Dáil debates
Thursday, 3 April 2025
Ceisteanna ar Sonraíodh Uain Dóibh - Priority Questions
Pension Provisions
3:50 am
Jack Chambers (Dublin West, Fianna Fail) | Oireachtas source
The single public service pension scheme is a statutory public service career-average defined benefit pension scheme, established on 1 January 2013 under the Public Service Pensions (Single Scheme and Other Provisions) Act 2012. The single scheme was established to place publicly funded retirement benefits on a more sustainable footing in the context of longer life expectancies. All new entrants to the public service hired after 1 January 2013 are members of this single scheme.
Members of the Permanent Defence Force, firefighters, members of An Garda Síochána and prison officers are categorised as members of the uniformed accrual cohort of single scheme members. The uniformed grades have certain enhanced benefits that other members of the single scheme do not have in recognition of their earlier retirement age, such as early payment of scheme benefits. This enables them to accrue more single scheme benefits over expected shorter public service careers in these roles. Once members of the uniformed accrual cohort reach their normal retirement age as provided for in section 26 of the 2012 Act, they can retire at that age and receive their occupational retirement benefits accrued at a higher rate, including their retirement lump-sum and pension benefit payments.
These benefit payments are separate from, and in addition to, any future entitlement that they may have to the State contributory pension, which is administered by the Department of Social Protection.
While members of the Defence Forces and other uniformed accrual members have mandatory retirement ages lower than the State pension contributory retirement age, they are still able to work in other employment in the intervening period while fully accessing their single-scheme pension benefits, subject to abatement, where applicable, if in the public service. In 2024, in recognition of changing demographics and a desire for each member of the fast-accrual category to continue working for longer, the Government enacted Part 11 of the Courts, Civil Law, Criminal Law and Superannuation (Miscellaneous Provisions) 2024. This allowed work to be done by officials in my Department and those in other Departments. The legislation allows for an increase in the mandatory retirement age for uniformed staff to 62 years for those who choose to avail of it and applies to single scheme and pre-existing public service pension schemes. I will get back to the Deputy on the rest of it.
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