Reform with regard to the provision of a pension scheme for community employment scheme supervisors; the conclusions or outcome of same; and if she will make a statement on the matter. [20639/15]

Written Answers — Department of Social Protection: Pension Provisions (26 May 2015)

Seán Fleming: 237. To ask the Minister for Social Protection if her Department has given consideration to providing a pension fund for community employment scheme supervisors from within existing funds for community employment scheme supervision; and if she will make a statement on the matter. [20640/15]

Written Answers — Department of Children and Youth Affairs: Child and Family Agency Funding (26 May 2015)

Seán Fleming: 560. To ask the Minister for Children and Youth Affairs the number of organisations that have been informed that their funding will be removed or cut by Tusla, the Child and Family Agency; the amounts involved in each case; if he will re-examine these, with a view to having the funds re-instated; and if he will make a statement on the matter. [19923/15]

Written Answers — Department of Children and Youth Affairs: Child and Family Agency Funding (26 May 2015)

Seán Fleming: 561. To ask the Minister for Children and Youth Affairs if funding will be reinstated to an organisation (details supplied) that was informed in recent days that its funding will be withdrawn from 30 June 2015; and if he will make a statement on the matter. [19924/15]

Written Answers — Department of Health: Hospital Waiting Lists (26 May 2015)

Seán Fleming: 592. To ask the Minister for Health when an operation will be provided in respect of a person (details supplied) in County Laois; and if he will make a statement on the matter. [19828/15]

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